Finder Home Insurance Awards 2025

We compared 52 policies from 31 providers in Australia to help you find good value home insurance in 2025.

The Finder Home Insurance Awards showcase the best home insurance products across two categories; value and comprehensive. Our methodology has been curated specifically to help homeowners find the best fit for their needs. See our home insurance winners below.

Best Value Home Insurance: AAMI Home & Contents Insurance

Best Value Home Insurance badge
AAMI Home & Contents Insurance logo

AAMI Home and Contents Insurance has taken out this year's Finder Award for Value. Offering similar cover to competitors at a lower price along with unique optional benefits like Complete Replacement Cover and AAMI Home Assist, it's a standout.

Highly commended

Australia Post Home & Contents Insurance logo

Australia Post Home & Contents Insurance

About 36% cheaper than the national average, Australia Post has won a Highly Commended award this year for Value. Its standard cover includes generous limits for legal liaiblity, lock replacement and temporary accomodation.

Budget Direct Home & Contents Insurance logo

Budget Direct Home & Contents Insurance

Budget Direct has once again received a Highly Commended award for its value for money. Its comprehensive home and contents insurance has consistently been one of the most affordable policies in the market, combining essential benefits and affordability seamlessly.

Best Comprehensive Home Insurance: Australia Post Home & Contents Insurance

Best Comprehensive Home Insurance badge
Australia Post Home & Contents Insurance logo

Australia Post Home & Contents Insurance is this year's Comprehensive award winner for its competitive pricing and extensive coverage. Very few other brands offered higher cover for legal liability, lock replacement, or temporary accommodation.

Highly commended

QBE Home & Contents Insurance logo

QBE Home & Contents Insurance

QBE Home & Contents Insurance earned a Highly Commended spot for its reasonably priced cover paired with impressive benefits. It boasts high limits for legal liability, lock replacements, and temporary accomodation that make it a solid choice.

Kogan Home & Contents Insurance logo

Kogan Home & Contents Insurance

Kogan is also Highly Commended this year for its strong benefits and generous limits at its price point. Due to having the same underwriter as Australia Post and QBE, it also has high benefit limits for for legal liability, lock replacements, and temporary accomodation.

Finder's Product Awards methodology for home insurance

Finder's Home Insurance Awards recognises market-leading home insurance products, using our proprietary Finder Score ratings methodology, that compares 25 data points for each product, across price and features, for 52 products from 31 providers in Australia.

Why you can trust our awards

expert advice
Expert analysis
Our home insurance awards winners are based on 100+ hours of data analysis of 25 data points across 52 products by our insights team and expert authors.
help
Comprehensive
We compared available products from 31 of Australia's home insurance providers including AAMI and Budget Direct.
independent
Independent
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and meet our editorial standards.

Meet our experts

Piyush Pillai

Piyush Pillai, Insights analyst

Piyush is an insights analyst at Finder and is responsible for developing the methodology for Finder's Product Awards. He holds an MBA from Macquarie University and a MSc in Banking and Finance from the University of London.

Peta Taylor

Peta Taylor, Publisher for Insurance

Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. She is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year.

Tim Bennett

Tim Bennett, Lead publisher, insurance

Tim is Finder's lead publisher for insurance, and has reported on finance topics for over 10 years.

Explore our past award winners

Clare Lee's headshot
Written by

Publisher

Clare Lee is a Senior Publisher at Finder. She works on all trending consumer topics across all verticals as well as streamlining content and product data systems within the Publishing team. You may be surprised to learn that she has a degree in Zoology and a Masters in Animal Welfare Science, Ethics and Law. See full bio

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