With Westpac home insurance, you have the choice of a combined home and contents insurance policy, building insurance, contents insurance and landlord insurance. You can also choose from essential, quality and premier care options.
Here's a quick overview of the main insured events you'll be covered for with Westpac home insurance.
All policies come with a basic excess. You can opt to pay as little as $500 or as much as $10,000. They also come with a cooling off period of 14 days. If you cancel your policy within this time frame, you can get a full refund.
Here are some of the standard inclusions you'll get with a Westpac premier care home insurance policy.
Westpac home insurance has loads of inclusions, so this is the only optional add-on available:
Westpac will not pay your claim for any of the following reasons:
Make sure you read Westpac's PDS for a more detailed breakdown of exclusions. You can also head to general exclusions for more information.
We looked at home insurance complaint data from the Australian Financial Complaints Authority (AFCA) between July 2020 and June 2021. The data breaks down different underwriters and compares their business size to the number of complaints processed.
When comparing insurers, keep in mind that insurers with a larger market share serve more customers, so can potentially get more complaints.
Here's an overview of how Westpac (Allianz Australia Insurance Limited) did:
Westpac home insurance is ideal if you want an affordable home insurer with a relatively good complaints record, but less so if you're looking for lots of add-ons.
If you're not yet ready to take out a policy, you can compare Westpac home insurance policies side-by-side with other providers here.
If you've held or currently hold a Westpac home insurance policy, we'd love to hear from you. Your reviews help other Australians decide if Westpac is right for them. Some reviews are from a survey commissioned by Finder.
Shed insurance can cover sheds of all shapes and sizes, as well as their often-valuable contents.
A home insurance calculator can give you a rough estimate on the value of your home and contents. But is that what you really want? Find out how to not underinsure or overinsure your home.
If you serve or have served, you are probably eligible for home insurance with the Defence Service Homes Insurance Scheme.
Find out how home insurance can cover water damage and how to avoid some of the pitfalls.
GIO home Insurance has one of the most comprehensive policies around, covering you for environmental upgrades, emergency accommodation + more.
Cancelling your home insurance is actually quite simple and you can do it at any time.
How does Kogan home insurance compare? See how it works, and some of the fine print to look out for.
Motor burnout covers those big appliances in your home in the event that they let you down. This article will show you what it is, why it's important and how much it can cost you.
With a variety of insurance options to protect your mobile phone, here's what you need to know.
Allianz's Home & Contents insurance includes higher benefit limits than some other popular providers, but it can be lacking in optional extras.
price on home &contents insurance, thank you, Brian.
Hi Brian,
Thanks for getting in touch. Kindly note to get a quote for Home and Contents Insurance, you may contact Westpac directly. You can find their contact details on their website. Hope this helps!
Cheers,
Nikki