Finder makes money from featured partners, but editorial opinions are our own.

Home Insurance Customer Satisfaction Awards 2024

We asked 1,000+ Australians to rate their home insurer for customer service, value for money and more – these are the winners.

The Finder Customer Satisfaction Awards are decided by the only votes that really matter – yours. We asked home insurance customers to tell us about their experiences. Now we can reveal what they said.

Most Loved - National

Most Loved - National badge
Budget Direct Home Insurance logo

Budget Direct Home Insurance came in first place overall for customer satisfaction, scoring 4.25/5. It scored highly in all surveyed states for customer service, features and benefits, ease of application and value for money.

Legendary Service - National

Most Loved - NSW

Most Loved - NSW badge
NRMA Home Insurance logo

NRMA Home Insurance came in first place in NSW. It scored 4.45/5 overall, 4.3/5 for value for money and 4.4/5 for customer service. 97% of Australians surveyed said they believe NRMA is a reliable brand.

Loved brand

Youi Home Insurance logo

Youi Home Insurance

Youi home insurance came in second place in NSW. It scored 4.42/5 overall, 4.2/5 for value for money and 4.5/5 for customer service. 94% of Australians surveyed said that they trust Youi.

AAMI Home Insurance logo

AAMI Home Insurance

AAMI home insurance came in third place in NSW. It scored 4.36/5 overall, 4.1/5 for value for money and 4.3/5 for customer service. 94% of Australians surveyed said that they trust AAMI.

Top Value - NSW

Top Value - NSW badge
NRMA Home Insurance logo

NRMA Home Insurance came in first place in NSW for value for money, scoring 4.34/5. On average 97% of Australians surveyed in NSW said NRMA is a trustworthy brand.

Value

Youi Home Insurance logo

Youi Home Insurance

Youi home insurance placed second in NSW for value for money. It gained an overall score of 4.26/5.

AAMI Home Insurance logo

AAMI Home Insurance

AAMI is the third in NSW for value for money in our 2024 poll. It had an overall score of 4.17/5.

Most Trusted - NSW

Most Trusted - NSW badge
NRMA Home Insurance logo

NRMA Home Insurance came in first place overall for most trusted brand, scoring 4.75/5. On average 97% of Australians surveyed in NSW said NRMA is a trustworthy brand.

Trusted brand

Youi Home Insurance logo

Youi Home Insurance

Youi home insurance placed second in NSW for most trusted brand. It gained an overall score of 4.63/5.

AAMI Home Insurance logo

AAMI Home Insurance

AAMI is third in NSW for most trusted brand in our 2024 poll. It had an overall score of 4.62/5

Legendary Service - NSW

Quality service

NRMA Home Insurance logo

NRMA Home Insurance

NRMA home insurance placed second for customer service in NSW. It gained an overall score of 4.41/5.

AAMI Home Insurance logo

AAMI Home Insurance

AAMI is third in NSW for customer service in our 2024 poll. It had an overall score of 4.32/5.

Most Loved - QLD

Most Loved - QLD badge
Youi Home Insurance logo

Youi Home Insurance came in first place in QLD, scoring 4.42/5. 94% of Australians surveyed said that Youi is a reliable brand. It also scored 4.3/5 for features & benefits and 4.5/5 for both customer service and ease of application.

Loved brand

Suncorp Home Insurance logo

Suncorp Home Insurance

Suncorp home insurance came in second place in QLD, scoring 4.28/5, marginally behind Youi overall. 94% of people surveyed said that they trust Suncorp. It also scored 4.3/5 for customer service, 4.2/5 for features & benefits and 4.3/5 for ease of application.

Allianz Home Insurance logo

Allianz Home Insurance

Allianz came in third place in QLD. It scored 4.26/5. 94% of people surveyed said said that they trust Allianz.

Top Value - QLD

Top Value - QLD badge
Youi Home Insurance logo

Youi Home Insurance came in first place in QLD for value for money, scoring 4.18/5. On average 94% of Australians surveyed said Youi is a trustworthy brand.

Value

Allianz Home Insurance logo

Allianz Home Insurance

Allianz home insurance placed second in QLD for value for money. It gained an overall score of 4.14/5.

Suncorp Home Insurance logo

Suncorp Home Insurance

Suncorp is the third in QLD for value for money in our 2024 poll. It had an overall score of 4/5.

Most Trusted - QLD

Most Trusted - QLD badge
AAMI Home Insurance logo

AAMI Home Insurance came in first place overall for most trusted brand, scoring 4.69/5. On average 97% of Australians surveyed said AAMI is a trustworthy brand.

Trusted brand

Youi Home Insurance logo

Youi Home Insurance

Youi home insurance placed second in QLD for most trusted brand. It gained an overall score of 4.63/5.

Suncorp Home Insurance logo

Suncorp Home Insurance

Suncorp is third in QLD for most trusted brand in our 2024 poll. It had an overall score of 4.6/5.

