If you're feeling overwhelmed by debts and don't know what to do, or have been knocked for a loan because of your credit score, Credit Repair Australia can help.
Credit Repair Australia offers debt solutions and credit restoration services. It starts with a consultation and then a plan tailored to your needs.
What services does Credit Repair Australia offer?
Credit Repair Australia can help you in 3 ways:
- Getting your credit reports. You can easily get a copy of your credit report yourself, but Credit Repair Australia can get you a copy of your report from each of the 3 credit agencies operating in Australia (Equifax, Experian and Illion). Examining your credit reports is the first step to figuring out the source of your credit troubles.
- Credit restoration. There's a lot of information on your credit report. Credit Repair Australia can go through it and look for potential errors or issues that can be challenged and removed. Removing a negative listing can help lift your credit score.
- Debt solutions. Credit Repair Australia's experts can give you a consultation and help you figure out ways to manage your debt, such as better budgeting, debt management and debt consolidation strategies. If you have serious debt issues, Credit Repair Australia can negotiate with your creditors and help you structure a Debt Agreement, debt consolidation or other help.
About Credit Repair Australia
Credit Repair Australia was founded by Richard Simes and has been operating for 21 years. It offers credit repair and debt solutions for Australians who are struggling to get loans or credit approval because of credit issues.
Credit Repair Australia is a member of Personal Insolvency Professionals Association (PIPA).
Who is Credit Repair Australia's services for?
Credit Repair Australia aims to help Australians whose current or recent credit history make it hard for them to get credit approved.
You might find this useful if you:
- Have been rejected for a loan application because your credit score is too low.
- Have multiple outstanding debts and you've missed repayments or are struggling to make repayments.
- Have a history of unpaid debts and late payments and don't know where to start.
Keep in mind that you can get a copy of your credit report yourself for free. And there are many steps you can take by yourself to improve your credit score.
But if you're confused, overwhelmed and feel you need professional help, a service like Credit Repair Australia can help.
Eligibility
You'll need to be:
- An Australian resident
- Aged 18-65
- Have a regular source of income
Ask a question
More guides on Finder
-
Mobile phone plans and credit checks
Missing a phone bill can end up hurting your credit score, but simply having a mobile plan won't impact your credit report.
-
What is a good credit score?
The average Australian has a "very good" credit score according to Finder analysis. Here's how credit scores are categorised in Australia, and how to check yours.
-
Credit reporting agencies in Australia
Credit reporting bureaus issue credit reports and scores to consumers and lenders. Discover how they work in this guide.
-
How to request a credit ban in Australia
Placing a ban on your credit report can help to protect you from fraud. Here's how to request and extend bans with Experian, Equifax and ilion in Australia.
-
Will cancelling a credit card affect my credit score?
If you're planning to cancel a credit card, here's what you need to know about the impact it could have on your credit score.
-
How to improve your credit score?
9 things you can do today to start improving your credit score.
-
Credit repair in Australia
How to remove incorrect negative listings from your report and adopt positive money habits to get your credit history back on track.
-
How long do credit enquiries stay on your credit file?
How to remove enquiries from your report in 4 steps and a guide for improving your credit score.
-
How to improve your credit score with a credit card
Discover how you can use a credit card to build or repair your credit history.