Best mobile phone plans for seniors

Avoiding overpaying for your mobile plan is simple, even without a seniors discount. We've listed our top 5 picks and included tips to help you save.

Top pick: Cheap
Yomojo logo
8GB
$9.95
per 30 days expiry
$9.95/recharge for the first 3 recharges, then $19.90/recharge Eligibility criteria, T&Cs apply. Ends 31.3.25
Top pick: Value
iiNet logo
25GB
$12.50
per month
$12.50/mth for the first 6 months, then $25/mth. Eligibility criteria, T&Cs apply.
Top pick: 365-day
Catch Connect logo
200GB
$149
per 365 days expiry
$149 for the first recharge, then $200/recharge after. Eligibility criteria, T&Cs apply. Ends 29.4.25
Top pick: International calls
TPG logo
50GB
$17.50
per month
$17.50/mth for the first 6 months, then $35/mth. Eligibility criteria, T&Cs apply.
Top pick: Telstra Network
Tangerine Telecom logo
25GB
$14.50
per month
$14.50/mth for the first 4 months, then $29/mth. Eligibility criteria, T&Cs apply. Ends 31.3.25

Finding the best mobile plans for seniors

Very few providers offer seniors discounts on mobile plans. The good news is you can easily find a great deal on a regular mobile plan to keep the costs low.

We've compared over 300 mobile plans from 48 mobile providers in Australia and curated 5 top picks based on price, network and expert analysis.

If these don't quite fit, check out our comparison table below for some of the cheapest mobile plans on Finder that cost under $30 a month - including yearly options that work out to the same price.

Why you can trust our research

325 SIM-only plans analysed

758 Australians surveyed

180+ hours of research

Mariam Gabaji
Expert picks reviewed by Mariam Gabaji – Utilities editor at Finder

Best cheap mobile plan for seniors

Yomojo 8GB

minutes
Calls & Text
8GB
data
$9.95
per 30 days
Yomojo 8GB logo

$9.95/recharge for the first 3 recharges, then $19.90/recharge Eligibility criteria, T&Cs apply. Ends 31.3.25

Pros & cons:

  • You’ll save close to $30 over three months with Yomojo’s offer. It’s also one of the cheapest month-to-month mobile plans in our database.
  • Uses the Optus 4G network, Australia's second-largest for coverage.
  • Sign up easily with an eSIM on a compatible handset, so you don’t have to wait for a physical SIM to arrive in the mail.
  • The price of the plan will revert to $19.90 a month after three months.

Mobile network: Optus 4G network

Total cost over first 12 months: $208.95

Why we chose it

To find the best cheap mobile plan for seniors, we looked at mobile plans from Finder partners that cost $20 a month of less. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score.

Best value mobile plan for seniors

iiNet Small Plan

Unlimited
Calls & Text
25GB
data
$12.50
per month
iiNet Small Plan logo

$12.50/mth for the first 6 months, then $25/mth. Eligibility criteria, T&Cs apply.

Pros & cons:

  • iiNet’s offer will save you $75 over 6 months.
  • The plan includes 100 international minutes and as many texts to 31 selected countries.
  • Option to sign up via an eSIM if you have a compatible handset.
  • The price reverts to $25 a month after 6 months.

Mobile network: Vodafone 4G network

Total cost over first 12 months: $225

Why we chose it

To find the best value mobile plan for seniors, we looked at mobile plans on Finder that cost under $30 per month. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.

Best mobile plan for seniors on the Telstra network

Tangerine 25GB 5G SIM

Unlimited
Calls & Text
25GB
data
$14.50
per month
Tangerine 25GB 5G SIM logo

$14.50/mth for the first 4 months, then $29/mth. Eligibility criteria, T&Cs apply. Ends 31.3.25

Pros & cons:

  • You’ll save $58 over 4 months with Tangerine’s offer.
  • You can bank up to 1000GB of unused data for future use.
  • Save 10% on your mobile bill when you bundle with one of Tangerine's broadband plans.
  • Unlimited calls and texts to 15 selected countries.
  • Option to sign up via an eSIM if you have a compatible handset.
  • You can sign up for Tangerine’s 12GB plan for $22 a month now or switch after four months if you want to save on ongoing costs and don’t need that much data.
  • There's a $3.50 charge for non-direct debit payments.