Legendary Service - QLD

Quality service

Suncorp Home Insurance logo

Suncorp Home Insurance

Suncorp home insurance placed second for customer service in QLD. It gained an overall score of 4.3/5.

NRMA Home Insurance logo

NRMA Home Insurance

NRMA is third in QLD for customer service in our 2024 poll. It had an overall score of 4.28/5.

Most Loved - SA

Most Loved - SA badge
RAA Home Insurance logo

RAA Home Insurance came in first place in SA, scoring 4.55/5. 97% surveyed with RAA said that the SA-based insurer is a reliable brand.

Loved brand

Budget Direct Home Insurance logo

Budget Direct Home Insurance

Budget Direct was the second most popular insurer surveyed in SA, scoring 4.33/5. 97% of customers said that Budget Direct is trustworthy.

AAMI Home Insurance logo

AAMI Home Insurance

AAMI home insurance ranked in third place in SA, gaining an overall score of 4.27/5. 91% of customers said that Budget Direct is trustworthy.

Top Value - SA

Top Value - SA badge
RAA Home Insurance logo

RAA Home Insurance came in first place in SA for value for money, scoring 4.29/5. 97% of Australians surveyed said RAA is a trustworthy brand.

Value

Budget Direct Home Insurance logo

Budget Direct Home Insurance

Budget Direct home insurance placed second in SA for value for money. It gained an overall score of 4.16/5.

AAMI Home Insurance logo

AAMI Home Insurance

AAMI is the third in SA for value for money in our 2024 poll. It had an overall score of 3.99/5.

Most Trusted - SA

Most Trusted - SA badge
RAA Home Insurance logo

RAA Home Insurance came in first place overall for most trusted brand, scoring 4.78/5. 97% of Australians surveyed said RAA is a trustworthy brand.

Trusted brand

Budget Direct Home Insurance logo

Budget Direct Home Insurance

Budget Direct home insurance placed second in SA for most trusted brand. It gained an overall score of 4.72/5.

Allianz Home Insurance logo

Allianz Home Insurance

Allianz is third in SA for most trusted brand in our 2024 poll. It had an overall score of 4.49/5.

Legendary Service - SA

Legendary Service - SA badge
RAA Home Insurance logo

RAA Home Insurance came in first place overall for customer service in SA, scoring 4.66/5.

Quality service

AAMI Home Insurance logo

AAMI Home Insurance

AAMI home insurance placed second for customer service in SA. It gained an overall score of 4.37/5.

CGU Home Insurance logo

CGU Home Insurance

CGU is third in SA for customer service in our 2024 poll. It had an overall score of 4.27/5.

Most Loved - VIC

Most Loved - VIC badge
AAMI Home Insurance logo

AAMI Home Insurance AAMI is Finder's customer satisfaction winner in Victoria. It scored 4.43/5 overall and 97% of people surveyed said that AAMI is trustworthy.

Loved brand

CommBank Home Insurance logo

CommBank Home Insurance

CommBank is also popular in Victoria. It came in second place, scoring 4.39/5. 97% of people surveyed said that they trust this insurer.

Youi Home Insurance logo

Youi Home Insurance

Youi home insurance came in third spot. It got an overall score of 4.39/5. 89% of people surveyed said they would recommend the insurer to a friend.

Top Value - VIC

Top Value - VIC badge
CommBank Home Insurance logo

CommBank Home Insurance came in first place in Vic for value for money, scoring 4.25/5. 97% of Australians surveyed said CommBank is a trustworthy brand.

Value

Youi Home Insurance logo

Youi Home Insurance

Youi home insurance placed second in VIC for value for money. It gained an overall score of 4.17/5.

Budget Direct Home Insurance logo

Budget Direct Home Insurance

Budget Direct is the third in VIC for value for money in our 2024 poll. It had an overall score of 4.05/5.

Most Trusted - VIC

Most Trusted - VIC badge
AAMI Home Insurance logo

AAMI Home Insurance came in first place overall for most trusted brand, scoring 4.75/5. On average 97% of Australians surveyed said AAMI is a trustworthy brand.

Trusted brand

CommBank Home Insurance logo

CommBank Home Insurance

CommBank home insurance placed second in VIC for most trusted brand. It gained an overall score of 4.74/5.

Budget Direct Home Insurance logo

Budget Direct Home Insurance

Budget Direct is third in VIC for most trusted brand in our 2024 poll. It had an overall score of 4.58/5.

Legendary Service - VIC

Quality service

AAMI Home Insurance logo

AAMI Home Insurance

AAMI home insurance placed second for customer service in VIC. It gained an overall score of 4.41/5.

CommBank Home Insurance logo

CommBank Home Insurance

CommBank is third in VIC for customer service in our 2024 poll. It had an overall score of 4.32/5.

Most Loved - WA

Most Loved - WA badge
Allianz Home Insurance logo

Allianz Home Insurance is the winner in Western Australia. It scored 4.44/5 overall. 94% of people surveyed said they trust Allianz.

Loved brand

RAC Home Insurance logo

RAC Home Insurance

RAC home insurance came in second place in Western Australia, scoring 4.34/5. 94% of people surveyed said RAC is reliable.

