Coles Insurance Comprehensive policy includes all you’d expect plus some unique features like grocery replacement (up to $200).
There are three levels of cover to choose from; Comprehensive, Third Party, Property, Fire and Theft and Third Party Property Only.
You can save 15% on your first year’s premium when you buy a policy online. T&Cs apply.
Cons
It will cost you extra to pay your premium monthly or fortnightly, rather than one annual lump sum. Other insurers let you pay monthly at no extra cost.
If you want to cancel your policy early, it’ll cost you $40. Other insurers don’t charge a fee for this.
How does Coles Insurance compare with other car insurers?
Coles Insurance Comprehensive policy is comparable to many other popular car insurance providers. It includes everything you’d expect to find in a comprehensive policy; cover for fire, theft, accidental damage, storms and more.
We analyse over 100 car insurance products and rate each one on price and features. What we get out the other end is a nice round number between 1 and 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas, then work out the value of 19 different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account.
Choice of repairer: You may choose to nominate your preferred repairer, which may be a repairer from the Coles Insurance repairer network.
Reduced window glass excess: Pay a reduced excess for accidental damage to the front, rear or side windows. This is comparatively average, as other providers offer a no excess windscreen repair, not just a reduced excess.
Hire car after an at fault accident: Coles Insurance will arrange and pay the cost of a hire car for up to 14 days.
FAQs
As of 1 September 2024, Coles Car Insurance is underwritten by Auto & General Insurance Company Limited. It used to be underwritten by Insurance Australia Limited.
Yes. You can get double Flybuys points for every dollar spent at Coles Supermarkets with a Coles Comprehensive Car Insurance policy. Maximum cap of 1,000 points per policy per month applies.
Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio
Just like your car, you can protect your boat in the same way with insurance. Boat insurance can cover you for a range of things from personal liability and third party damage, to natural disasters and vandalism.
Thanks for your comment and I hope you are doing well. It’s helpful to know that we are unable to provide a personalized quote for you. You can reach out directly to Coles. You can also review the Coles car insurance policies listed above. Simply choose type of cover is needed most, and click the green GET QUOTE button to be brought to the provider’s main page. As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
BarryMay 16, 2017
Under Coles Comprehensive car insurance, is there a limit to how often an unlisted non household member may drive my car?
I have been told no more than twice in one week, but there is nothing about this in the PDS. What does twice a week mean? What if my daughter in law borrowed it for a weekend?
Finder
ZubairMay 17, 2017Finder
Hi Barry,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually coles car insurance.
The PDS does not state anything about multiple driver limitations. You should contact Coles directly about this matter.
Cheers,
Zubair
MayApril 12, 2017
Coles Comprehensive Car Insurance Claims
Have heard that it is difficult to lodge a claim when an accident occurs. Takes a long time for all work and claims to be resolved.
Is this true ?
Regards
Meiling
Finder
ZubairApril 13, 2017Finder
Hi May,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Coles Car Insurance.
finder.com.au is a comparison and information service and we are not permitted to provide our users with personalised financial advice or product recommendations.
For clarification on how much time it will take to process the claim, please refer to your product disclosure statement or contact your insurer.
All the best,
Zubair
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When can you give me a quote please?
Hi Yvonne,
Thanks for your comment and I hope you are doing well. It’s helpful to know that we are unable to provide a personalized quote for you. You can reach out directly to Coles. You can also review the Coles car insurance policies listed above. Simply choose type of cover is needed most, and click the green GET QUOTE button to be brought to the provider’s main page. As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
Under Coles Comprehensive car insurance, is there a limit to how often an unlisted non household member may drive my car?
I have been told no more than twice in one week, but there is nothing about this in the PDS. What does twice a week mean? What if my daughter in law borrowed it for a weekend?
Hi Barry,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually coles car insurance.
The PDS does not state anything about multiple driver limitations. You should contact Coles directly about this matter.
Cheers,
Zubair
Coles Comprehensive Car Insurance Claims
Have heard that it is difficult to lodge a claim when an accident occurs. Takes a long time for all work and claims to be resolved.
Is this true ?
Regards
Meiling
Hi May,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Coles Car Insurance.
finder.com.au is a comparison and information service and we are not permitted to provide our users with personalised financial advice or product recommendations.
For clarification on how much time it will take to process the claim, please refer to your product disclosure statement or contact your insurer.
All the best,
Zubair