Peoplecare's Basic hospital cover is among the cheapest on the market.
As a member-owned not-for-profit, Peoplecare is low-cost and gives back to members.
Cons
Peoplecare doesn't have the best complaints record - they're okay, but nothing special.
There's no reward or incentive program to encourage healthy living, like some other brands.
Peoplecare doesn’t offer Gold hospital cover, but benefits for pregnancy and birth are available under their Silver Plus Grow product. Note that this product is only sold as part of a combined policy, it can't be purchased as a standalone Hospital policy.
What types of health insurance does Peoplecare offer?
For extras, you can claim in person by swiping your member card - as long as the provider has a HICAPS machine. Otherwise, you can claim via the Peoplecare app or online through the Member Services portal. You can also email a completed claim form along with any receipts to info@peoplecare.com.au or you can post it to Peoplecare, Locked Bag 33, Wollongong NSW 2500.
Complaints info
Peoplecare's complaints record is slightly below average. According to the most recent State of the Health Funds Report, Peoplecare has 0.5% market share and accounts for 0.5% of all health insurance complaints made to the Commonwealth Ombudsman.
FAQs
Peoplecare is a member-owned health insurer.
Peoplecare is a private, member-owned health insurance company.
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 243 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
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