CommBank Home Insurance logo

CommBank Home Insurance

CommBank came in third place in Western Australia, scoring 4.25/5. 91% of people surveyed said they trust this provider.

Top Value - WA

Top Value - WA badge
Allianz Home Insurance logo

Allianz Home Insurance came in first place in WA for value for money, scoring 4.26/5. 94% of Australians surveyed said Allianz is a trustworthy brand.

Value

RAC Home Insurance logo

RAC Home Insurance

RAC home insurance placed second in WA for value for money. It gained an overall score of 4.16/5.

Budget Direct Home Insurance logo

Budget Direct Home Insurance

Budget Direct is the third in WA for value for money in our 2024 poll. It had an overall score of 4.12/5.

Most Trusted - WA

Most Trusted - WA badge
Allianz Home Insurance logo

Allianz Home Insurance came in first place overall for most trusted brand, scoring 4.64/5. On average 94% of Australians surveyed in WA said Allianz is a trustworthy brand.

Trusted brand

RAC Home Insurance logo

RAC Home Insurance

RAC home insurance placed second in WA for most trusted brand. It gained an overall score of 4.61/5.

CommBank Home Insurance logo

CommBank Home Insurance

CommBank is third in WA for most trusted brand in our 2024 poll. It had an overall score of 4.48/5.

Legendary Service - WA

Quality service

RAC Home Insurance logo

RAC Home Insurance

RAC home insurance placed second for customer service in WA. It gained an overall score of 4.39/5.

CommBank Home Insurance logo

CommBank Home Insurance

CommBank is third in WA for customer service in our 2024 poll. It had an overall score of 4.36/5.

How we picked our Home Insurance Customer Satisfaction Awards

Each year, thousands of Australians rate brands they've used as part of Finder's Customer Satisfaction Awards program. Aussies rate brands within a product category across a range of metrics, including 'value for money' and 'customer service'. Finder worked with leading data, insights and consulting company, Dynata to survey customers and collect their responses.

  • Customers were asked to review a range of products they purchased or used recently.
  • The recency period varied from within the last year to within 5 years, depending on the category.
  • For each brand within a product group, a minimum sample size was established, with the sample sizing varying by product category. Brands that received fewer than 25 to 30 responses did not qualify for consideration for a Finder Customer Satisfaction Award. There was also a maximum limit of 35 responses per brand in each product category, with some exceeding this slightly.
    • We used the following metrics to assess brands, and asked customers:
      • if they thought the brand was trustworthy/reliable. This result was scored out of 5 as a percentage. For example, if 80% of customers said they thought a brand was trustworthy/reliable, it received a score of 4 out of 5.
      • how they would rate each Home Insurer overall on a scale between 1 and 5 and in terms of: Customer service, features and benefits, ease of application and value for money.

    The final scores were calculated as follows:

    AwardWeightings
    Most Loved
  • The average of all metrics scored
  • Most Trusted
  • Whether or not the brand is trustworthy/reliable: 80%
  • All other pillars: 20%
  • Top Value
  • "Value for money" pillar: 80%
  • All other pillars: 20%
  • Legendary Service
  • "Customer Service": 80%
  • All other pillars: 20%
  • National winner
  • We calculated the average score from the top-ranking brands from each of the 5 states we looked at.
  • If a brand no longer exists in the market, they were disqualified and excluded from our assessment, meaning that they were ineligible for consideration for any Award (even though responses may have been collected in relation to the relevant brand's product(s) at such time that they were previously available). However, if only the brand's name changed and the products remained the same, the brand was still eligible for consideration for an Award and was assessed by us on the basis of the new brand name.
  • The Finder Customer Satisfaction Awards is an independent awards program and commercial partnerships do not influence the results in any way.
    • Disclaimer: We tried to collect feedback and data from survey participants on as many products and providers in the market as possible. Although we were able to assess an extensive range of products and providers from the survey responses, we can't say that every provider and/or product currently available in the market was considered as part of our review and winner selection process. Some products and/or providers may have been omitted from survey responses and therefore not considered by us for any Customer Satisfaction Award. Survey customers received an incentive arranged by Dynata. Read our Advertiser Disclosure.

      Meet our experts

      Piyush Pillai

      Piyush Pillai, Insights analyst

      Piyush is an insights analyst at Finder and is responsible for developing the methodology for Finder's Product Awards. He holds an MBA from Macquarie University and a MSc in Banking and Finance from the University of London.

      Peta Taylor

      Peta Taylor, Publisher for Insurance

      Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. She is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year.

      Explore our past Award winners

      Peta Taylor's headshot
      Written by

      Publisher of Insurance

      Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

      More guides on Finder

      Ask a question

      You are about to post a question on finder.com.au:

      • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
      • finder.com.au is a financial comparison and information service, not a bank or product provider
      • We cannot provide you with personal advice or recommendations
      • Your answer might already be waiting – check previous questions below to see if yours has already been asked

      Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

      This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
      Go to site