Budget Direct Home Insurance came in first place overall for customer satisfaction, scoring 4.25/5. It scored highly in all surveyed states for customer service, features and benefits, ease of application and value for money.
The Finder Customer Satisfaction Awards are decided by the only votes that really matter – yours. We asked home insurance customers to tell us about their experiences. Now we can reveal what they said.
Most Loved - National
Legendary Service - National
Budget Direct Home Insurance had high scores across the states for customer service.
Most Loved - NSW
NRMA Home Insurance came in first place in NSW. It scored 4.45/5 overall, 4.3/5 for value for money and 4.4/5 for customer service. 97% of Australians surveyed said they believe NRMA is a reliable brand.
Loved brand
Youi Home Insurance
Youi home insurance came in second place in NSW. It scored 4.42/5 overall, 4.2/5 for value for money and 4.5/5 for customer service. 94% of Australians surveyed said that they trust Youi.
AAMI Home Insurance
AAMI home insurance came in third place in NSW. It scored 4.36/5 overall, 4.1/5 for value for money and 4.3/5 for customer service. 94% of Australians surveyed said that they trust AAMI.
Top Value - NSW
NRMA Home Insurance came in first place in NSW for value for money, scoring 4.34/5. On average 97% of Australians surveyed in NSW said NRMA is a trustworthy brand.
Value
Youi Home Insurance
Youi home insurance placed second in NSW for value for money. It gained an overall score of 4.26/5.
AAMI Home Insurance
AAMI is the third in NSW for value for money in our 2024 poll. It had an overall score of 4.17/5.
Most Trusted - NSW
NRMA Home Insurance came in first place overall for most trusted brand, scoring 4.75/5. On average 97% of Australians surveyed in NSW said NRMA is a trustworthy brand.
Trusted brand
Youi Home Insurance
Youi home insurance placed second in NSW for most trusted brand. It gained an overall score of 4.63/5.
AAMI Home Insurance
AAMI is third in NSW for most trusted brand in our 2024 poll. It had an overall score of 4.62/5
Legendary Service - NSW
Youi Home Insurance came in first place overall for customer service in NSW, scoring 4.48/5.
Quality service
NRMA Home Insurance
NRMA home insurance placed second for customer service in NSW. It gained an overall score of 4.41/5.
AAMI Home Insurance
AAMI is third in NSW for customer service in our 2024 poll. It had an overall score of 4.32/5.
Most Loved - QLD
Youi Home Insurance came in first place in QLD, scoring 4.42/5. 94% of Australians surveyed said that Youi is a reliable brand. It also scored 4.3/5 for features & benefits and 4.5/5 for both customer service and ease of application.
Loved brand
Suncorp Home Insurance
Suncorp home insurance came in second place in QLD, scoring 4.28/5, marginally behind Youi overall. 94% of people surveyed said that they trust Suncorp. It also scored 4.3/5 for customer service, 4.2/5 for features & benefits and 4.3/5 for ease of application.
Allianz Home Insurance
Allianz came in third place in QLD. It scored 4.26/5. 94% of people surveyed said said that they trust Allianz.
Top Value - QLD
Youi Home Insurance came in first place in QLD for value for money, scoring 4.18/5. On average 94% of Australians surveyed said Youi is a trustworthy brand.
Value
Allianz Home Insurance
Allianz home insurance placed second in QLD for value for money. It gained an overall score of 4.14/5.
Suncorp Home Insurance
Suncorp is the third in QLD for value for money in our 2024 poll. It had an overall score of 4/5.
Most Trusted - QLD
AAMI Home Insurance came in first place overall for most trusted brand, scoring 4.69/5. On average 97% of Australians surveyed said AAMI is a trustworthy brand.
Trusted brand
Youi Home Insurance
Youi home insurance placed second in QLD for most trusted brand. It gained an overall score of 4.63/5.
Suncorp Home Insurance
Suncorp is third in QLD for most trusted brand in our 2024 poll. It had an overall score of 4.6/5.
