Catholic Church landlord insurance includes many extras you might need as standard on its policies but stricter than average security requirements could have you out of pocket when it comes time to claim.
Catholic Church covers rent default, theft by tenant and motor burnout all as standard. These are usually costly additions on other policies.
There's no additional fee to pay your premium by the month - this is sometimes tough to find with other insurers.
Catholic Church Contents policies have minimum security requirements. If your home doesn't have an alarm or other security device fitted, you'll be up for an additional $500 excess for any theft or burglary claims.
We don't currently have this brand on our panel. But don't fret! You can head to the Catholic Church website or compare a bunch of other landlord insurance companies with finder.
All policies come with a cooling off period of 14 days and like all insurers, you'll need to pay an excess when you make a claim. The default basic excess is $800 but you can choose an amount between $500 and $10,000.
Here's a breakdown of Catholic Church landlord insurance features
Here are some of the main features that Catholic Church landlord insurance can cover when you make a claim for an insured event:
Building code compliance costs
Contents in the open air at the insured address
Debris removal
$20 million legal liability
Making your buildings environmentally friendly
Motor burnout
Rebuilding and professional fees
Rental costs after an insured event
Optional add-on
Catholic Church doesn't offer many landlord insurance add-ons compared to several other insurers. Some of its add-ons include:
Flood
Landlord workers' compensation
Rent default and theft by tenant
Exclusions
Catholic Church's general exclusions are similar to other insurers. You won't be covered for:
Actions of the sea including high tide and storm surge
Coal Seam Gas
Illegal contents
Inherent defects including faulty design or materials
Maintenance or repair carried out by your tenants
War, rebellion or insurrection
Wear and tear including lack of maintenance
This isn't a complete list of Catholic Church's general exclusions. You can find a full list of what's not covered in its Product Disclosure Statement and find out more about general exclusions here.
Here's the bottom line about Catholic Church landlord insurance
Catholic Church landlord insurance covers you for the basics along with many additional features that you'd often have to pay extra for with other providers. You should, however, double check that you meet its strict security requirements for contents insurance or you could face an additional excess when it comes time to claim.
Still not sure? To compare Catholic Church's landlord insurance policies side-by-side with other providers, you can head here.
Frequently asked questions
You can lodge a Catholic Church landlord insurance claim online through its website or by phone on 13 10 13.
To get started, you'll need your policy information and details about the incident and the loss or damage you're claiming for.
Yes. You can pay your Catholic Church premiums either annually or monthly by credit card or direct debit. There is no additional charge to pay in monthly instalments.
The insurer of Catholic Church's landlord insurance is Allianz Australia Insurance Limited.
Catholic Church offers cover for flood as an optional add-on to your policy which means you'll need to pay extra for it. Note that you are not covered for flood for the first 72 hours of your policy commencement.
Yes, you or your agent must complete property inspections at least on an annual basis. An inspection must also be done when a tenant vacates the property and at the time of a new lease or rental agreement.
Leave a Catholic Church landlord insurance review
If you've held or currently hold a Catholic Church landlord insurance policy, we'd love to hear from you. Your review can help other Australians decide if Catholic Church is a good fit for them. Some reviews are from a survey commissioned by Finder.
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To make sure you get accurate and helpful information, this guide has been edited by Joelle Grubb as part of our fact-checking process.
Cristal Dyer is a travel writer at Finder. She has been writing about travel for over five years and has visited over 40 countries around the world. Cristal currently travels full-time, writing about her favourite cities and food finds, and she is always on the lookout for amazing flight deals to share. See full bio
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