Loans Comparison – you need money, they have money

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Richard Whitten

What are you taking out a loan for?

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Personal Loans

Unsecured Personal Loans

Consolidate debt, make a large purchase or finance anything else you want. Compare lenders and see what options are available.

Unsecured Personal Loans

Secured Personal Loans

Use your vehicle as security to get a lower rate on a personal loan. You can then use the funds for whatever you choose.

Secured Personal Loans

Lines of Credit

Enjoy no set term on a convenient ongoing line of credit. You can draw up to your set limit as and when you need.

Lines of Credit
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Vehicle Financing

Car Loans

New, used and older car loans are available from a range of lenders. Get a competitive rate by using your new car as a guarantee.

Car Loans

Used Car Loans

Looking to snap up a used car bargain? Find out which lenders will let you use your used car as security and compare rates today.

Used Car Loans

Motorcycle Loans

While motorcycles can be costly, the right financing can help spread the cost into manageable installments.

Motorcycle Loans
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Bad Credit, Short Term and Self-Employed Loans

Short-term loans

Also known as payday loans or cash advances, these loans are short-term solutions to cash shortfalls.

Short-term loans

Bad credit loans

Similar to short-term loans but for larger amounts, these can be applied for by people with bad credit.

Bad credit loans

Self-employed Loans

If you are self-employed it can be a bit tricky to get a personal loan, but there are still options available to you. Find out what those options are and how to ahev the best chance of being approved.

Self-employed Loans
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Latest news in lending

Learn more about personal loans

How to consolidate your debt

Want to get a better handle on your debt? Find out what options you have to consolidate and get back in control.

How to consolidate your debt

Peer-to-Peer Lending

Find out how you can get a personalised rate with this innovative new type of lender.

Peer-to-Peer Lending

Personal Loan Calculators

Work out how much you could borrow and whether you will be able to afford the repayments on your next personal loan.

Personal Loan Calculators
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More loan types you can compare

Loans for your wedding

A wedding loan is an innovative type of loan that allows you to fund different aspects of your wedding. Weddings can cost in upwards of $50,000, so having a personal loan to help finance some or all of your special day can come in handy. These type of loans usually come in the form of an unsecured personal loan or line of credit.

How to use a boat loan

If you’re looking to purchase a boat you can secure financing through a boat loan. These loans work similarly to car loans in that you can choose to attach your newly-purchased boat as a guarantee to enjoy lower rates, or you can take out an unsecured personal loan so its less of a risk on your part.

Loans for cosmetic surgery

Cosmetic surgery is becoming more commonplace these days, but it is still an expensive endeavour for the majority of people. Cosmetic surgery loans are usually unsecured personal loans or specially-designed loans from medical lenders. You can use the loan amount to finance the surgery, plane tickets to and from your hospital destination, or to help tide you over while you are in recovery.

Pay for your next holiday away

Holiday loans are another financing option you have available to you. If you find your savings insufficient to fund your next holiday, you can look at a holiday loan to purchase your ticket, book your hotel, or even just have some extra spending money. Holiday loans are available as fixed or variable rate loans, with some offering repayment terms of up to seven years.

Get a loan for a jetski

If you’ve ever dreamed of getting a jet ski, you probably weren’t dreaming about the price tag. Jet skis can cost anywhere between $10,000 and $15,000, so some people choose to take out a jet ski loan to help them make their purchase. Jet ski loans are, again, similar to car loans and can be in secured or unsecured, fixed or variable, all depending on your preferences and needs.

What is dealer finance?

This is a type of loan that is offered directly through the car dealership where you purchase your vehicle. You may find the interest on these loans to be higher or lower than other personal or car loans depending on the residual balloon payment you’ll be paying at the end of the term.

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Richard Whitten's headshot
Editor

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full bio

Richard's expertise
Richard has written 554 Finder guides across topics including:
  • Home loans
  • Property
  • Personal finance
  • Money-saving tips

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38 Responses

    Default Gravatar
    deSeptember 6, 2015

    i have a personal loan of 20,000 unsecured with CBA, am I able to do a balance transfer to a credit card, with either a low rate, or interest fee period for balance transfers?

      AvatarFinder
      ElizabethSeptember 7, 2015Finder

      Hi de,

      Thanks for your question.

      You can compare the deals for you on on the comparison table of credit cards that let you balance transfer a personal loan.

      You can press the “Go to Site” button of your preferred credit card to proceed with your application. You can also contact the provider if you have specific questions. A gentle reminder, please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply.

      I hope this has helped.

      Thanks,

      Elizabeth

    Default Gravatar
    mandyleeAugust 18, 2015

    Im currently not working im looking for a personal loan im not receiving child support im renting with one dependent shes 6 im staring to get behind in bills my car well basically got told to start looking for another im desperate and need to find out who will actually give me a personal loan while im not working atm and have one debt rather than owe money here and there help me please

      AvatarFinder
      ElizabethAugust 18, 2015Finder

      Hi Mandylee,

      Thanks for your question and sorry to hear about your situation.

      We have a guide on borrowing while unemployed that you might want to take a look at, but you might want to consider the community financial assistance programs and alternative loan options listed in this guide first before applying for any loans. These are low and no interest loan schemes that are available to people receiving Centrelink or on low incomes. You might also benefit from calling the free financial advice line on 1800 007 007 who can offer you some personal advice for your situation.

      I hope this information will be of use.

      Thanks,
      Elizabeth

    Default Gravatar
    cerfyAugust 14, 2015

    I need a loan of about $2500.00. So as I can pay out some little loans and also to buy some whitegoods. I am on a disability pension and carers payment also. I would like it over a few years. I don’t know who can help me and I don’t know what my credit rating is ,but I would like to find out what it is also. Can you please help me????

      AvatarFinder
      ElizabethAugust 14, 2015Finder

      Hi Cerfy,

      Thanks for your question.

      You might want to take a look at our guide and compare lenders who offer loans to Centrelink recipients. You can also see schemes and programs available to people on benefits and lower incomes. You can use these loans to buy essential household items and you can borrow up to $3,000 for a low-interest rate. Please ensure to compare your options and meet the criteria and kindly read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply for the loan.

      I hope this information will be of use.

      Thanks,
      Elizabeth

    Default Gravatar
    boMarch 12, 2015

    which lender offers personal loans to 457 work visa longstay

      AvatarFinder
      ShirleyMarch 13, 2015Finder

      Hi Bo,

      Thanks for your question.

      There are a few lenders who consider applications for personal loans from people that have a temporary resident visa. Most lenders will need you to meet higher minimum income criteria or show extra credentials. Also, you may need to meet the details of your visa before you are approved to ensure that the terms of the personal loan do not exceed the amount of time left on your visa.

      You may compare personal loans for temporary residents. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.

      Cheers,
      Shirley

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