Legendary Service - QLD
Youi Home Insurance came in first place overall for customer service in QLD, scoring 4.48/5.
Quality service
Suncorp Home Insurance
Suncorp home insurance placed second for customer service in QLD. It gained an overall score of 4.3/5.
NRMA Home Insurance
NRMA is third in QLD for customer service in our 2024 poll. It had an overall score of 4.28/5.
Most Loved - SA
RAA Home Insurance came in first place in SA, scoring 4.55/5. 97% surveyed with RAA said that the SA-based insurer is a reliable brand.
Loved brand
Budget Direct Home Insurance
Budget Direct was the second most popular insurer surveyed in SA, scoring 4.33/5. 97% of customers said that Budget Direct is trustworthy.
AAMI Home Insurance
AAMI home insurance ranked in third place in SA, gaining an overall score of 4.27/5. 91% of customers said that Budget Direct is trustworthy.
Top Value - SA
RAA Home Insurance came in first place in SA for value for money, scoring 4.29/5. 97% of Australians surveyed said RAA is a trustworthy brand.
Value
Budget Direct Home Insurance
Budget Direct home insurance placed second in SA for value for money. It gained an overall score of 4.16/5.
AAMI Home Insurance
AAMI is the third in SA for value for money in our 2024 poll. It had an overall score of 3.99/5.
Most Trusted - SA
RAA Home Insurance came in first place overall for most trusted brand, scoring 4.78/5. 97% of Australians surveyed said RAA is a trustworthy brand.
Trusted brand
Budget Direct Home Insurance
Budget Direct home insurance placed second in SA for most trusted brand. It gained an overall score of 4.72/5.
Allianz Home Insurance
Allianz is third in SA for most trusted brand in our 2024 poll. It had an overall score of 4.49/5.
Legendary Service - SA
RAA Home Insurance came in first place overall for customer service in SA, scoring 4.66/5.
Quality service
AAMI Home Insurance
AAMI home insurance placed second for customer service in SA. It gained an overall score of 4.37/5.
CGU Home Insurance
CGU is third in SA for customer service in our 2024 poll. It had an overall score of 4.27/5.
Most Loved - VIC
AAMI Home Insurance AAMI is Finder's customer satisfaction winner in Victoria. It scored 4.43/5 overall and 97% of people surveyed said that AAMI is trustworthy.
Loved brand
CommBank Home Insurance
CommBank is also popular in Victoria. It came in second place, scoring 4.39/5. 97% of people surveyed said that they trust this insurer.
Youi Home Insurance
Youi home insurance came in third spot. It got an overall score of 4.39/5. 89% of people surveyed said they would recommend the insurer to a friend.
Top Value - VIC
CommBank Home Insurance came in first place in Vic for value for money, scoring 4.25/5. 97% of Australians surveyed said CommBank is a trustworthy brand.
Value
Youi Home Insurance
Youi home insurance placed second in VIC for value for money. It gained an overall score of 4.17/5.
Budget Direct Home Insurance
Budget Direct is the third in VIC for value for money in our 2024 poll. It had an overall score of 4.05/5.
Most Trusted - VIC
AAMI Home Insurance came in first place overall for most trusted brand, scoring 4.75/5. On average 97% of Australians surveyed said AAMI is a trustworthy brand.
Trusted brand
CommBank Home Insurance
CommBank home insurance placed second in VIC for most trusted brand. It gained an overall score of 4.74/5.
Budget Direct Home Insurance
Budget Direct is third in VIC for most trusted brand in our 2024 poll. It had an overall score of 4.58/5.
Legendary Service - VIC
Youi Home Insurance came in first place overall for customer service in VIC, scoring 4.55/5.
Quality service
AAMI Home Insurance
AAMI home insurance placed second for customer service in VIC. It gained an overall score of 4.41/5.
CommBank Home Insurance
CommBank is third in VIC for customer service in our 2024 poll. It had an overall score of 4.32/5.
Most Loved - WA
Allianz Home Insurance is the winner in Western Australia. It scored 4.44/5 overall. 94% of people surveyed said they trust Allianz.
