These home loans offer low costs, coupled with a host of features, giving the best overall value.
7+
Great
These home loans may have slightly higher interest rates or fewer features but overall, a competitive offering.
5+
Standard
Usually the home loans would offer above average rates. They may still include some competitive features.
0+
Basic
Higher costs and/or fewer features.
Qantas Money offers a range of home loans for both owner-occupiers and investors. Take a look at its home loans in the table below or learn more about this lender.
Compare Qantas Money loans for March 2025
Hit the "Load more" button to compare a bigger selection of products and hit the green button to go to Qantas Money's website to start an enquiry or learn more about the loan.
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Here are the key features and details you need to know about Qantas Money's mortgage products.
Feature
Details
Minimum deposit
90% for borrowers taking out Lender's Mortgage Insurance. Without LMI, and for homes with a value of up to $2m, you need at least a 20% deposit; for homes with a value of more than $2m, you need at least a 25% deposit.
Offset account
You have the option of having a 100% offset account attached to your home loan for a fee of $10 a month.
Repayment options
You can choose a home loan where you pay off the principal and interest or up to 5 years interest only.
Rate match
Qantas Money offers variable and fixed interest rate loans.
How do I apply for a Qantas Money home loan?
To apply for a Qantas Money home loan, visit the Qantas Money website where you can apply online. The process includes digital verification of identity and settlement processes for most applications.
Make sure you have the relevant documents, as below, to complete your application. The application can be completed in minutes and Qantas Money will confirm borrower details in real time.
For any problems you can use the system’s WebChat during the application, as well as 7-day customer support.
Eligibility
When applying for a Qantas Money home loan, a borrower should generally meet the following criteria:
Age. You must be over 18 years of age.
Residency. You should be a resident of Australia.
Employment. You should have a regular source of income.
Qantas Membership. You must be or intend to become a member of the Qantas Frequent Flyer program.
Documents required
When you apply for a home loan with Qantas Money you may need to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
Rebecca Pike is Finder’s senior money writer, with over 10 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise, A Current Affair, 9News, and Sky News, and contributes expert analysis to publications like Yahoo Finance and The Latch. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines. See full bio
Rebecca's expertise
Rebecca has written 217 Finder guides across topics including:
Offering a solution that ‘comes with a holiday each year’ Qantas has ventured into the home loan space. Borrowers can not only get a competitive interest rate, but 100,000 Qantas Points each year of their home loan.
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