Without insurance, wisdom teeth removal can cost $400 per tooth, but with extras cover, you could pay as little as $80.
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*Prices updated December 2024, in line with Finder's database of health insurance policies. Prices reflect the cheapest available for a single individual with less than $97,000 income and living in Sydney with a $750 excess.
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These products offer a balance between low pricing and more features.
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Great
Competitive products within their group.
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Offering basic cover with limited features or higher pricing.
Key takeaways
If a dentist performs the procedure, wisdom tooth extractions cost between $200 and $400, depending on your circumstances.
It is possible to get it covered with extras insurance for as little as $12.40 a week.
On rare occasions, you might receive treatment as an in-patient in a hospital. If that is the case, both Medicare and private health insurance can foot the bill.
How much does wisdom teeth removal cost?
Wisdom teeth removal costs can vary depending on the procedure, where you're treated and whether or not you have health insurance:
Treatment type
Cost range
Details
Simple extractions at the dentist
$150 - $200+ per tooth
Less complex wisdom tooth extractions can usually be done "in the chair" at your dentist.
With local anaesthesia at the dentist
$300 - $400+ per tooth
If you need local anaesthetic, but the procedure can still be done in the chair, you'll pay extra. You may also be charged for additional consultations and X-rays.
Complex extractions in hospital
$2,000 - $3,000+
Complex extraction of wisdom teeth sometimes require surgery in a hospital from an oral surgeon and general anaesthesia, which is significantly more expensive.
With extras insurance
$0 - $80+ per tooth
If your wisdom teeth removal procedure can be done by your dentist, extras insurance can help cover the costs. Depending on your policy, it may cover 60% - 100% of the cost.
With hospital insurance
$0 - $1,000+
If you need hospital treatment, you'll need hospital cover with a dental surgery benefit – a silver-tier treatment. There may still be a gap to pay, depending on the details of the treatment.
Who pays for wisdom teeth removal?
Both Medicare and private health insurance can pay for wisdom teeth removal, depending on a few different circumstances:
Medicare
Medicare can only cover wisdom teeth removal on the rare occasion that you need to be treated in hospital – for example, if you require general anaesthesia due to the complexity of the case due to the position or shape of the roots. In this case, you'll be classed as an in-patient and Medicare can cover the MBS fees associated with your surgery.
Private health insurance
Private health insurance can pay for wisdom teeth removal in and outside of hospital. Most removals are done "in the chair" at your dentist which extras cover can help pay for. If you need to be treated as an in-patient, all silver-tier hospital policies cover dental surgery.
Do I need extras or hospital cover for wisdom teeth removal?
If your procedure is done as an in-patient in a hospital and you're treated in a private hospital, you'll need hospital cover if you want to avoid large out-of-pocket expenses. It should be covered under dental surgery by all silver-tier hospital policies which cost around $115 per month.
It can pay for hospital accommodation, theatre fees and anaesthesia costs, which can only be covered by a hospital policy.
Extras cover
Wisdom tooth extractions completed in the chair can fall under extras or general treatment cover. This is known as outpatient treatment and it's where people most commonly will receive an extraction.
A mid-range extras policy can cover you for around $13 per week, though you'll usually have to serve a 12-month waiting period before you're covered, unless you get the Lifestyle Extras option from ahm which lists "tooth extraction" as a benefit in a routine dental limit and doesn't come with a waiting period.
Cost of private health insurance for wisdom teeth removal
If your procedure is looking like it may be in a hospital, the below options from Finder partners cover private hospital treatment. All have a 12-month waiting period. All prices are based on a single individual with less than $97,000 income and living in Sydney.
Finder Score - Hospital cover health insurance
Each month we analyse over 10,000 hospital insurance products and rate each one on price and features. What we end up with is a nice round number out of 10 that helps you compare hospital cover a bit faster.
Before we start scoring, we need to make sure we're comparing like-for-like. Just as it doesn't make sense to compare a bicycle with a Ferrari, it doesn't make sense to compare basic hospital policies to top-tier Gold policies. Each policy is given a price score and feature score. These are then combined to determine each policies's Finder Score.
Depending on your age, you may be eligible for an
aged-based discount. This is used to estimate your
rebate.
Under 65
65 - 69
70 or older
What's your household's taxable income?
This is the combined income you and your spouse earn before tax. It's needed to calculate the correct Australian government rebate.
$93,000 and under
$93,001 to $108,000
$108,001 to $144,000
$144,001 and over
What kind of health insurance do you need?
