Health Insurance Customer Satisfaction Awards 2024

We asked 400+ Australians to rate their health insurer for customer service, value for money and more — these are the winners.

Most Loved

Most Loved badge
Health Partners Insurance logo

Health Partners Insurance placed first place overall, scoring 4.46/5. 100% of the people surveyed said that Health Partners is a trustworthy brand. It rated well for ease of application and customer service.

Loved brand

Australian Unity Health Insurance logo

Australian Unity Health Insurance

Australian Unity ranked in second place, gaining an overall score of 4.36/5. 100% of people surveyed said that Australian Unity is reliable. It scored highly across all criterias.

HCF Health Insurance logo

HCF Health Insurance

HCF health insurance ranked in third place, gaining an overall score of 4.35/5. 97% of customers surveyed said that they trust HCF health insurance. No one scored higher than HCF when it came to value for money.

Top Value

Top Value badge
HCF Health Insurance logo

HCF Health Insurance came in first place for value for money, scoring 4.16/5. On average 97% of Australians surveyed said HCF is a trustworthy brand.

Value

Australian Unity Health Insurance logo

Australian Unity Health Insurance

Australian Unity health insurance placed second for value for money. It gained an overall score of 4.09/5.

Health Partners Health Insurance logo

Health Partners Health Insurance

Health Partners is the third for value for money in our 2024 poll. It had an overall score of 4.04/5.

Most Trusted

Most Trusted badge
Health Partners Health Insurance logo

Health Partners Health Insurance came in first place overall for most trusted brand, scoring 4.87/5. On average 100% of Australians surveyed said Health Partners is a trustworthy brand.

Trusted brand

Australian Unity Health Insurance logo

Australian Unity Health Insurance

Australian Unity health insurance placed second for most trusted brand. It gained an overall score of 4.84/5.

HCF Health Insurance logo

HCF Health Insurance

HCF is third for most trusted brand in our 2024 poll. It had an overall score of 4.7/5.

Legendary Service

Quality service

Australian Unity Health Insurance logo

Australian Unity Health Insurance

Australian Unity health insurance placed second overall for customer service. It gained an overall score of 4.32/5.

HCF Health Insurance logo

HCF Health Insurance

HCF is the third most overall for customer service in our 2024 poll. It had an overall score of 4.24/5.

How we picked our Health Insurance Customer Satisfaction Awards

Each year, thousands of Australians rate brands they've used as part of Finder's Customer Satisfaction Awards program. Aussies rate brands within a product category across a range of metrics, including 'value for money' and 'customer service'. Finder worked with leading data, insights and consulting company, Dynata to survey customers and collect their responses.

  • Customers were asked to review a range of products they purchased or used recently.
  • The recency period varied from within the last year to within 5 years, depending on the category.
  • For each brand within a product group, a minimum sample size was established, with the sample sizing varying by product category. Brands that received fewer than 25 to 30 responses did not qualify for consideration for a Finder Customer Satisfaction Award. There was also a maximum limit of 35 responses per brand in each product category, with some exceeding this slightly.
    • We used the following metrics to assess brands, and asked customers:
      • if they thought the brand was trustworthy/reliable. This result was scored out of 5 as a percentage. For example, if 80% of customers said they thought a brand was trustworthy/reliable, it received a score of 4 out of 5.
      • how they would rate each Health Insurer overall on a scale between 1 and 5 and in terms of: Customer service, features and benefits, ease of application and value for money.

    The final scores were calculated as follows:

    AwardWeightings
    Most Loved
  • The average of all metrics scored
  • Most Trusted
  • Whether or not the brand is trustworthy/reliable: 80%
  • All other pillars: 20%
  • Top Value
  • "Value for money" pillar: 80%
  • All other pillars: 20%
  • Legendary Service
  • "Customer Service": 80%
  • All other pillars: 20%
  • If a brand no longer exists in the market, they were disqualified and excluded from our assessment, meaning that they were ineligible for consideration for any Award (even though responses may have been collected in relation to the relevant brand's product(s) at such time that they were previously available). However, if only the brand's name changed and the products remained the same, the brand was still eligible for consideration for an Award and was assessed by us on the basis of the new brand name.
  • The Finder Customer Satisfaction Awards is an independent awards program and commercial partnerships do not influence the results in any way.
    • Disclaimer: We tried to collect feedback and data from survey participants on as many products and providers in the market as possible. Although we were able to assess an extensive range of products and providers from the survey responses, we can't say that every provider and/or product currently available in the market was considered as part of our review and winner selection process. Some products and/or providers may have been omitted from survey responses and therefore not considered by us for any Customer Satisfaction Award. Survey customers received an incentive arranged by Dynata. Read our Advertiser Disclosure.

      Meet our experts

      Piyush Pillai

      Piyush Pillai, Insights analyst

      Piyush is an insights analyst at Finder and is responsible for developing the methodology for Finder's Product Awards. He holds an MBA from Macquarie University and a MSc in Banking and Finance from the University of London.

      Peta Taylor

      Peta Taylor, Publisher for Insurance

      Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. She is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year.

      Explore our past Award winners

      Peta Taylor's headshot
      Written by

      Publisher of Insurance

      Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

      More guides on Finder

      Ask a question

      You are about to post a question on finder.com.au:

      • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
      • finder.com.au is a financial comparison and information service, not a bank or product provider
      • We cannot provide you with personal advice or recommendations
      • Your answer might already be waiting – check previous questions below to see if yours has already been asked

      Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

      This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
      Go to site
      Compare 40+ health funds in under a minute
      Close