Mobile network: Wholesale Telstra 4G/5G network

Total cost over first 12 months: $290

Why we chose it

We looked at mobile plans on Finder that cost under $30 per month and run on the Telstra wholesale and full network. We gave each plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.

Best 365-day mobile plan for seniors

Catch Connect 365 Day Plan 200GB

Unlimited
Calls & Text
200GB
data
$149
per 365 days
Catch Connect 365 Day Plan 200GB logo

$149 for the first recharge, then $200/recharge after. Eligibility criteria, T&Cs apply. Ends 29.4.25

Pros & cons:

  • This offer is the equivalent of paying around $12.50 for 17GB each month. This stacks up well against our $1 per GB benchmark.
  • Catch offers a handy mobile app to help you track data usage and manage your plan.
  • It received the highly commended award for 'Long Expiry Prepaid Mobile Plan' in the 2024 Finder Product Awards.
  • The price of the plan reverts to $200 from the second recharge.
  • Light on extra features like data roll over or international call inclusions.

Mobile network: Optus 4G network

Total cost over first 12 months: $149

Why we chose it

We compared prepaid mobile plans on Finder that cost under $200. We then gave each plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.

Best mobile plan with international calls

TPG Medium

Unlimited
Calls & Text
50GB
data
$17.50
per month
TPG Medium logo

$17.50/mth for the first 6 months, then $35/mth. Eligibility criteria, T&Cs apply.

Pros & cons:

  • You’ll get unlimited standard international minutes and texts to 31 selected countries including Bangladesh, India, Indonesia, Singapore, the UK, USA, Thailand, South Korea, Mexico and Germany.
  • Save $105 over 6 months with the current offer.
  • Pay $30 instead of $35 ongoing after 6 months if you bundle with TPG’s internet plan.
  • 5G download speeds are capped at 150Mbps but this is still fast enough for most online activities.

Mobile network: Vodafone 4G/5G network

Total cost over first 12 months: $315

Why we chose it

We looked at mobile plans on Finder that cost under $40 per month and offer international calls and texts for free. We gave each plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.


Compare cheap mobile plans for seniors

1 - 3 of 105
BrandProduct Data Price Apply Price
  • Unlimited national calls & texts
  • Vodafone 4G/5G network
25GB
No excess data charges
$12.50
per month
Go to site
View details
felix Subscription 25GB
GREEN COMPANY
$12.50/mth for the first 3 months, then $25/mth. Use promo code FELIX50. Eligibility criteria, T&Cs apply.
  • Unlimited standard national calls & texts
25 GB
Data
$12.50
per month
  • Unlimited national calls & texts
  • Vodafone 4G network
25GB
$12.50
per month
Go to site
View details
TPG Small
$12.50/mth for the first 6 months, then $25/mth. Eligibility criteria, T&Cs apply.
  • Unlimited standard national calls & texts
25 GB
Data
$12.50
per month
  • Unlimited national calls & texts
  • Vodafone 4G network
25GB
$12.50
per month
Go to site
View details
iiNet Small Plan
$12.50/mth for the first 6 months, then $25/mth. Eligibility criteria, T&Cs apply.
  • Unlimited standard national calls & texts
25 GB
Data
$12.50
per month
loading

How do I find the best mobile plan for seniors?

