Seniors life insurance – February 2026
It’s possible for seniors to get life insurance, you’ll just need to look at providers with a higher entry age. We’ve listed them out below.
We currently don't have that product, but here are others to consider:
How we picked theseLife Insurance is a little complicated and a lot overwhelming. That's why we made the Finder Score, to make it easier to compare Life Insurance products against each other. Our experts analysed over 30 products and gave each one a score out of 10.
But a higher score doesn't always mean a product is better for you. Your situation is unique, so your policy choice will be too. Don't think of Finder Score as the final word, but as a good place to start your life insurance comparison.
When looking for life insurance as a senior, the first thing to look at is the maximum entry age. This refers to how old you need to be for an insurer to accept your application. As a senior, you'll want to narrow down your search to policies that have a higher maximum entry age.
From there, you might like to consider a few other factors:
We found 10 policies with a maximum entry age of 70 or above. Those providers are:
| Provider | Maximum entry age |
|---|---|
| TAL | 74 |
| Medibank | 70 |
| NobleOak | 74 |
| RAC | 74 |
| Neos | 75 |
| ClearView | 75 |
| Westpac | 74 |
| Australian Seniors | 79 |
| MetLife | 73 |
| St George | 74 |
Budget Direct's life insurance offers a high maximum cover limit, decent policy add-ons and competitively-priced cover.
Read our comprehensive guide to finding the best life insurance policy for your situation.
Read our comprehensive review of ahm Life Insurance to find out if it's right for you.
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Compare TAL life insurance policies and receive a quote for cover for the different policy options available.
Find the latest life insurance deals and discounts from Australian brands.
Choose a flexible life insurance policy that meets your needs with Medibank life insurance.
Compare policies on offer from one of Australia's leading general insurance providers, AAMI.
Having the right life insurance policy is invaluable if something happens to you unexpectedly. Find out what makes your policy worthwhile.
Looking for a direct insurance company that offers affordable, straightforward cover options? Discover the benefits of NobleOak life insurance.