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Based on the information you provided, here is a selection of health insurance policies that may suit your needs.

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Base tier: Singles \u2264 $93,000 or Families\/couples \u2264 $186,000

Tier 1: Singles $ 93,001 - $108,000 or Families\/Couples $186,001 - $216,000

Tier 2: Singles $ 108,001 - $144,000 or Families\/Couples $216,001 - $288,000

Tier 3: Singles \u2265 $144,001 or Families\/Couples \u2265 $288,001"},{"name":"AGE","value":" under_65","options":"{\" under_65\":\"Under 65\",\"65_to_69\":\"65-69\",\"70_or_older\":\"70 or older\"}","label":"Age","suffix":"","useSuffixAsPrefix":false,"useDropDownOption":true,"tooltip":"The age of the oldest person covered by the policy."},{"name":"PAYMENT_FREQUENCY","value":"weekly","options":"{\"weekly\":\"Weekly\",\"monthly\":\"Monthly\"}","label":"Payment option","suffix":"","useSuffixAsPrefix":false,"useDropDownOption":true,"tooltip":""}]}
1 - 20 of 5707
Name Product AUFHI-NEW Treatments Price
HCF STARTER EXTRAS
Extras cover
HCF logo
Extras cover
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HCF logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$2.35
per week
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ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$2.99
per week
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HCF logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$3.10
per week
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Frank Basic Extras
Extras cover
Frank Health Insurance logo
Extras cover
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Frank Health Insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$3.26
per week
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Basic Extras
Extras cover
HBF Health Limited logo
Extras cover
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HBF Health Limited logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
$3.27
per week
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black 50 saver
Extras cover
ahm health insurance logo
Extras cover
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ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
$3.27
per week
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Freedom 50
Extras cover
Bupa HI Pty Ltd logo
Extras cover
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Bupa HI Pty Ltd logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
$3.36
per week
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Medibank Private Limited logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
Want up to 8 weeks free plus a $50 gift card? Join and maintain eligible Extras cover by 4 Dec 2024. T&Cs Apply. Excludes Healthy Living Extras. Learn more.
$3.46
per week
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Frank Easy Extras
Extras cover
Frank Health Insurance logo
Extras cover
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Frank Health Insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$4.06
per week
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Starter Extras
Extras cover
Bupa HI Pty Ltd logo
Extras cover
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Bupa HI Pty Ltd logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
$4.37
per week
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GMHBA Limited logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$4.79
per week
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HCF FLEX MY EXTRAS
Extras cover
HCF logo
Extras cover
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HCF logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$5.74
per week
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HCF MID EXTRAS
Extras cover
HCF logo
Extras cover
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HCF logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +2 other treatments covered
$5.89
per week
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Medibank Private Limited logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +3 other treatments covered
Want up to 8 weeks free plus a $50 gift card? Join and maintain eligible Extras cover by 4 Dec 2024. T&Cs Apply. Excludes Healthy Living Extras. Learn more.
$6.06
per week
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Medibank Private Limited logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +2 other treatments covered
Want up to 8 weeks free plus a $50 gift card? Join and maintain eligible Extras cover by 4 Dec 2024. T&Cs Apply. Excludes Healthy Living Extras. Learn more.
$6.07
per week
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value extras
Extras cover
ahm health insurance logo
Extras cover
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ahm health insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +3 other treatments covered
$6.27
per week
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Go to site
Frank Health Insurance logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
$6.65
per week
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Flex 50
Extras cover
HBF Health Limited logo
Extras cover
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HBF Health Limited logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +2 other treatments covered
$6.86
per week
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Core Extras
Extras cover
Bupa HI Pty Ltd logo
Extras cover
Go to site
Bupa HI Pty Ltd logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +2 other treatments covered
$6.97
per week
Go to Site
Go to site
Medibank Private Limited logo
  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Psychology
  • Remedial massage
  • Hearing aids
  • +1 other treatments covered
Want up to 8 weeks free plus a $50 gift card? Join and maintain eligible Extras cover by 4 Dec 2024. T&Cs Apply. Excludes Healthy Living Extras. Learn more.
$7.01
per week
Go to Site
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Why get private health insurance?

Waiting list

Avoid public waiting lists

Public waiting lists tend to be much longer than if you go through the private system.
Doctor

Choose your doctor and hospital

You get to pick where you're treated and choose your preferred doctor. You can also get your own private room.
Medicare Levy Surcharge

Save on tax

If you earn over $90k, you'll get hit with the Medicare Levy Surcharge tax – unless you take out health insurance.
general dental

Access services not covered by Medicare

Private health insurance can cover services that the Australian public healthcare system doesn't. These include dental, optical and physiotherapy (extras).

Tips to get better value for your money

Pin

Consider a restricted fund

There are restricted funds for teachers, police officers and various union members. They often come with more benefits and sometimes premiums are cheaper.
Pin

Don't get couples health insurance

A survey from Finder found that about 3.5 million Aussies have a couples policy. While it may be more convenient, most couples have different individual health needs, which means that you're often paying for services one of you doesn't need.
Pin

Mix and match your hospital and extras

When you take out hospital and extras cover, it's often better value to go with 2 separate funds. For example, Medibank might have the better hospital insurance policy for you but that doesn't mean you need to get extras with them if ahm are offering a better deal.
Pin

Compare your cover every year

Health insurance premiums increase every April. It's always worth checking how much your current insurer plans to put its prices up. By switching, you could avoid paying more.

More guides on Finder

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