Combined (Extras + Hospitals)
Extras
Hospital
What level of hospital coverage would you like?
You can change this at any time later.
Legend
Covered
Restricted cover, You may be partially covered for
this category.
Not covered. Optional for insurer to include.
*Prices updated March 2024, in line with Finder's
database of health insurance policies. Prices are based
on a single individual with less than $93,000 income and
living in Sydney with a $750 excess.
What extras cover do you need? (Optional)
Select as many as you want or move to the next step
Preventative & general dental
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Comparing quotes from 40+ funds...
What affects the cost of wisdom tooth extraction?
How much you'll pay for wisdom teeth removal will depend on the:
Procedure. More serious extractions require surgery in hospital – that's likely to be far more expensive than being treated at the dentist.
Dentist. Ask your dentist how much they plan to charge. There are no limits on how much a dentist can charge, only guidelines issued by the Australian Dental Association.
Specialist. Some complex cases require an oral surgery specialist which will cost you more.
Insurance. The level of hospital or extras cover you have can have a big impact on how much you pay for treatment.
Location. It's often cheaper to get wisdom teeth removed in major cities than it is in rural areas.
Wisdom teeth extraction cost by state
The costs for dental vary depending on which state you live in and the level of treatment you require. The tables below show the average cost for dental procedures by state.
We ask hundreds of Australians what they're paying for health insurance every month. Here's what their bill looked like in November 2024.
Extras only: $56
Basic: $105
Bronze: $141
Silver: $193
Gold: $223
Price based on 470+ responses for single hospital or extras insurance.
FAQs
Wisdom tooth removal costs between $150 and $3,000 in Australia. There is a huge variation in price because the complexity of the procedure can vary significantly from a simple extraction at the dentist to more complex surgery in hospital.
Wisdom tooth removal is covered under Medicare in rare circumstances where you can't afford to pay the treatment and it's deemed medically necessary. You usually need to be a Concession Card holder or receive Centrelink payments to be eligible as well.
There are several reasons why you may need to have your wisdom teeth removed, including:
Impacted wisdom tooth. This is when the tooth only partially emerges from your gums and it can lead to infection. Impacted teeth can also suffer from serious tooth decay, or can lead to the formation of cysts, which can destroy bone and damage nearby teeth.
Tooth decay. It can be very difficult to properly clean an impacted wisdom tooth, and bacteria, food and other nasties can accumulate in the area and cause decay.
Gum infection. If a wisdom tooth only partially emerges from the gum, this can cause food and bacteria to get stuck beneath the gum and cause infection.
Pressure pain. As wisdom teeth emerge, they put a great deal of pressure on other teeth in your mouth as they make room for the new arrival. This can cause extreme pain and also erode other teeth.
Orthodontic purposes. If you've previously received orthodontic treatment to straighten your teeth, the pressure caused by wisdom teeth can counteract that treatment and push your teeth out of place.
Dentures. It is typically recommended that most people who require dentures have their wisdom teeth removed.
Recovery time depends on the complexity of the extraction, but you'll generally find that most take 4 to 7 days to recover from – or in some cases up to 2 weeks – according to several dental sources such as Prevent Dental Suite, Core Dental and No Gaps Dental.
Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio
Gary Ross's expertise
Gary Ross has written 644 Finder guides across topics including:
If you want that perfect smile, you need to be aware of what your private health fund offers you.
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Depending on your age, you may be eligible for an
aged-based discount. This is used to estimate your
rebate.
Under 65
65 - 69
70 or older
What's your household's taxable income?
This is the combined income you and your spouse earn before tax. It's needed to calculate the correct Australian government rebate.
$93,000 and under
$93,001 to $108,000
$108,001 to $144,000
$144,001 and over
What kind of health insurance do you need?
Combined (Extras + Hospitals)
Extras
Hospital
What level of hospital coverage would you like?
You can change this at any time later.
Legend
Covered
Restricted cover, You may be partially covered for
this category.
Not covered. Optional for insurer to include.
*Prices updated March 2024, in line with Finder's
database of health insurance policies. Prices are based
on a single individual with less than $93,000 income and
living in Sydney with a $750 excess.
What extras cover do you need? (Optional)
Select as many as you want or move to the next step
Preventative & general dental
Major dental & implants
Optical
Physiotherapy
Podiatry
Non-PBS pharmaceuticals
Chiropractic
Emergency ambulance
Remedial massage
Email me my results (optional)
To get a copy of your results for later, add your email below
