CGU Home Insurance review

CGU has 3 different home and contents policies to choose from, allowing you to select how comprehensive you want your coverage to be.

3.9 ★★★★★ (38 reviews) Write a review

Our verdict

Pros

  • It includes flexible options with 3 levels of cover.
  • CGU's highest level of cover is very comprehensive, including flood, sum insured safeguard and accidental damage all as standard.
  • If you'd prefer to pay monthly, you can do this for no extra charge. Many other providers will charge you an admin fee for this.

Cons

  • Accidental damage isn't included in lower levels of cover and can't be added as an optional extra.

Compare CGU Home and Contents Insurance

Product
Finder Score
Building Cover
Contents Cover
Sum Insured Safeguard
CGU Home Insurance logo
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CGU Home Insurance logo
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CGU Home Insurance logo
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Finder Score - Home and Contents Insurance

Each month, we get crunching on most every home insurance product in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster.

Read full Finder Score methodology

How to make a claim with CGU Home Insurance

Claims can be submitted online or over the phone 24/7. You'll need to know your policy number and the details of the event; when, where, what and if the incident was reported to the police. From there, CGU will review the claim and get in touch.

CGU complaints information

In the 2022-2023 financial year, AFCA received a total of 1,408 complaints related to Insurance Australia Limited's (CGU's underwriter) home insurance and home contents insurance. 597 of those were resolved at the registration and referral stage, giving the provider a 42.4% resolution rate.

FAQs

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Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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