Send money from Australia to GCash in the Philippines
Compare six ways to send money to a GCash account in the Philippines.
GCash is a popular mobile wallet and payments service in the Philippines. Unfortunately, it's not currently available in Australia, so if you want to send money from Australia to GCash in the Philippines, you'll need to use a third-party remittance service.
In this guide, we'll compare six different ways you can send money to GCash, and what you need to do to send a money transfer to the Philippines.
6 ways to send money from Australia to GCash in the Philippines
1. Remitly
Remitly offers fast transfers to 100 countries around the world. If you want to send money to GCash in the Philippines, you'll need to complete the following steps:
- Create an account. Create a Remitly account by providing your email address and personal details.
- Choose your destination. Select the Philippines as the country you want to send money to and enter your transfer amount.
- Choose a transfer type. Choose "Mobile Money" as your delivery method and select GCash as your delivery partner.
- Provide your recipient's details. Enter your recipient's name, address and mobile number.
- Enter your payment details. Select your bank account, credit card or debit card as your payment method.
- Send money. Review the exchange rate and fee that will apply to your transaction and hit "Send Money".
Exchange rate markup: Approximately 1.7%
Transfer fee: $0
Turnaround time: Within minutes
Read our full review of Remitly.
2. WorldRemit
WorldRemit offers transfers to over 140 countries and supports a wide range of payment methods. Here's how to send money to GCash with WorldRemit:
- Create an account. Provide your name, contact details and proof of ID to sign up for a free WorldRemit account.
- Start your transfer. Open the WorldRemit app or log in to your account online. Enter the amount you want to send and select the Philippines as the destination country.
- Choose Mobile Money. Select "Mobile Money" as the receive method and GCash as the delivery network.
- Enter your recipient's details. Next, provide your recipient's name and contact details, including their mobile number.
- Pay for your transfer. WorldRemit supports payment via Apple Pay or with a debit or credit card.
Exchange rate markup: Approximately 0.2%
Transfer fee: $0
Turnaround time: Within minutes
Read our full review of WorldRemit.
3. Skrill
Skrill is another provider that allows you to send money from Australia to GCash in the Philippines, but you'll need to watch out for exchange rate markups and additional account fees.
Here's how to send money to GCash with Skrill:
- Create an account. Sign up for a Skrill account via the Skrill website or smartphone app. You'll need to provide your name, contact details, photo ID and proof of residence.
- Start your transfer. Log into your Skrill account, select "Send" and then "Money Transfer".
- Enter transfer details. Select the Philippines as your destination country and GCash as the payment method, then enter the transfer amount.
- Pay for your transfer. You can pay using your bank account, credit card or debit card.
- Enter your recipient's details. Provide your recipient's name and mobile number.
- Review and send. Review all the details of your transaction before sending the transfer.
Exchange rate markup: Up to 4.99%
Transfer fee: $0
Turnaround time: Within minutes
Read our full review of Skrill.
4. Western Union
Western Union is a well-known name in the international money transfer sector, allowing you to send money to over 200 countries. It also supports GCash transfers to the Philippines when you follow these steps:
- Start your transfer. Head to the Western Union website, enter the amount you want to send and choose the Philippines as the transfer destination.
- Choose payment methods. Choose credit card or debit card to pay for the transfer, and select "Mobile wallet" as the payment method.
- Create an account. Register for a Western Union account by providing your name and email address and then creating a password.
- Provide recipient's information. Enter your recipient's name and email address (optional).
- Select GCash. Choose GCash as the payment method and enter your recipient's wallet mobile number. You'll also have to provide a purpose for the transfer.
- Review and pay. Confirm that all the details of the transaction are correct and send your transfer.
Note: You can also send a transfer in person by visiting a Western Union branch.
Exchange rate markup: Up to 5%
Transfer fee: $0
Turnaround time: Within minutes
Read our full review of Western Union.
5. MoneyGram
MoneyGram is best known for its transfer network that spans more than 200 countries. However, you can also send money from Australia to GCash in the Philippines with MoneyGram. Here's how:
- Register with MoneyGram. Visit the MoneyGram website and create an account by providing your phone number and email address. You'll also need to provide your name, date of birth and address.
- Enter transaction details. Enter the amount you want to send and select the Philippines as the transfer destination.
- Select payment and receive options. Choose how to pay for your transfer (debit card has the cheapest fees), then select "Mobile Wallet" and GCash as the receive method.
- Provide recipient's details. Next, enter your recipient's name and the mobile number linked to their GCash account.
- Review and send. Check the exchange rate and fees that apply before completing the transfer.
Note: You can also send a transfer in person by visiting a MoneyGram branch.
Exchange rate markup: Approx. 2.1%
Transfer fee: $1.99
Turnaround time: Within minutes
Read our full review of MoneyGram.
6. Banks
Another option you may consider is sending money to GCash via your bank. To do this, you would first need to send money from your Australian bank account to a bank account in the Philippines, then deposit funds into the GCash account.
Unfortunately, this means relying on your bank to convert AUD to PHP. Banks tend to charge a much higher exchange rate markup than dedicated money transfer companies, so up to 5% of the amount you send could be eaten up by the bank's charges.
As a result, the most cost-effective approach is to consider using a specialist international transfer service.
Exchange rate markup: Up to 5%
Transfer fee: Varies
Turnaround time: 1-3 business days
How do I send money to GCash in the Philippines?
If you have a mobile number from the Philippines linked to a GCash wallet, you can access your GCash account from abroad. But if you want to send money from Australia to a GCash account in the Philippines, you'll need to use a money transfer service.
To do that, you'll need to sign up for an account with a money transfer service that supports transfers from Australia to GCash mobile wallets. Make sure you compare international money transfer services to find the best exchange rates and lowest fees before choosing a provider.
You can then:
- Choose the Philippines as a destination country.
- Enter the transfer amount.
- Choose a mobile wallet transfer to GCash.
- Enter your recipient's name and the mobile number linked to their GCash wallet.
- Choose how you will pay for the transfer (such as using your bank account, credit card or debit card).
- Review the details of the transaction and send your transfer.
Finally, it's also worth noting that your recipient must be fully verified with GCash to receive an international transfer. They can verify their account by providing a valid form of government-issued ID.
Providers that send money to the Philippines
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