Loved brand
RAC Home Insurance
RAC home insurance came in second place in Western Australia, scoring 4.34/5. 94% of people surveyed said RAC is reliable.
CommBank Home Insurance
CommBank came in third place in Western Australia, scoring 4.25/5. 91% of people surveyed said they trust this provider.
Top Value - WA
Allianz Home Insurance came in first place in WA for value for money, scoring 4.26/5. 94% of Australians surveyed said Allianz is a trustworthy brand.
Value
RAC Home Insurance
RAC home insurance placed second in WA for value for money. It gained an overall score of 4.16/5.
Budget Direct Home Insurance
Budget Direct is the third in WA for value for money in our 2024 poll. It had an overall score of 4.12/5.
Most Trusted - WA
Allianz Home Insurance came in first place overall for most trusted brand, scoring 4.64/5. On average 94% of Australians surveyed in WA said Allianz is a trustworthy brand.
Trusted brand
RAC Home Insurance
RAC home insurance placed second in WA for most trusted brand. It gained an overall score of 4.61/5.
CommBank Home Insurance
CommBank is third in WA for most trusted brand in our 2024 poll. It had an overall score of 4.48/5.
Legendary Service - WA
Allianz Home Insurance came in first place overall for customer service in WA, scoring 4.41/5.
Quality service
RAC Home Insurance
RAC home insurance placed second for customer service in WA. It gained an overall score of 4.39/5.
CommBank Home Insurance
CommBank is third in WA for customer service in our 2024 poll. It had an overall score of 4.36/5.
How we picked our Home Insurance Customer Satisfaction Awards
Each year, thousands of Australians rate brands they've used as part of Finder's Customer Satisfaction Awards program. Aussies rate brands within a product category across a range of metrics, including 'value for money' and 'customer service'. Finder worked with leading data, insights and consulting company, Dynata to survey customers and collect their responses.
- Customers were asked to review a range of products they purchased or used recently.
- The recency period varied from within the last year to within 5 years, depending on the category.
- For each brand within a product group, a minimum sample size was established, with the sample sizing varying by product category. Brands that received fewer than 25 to 30 responses did not qualify for consideration for a Finder Customer Satisfaction Award. There was also a maximum limit of 35 responses per brand in each product category, with some exceeding this slightly.
- We used the following metrics to assess brands, and asked customers:
- if they thought the brand was trustworthy/reliable. This result was scored out of 5 as a percentage. For example, if 80% of customers said they thought a brand was trustworthy/reliable, it received a score of 4 out of 5.
- how they would rate each Home Insurer overall on a scale between 1 and 5 and in terms of: Customer service, features and benefits, ease of application and value for money.
The final scores were calculated as follows:
Award | Weightings |
---|---|
Most Loved |
|
Most Trusted |
|
Top Value |
|
Legendary Service |
|
National winner |
|
- If a brand no longer exists in the market, they were disqualified and excluded from our assessment, meaning that they were ineligible for consideration for any Award (even though responses may have been collected in relation to the relevant brand's product(s) at such time that they were previously available). However, if only the brand's name changed and the products remained the same, the brand was still eligible for consideration for an Award and was assessed by us on the basis of the new brand name.
- The Finder Customer Satisfaction Awards is an independent awards program and commercial partnerships do not influence the results in any way.
Disclaimer: We tried to collect feedback and data from survey participants on as many products and providers in the market as possible. Although we were able to assess an extensive range of products and providers from the survey responses, we can't say that every provider and/or product currently available in the market was considered as part of our review and winner selection process. Some products and/or providers may have been omitted from survey responses and therefore not considered by us for any Customer Satisfaction Award. Survey customers received an incentive arranged by Dynata. Read our Advertiser Disclosure.
Meet our experts
Piyush Pillai, Insights analyst
Piyush is an insights analyst at Finder and is responsible for developing the methodology for Finder's Product Awards. He holds an MBA from Macquarie University and a MSc in Banking and Finance from the University of London.
Peta Taylor, Publisher for Insurance
Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. She is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year.
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