Compare home insurance in WA
Home insurance details for Western Australians, including example quotes and customer satisfaction information.
Key takeaways
- Finder research shows the average cost of home insurance in WA is $2,176 annually.
- Prices vary hugely between insurers so it really pays to compare.
- While premiums are hiking, there are still ways to save.
Compare home insurance in WA
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Finder Score - Home and Contents Insurance
Each month, we get crunching on most every home insurance product in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster.
Cheap home insurance in WA
Our home insurance experts gathered a heap of home and contents insurance quotes for our 2024 Finder Awards. Here's the top 5 cheapest quotes we found using a WA home address.
Keep in mind, this quote is based on a specific home profile and your own quote will differ based on your home and your needs. This should be used as a guide only.
| Provider | Annual cost |
|---|---|
| AAMI | $1,206 |
| Budget Direct | $1,431 |
| Suncorp | $1,432 |
| Virgin | $1,445 |
| Ozicare | $1,468 |
To learn more about the profiles used to collect these quotes, read our home insurance methodology.
How to save our your home insurance premium
Home insurance premiums are on the rise and Western Australia is not immune to these price hikes. Thankfully, there’s still a few levers left to pull.
Our expert says
"These are my top 3 practical tips to finding a cheaper home insurance policy:
- Compare at least 5 different home insurance policies. This will give you the knowledge and confidence to negotiate a better deal.
- Get on the phone.. Talk to your existing insurer and tell them your renewal notice is outside of your budget. Often, they'll drop the price immediately if they think they're going to lose you.
- Look for sign up deals and discounts. I've seen insurers offer as much as 30% off for new customers — that could mean hundreds of dollars in savings."
Award winning home insurance in WA
Every year, Finder surveys hundreds of Australians to find out how they feel about their current home insurer. We ask them to score their insurer out of 5 for the following areas:
- Trustworthiness and reliability
- Customer service
- Features and benefits
- Ease of application
- Value for money
Here’s what the people of Western Australia had to say about their home insurance providers.
| Category | Winner | Overall score | Runner up | Overall score |
|---|---|---|---|---|
| Most loved | Allianz home insurance | 4.44/5 | RAC home insurance | 4.34/5 |
| Top value | Allianz home insurance | 4.26/5 | RAC home insurance | 4.16/5 |
| Most trusted | Allianz home insurance | 4.64/5 | RAC home insurance | 4.61/5 |
| Legendary service | Allianz home insurance | 4.41/5 | RAC home insurance | 4.39/5 |
View all the winners and runners up for our Finder Home Insurance Customer Satisfaction Awards.
FAQs
More resources on Finder
More guides on Finder
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ALDI home insurance review
ALDI offers home, contents and landlords insurance. Its policies have thorough coverage with generous benefit limits.
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Honey home insurance review
Honey home insurance offers mid-priced coverage at a good range of benefits. It also gives smart sensors to customers, to help minimise risk.
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QBE home insurance review
Review and compare policy features here and determine if QBE has a policy that is right for you.
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Best home insurance — a deep dive into 40+ policies
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Storm damage insurance
Protect your home against storm, flood and rainwater damage with the help of this comprehensive guide.
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Home Warranty Insurance
Home warranty insurance, also known as builders warranty insurance and home indemnity insurance, is designed to offer protection for homeowners against faulty building work.
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Building insurance – coz life ain’t always lucky
Guide to understanding building insurance and what it covers.
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Westpac home insurance review
Compare Westpac home insurance policies and save when you purchase online.
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Everyday Home Insurance
Everyday Home Insurance could have the policy you need to protect what matters most.
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Compare home and contents insurance
Compare home and contents insurance - our research shows you can save up to $1,653 by switching.
Ask a question
I want to change all my insurances over. Who can get quotes for me. I can email all old policies.
Hi Vanessa,
Thanks for your message and for visiting Finder.
You may have to contact your insurance provider to change/cancel all your insurances.
As a guide you may use the following pages:
Cancel your car insurance
Cancel your life insurance
Cancel your health insurance
If you are looking to switch providers, you can request quotation from different brands on the following guides:
Switching life insurance policies
Switching car insurance
Switching your health insurance
You can also seek assistance from an insurance broker that can help you navigate the complex world of insurance and give you a range of options.
Before applying, please ensure that you read through the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Hope this helps! Feel free to message us anytime should you have further questions.
Cheers,
Nikki