Finding the cheapest mobile plan will require you to consider a few things:

  • How much are you willing to pay? There are plenty of options for different price ranges starting as low as $5. Make sure you compare your options before deciding on one.
  • Do you need extra features? While some plans come with features such as data-free streaming and data rollover, consider whether you'll actually use these. Plans with fewer bonus features will usually still offer unlimited national calls and texts, with better value for data if you need it.
  • How much data do you need? If you don't use your phone a lot or only occasionally use the "Find My Phone" or weather app, you'll likely only need as little as 1–2GB of data a month. If you don't have a smartphone, you won't need any data at all.
  • Are you willing to sign up long term to save? Long-expiry options exist which can give you enough features to last 6–12 months. This means you won't need to top up your plan every month, as long as you haven't run out before the expiry period. These plans are usually better value over time compared to month-to-month plans since you're paying upfront for a longer period of use.

Do seniors get a discount from Telstra?

Telstra offers a $19 a month discount on its Starter mobile plan if you have a valid Health Care Card, Pensioner Concession Card or Department of Veterans' Affairs card.

It'll end up costing $31 a month for 5GB which is fairly poor value compared to regular mobile plans that run on the Telstra network. Only consider it if you need to sign up with Telstra directly.

Otherwise, check out our top picks for mobile plans that run on the Telstra network.

Vodafone seniors discount on mobile plans

Vodafone offers seniors card holders 10% off monthly plan fees on its SIM-only plans that start at $49 a month for 50GB.

Again, this is fairly expensive compared to other mobile plans in our database, including our top picks in this guide.

In fact, the starting cost of a prepaid plan from Vodafone is cheaper at $35 per 28 days for 25GB.

Does Optus have a seniors discount?

Optus doesn't offer a seniors discount. If you want to sign up, the cheapest option is its prepaid plan - $35 per 28 days for 20GB.

Or, you can check out our top picks for mobile plans that run on the Optus network instead.

TPG mobile plans for seniors

While there are no seniors plans for TPG, its plans still offer great value for money, especially for the first 6 months with prices being discounted by 50%.

Prices start at $25 a month for 25GB without any promos.


Mariam Gabaji's headshot
Written by

Senior Utilities Editor & Tech Expert

Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 IT Journalism Award for Best Telecommunications Journalist. See full bio

Mariam's expertise
Mariam has written 331 Finder guides across topics including:
  • Energy
  • Mobile
  • Broadband
  • Consumer tech

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14 Responses

    Default Gravatar
    BillMarch 25, 2025

    Describe what is included in the DATA limit?

      AvatarFinder
      MariamMarch 25, 2025Finder

      Hi Bill, the data limit will include any online activity on your phone when you’re not connected to Wi-Fi – so most commonly that means apps, browsing, watching video and video calls. Hope this helps!

    Default Gravatar
    RobynMarch 6, 2025

    My husband uses very little data and l use under 10 gb is there a mobile plan we can combine our numbers we are seniors

      AvatarFinder
      AngusMarch 11, 2025Finder

      Hi Robyn, I’m not aware of any cheap plan that will let you combine multiple numbers on a single plan. While some business plans offer this, this would be much more expensive than just buying two cheap consumer plans. If you’re a light data user, 365-day expiry plans are worth looking at.

    Default Gravatar
    CatherineAugust 30, 2023

    I want to know which providers allow you to pay with Paypal?

      AvatarFinder
      MariamSeptember 4, 2023Finder

      Hi Catherine, it’s rare that a provider offers Paypal as a method of payment. You can check here which places offer you to pay via Paypal https://www.paypal.com/au/webapps/mpp/shop-with-paypal. Telstra used to but it may have gotten rid of the option. It’s best to verify with the provider directly before signing up.

    Default Gravatar
    LuffyOctober 18, 2018

    what plan and Iphone would you recommend for my 83 yr old dad

      Finder
      JohnOctober 19, 2018Finder

      Hi Luffy,

      Thank you for leaving a question.

      The plans that are offered to Seniors are of different categories. You may want to check first how to maximise the value of the plan you wish to take based on how you would be using it. Will you be using it more on data? Text and calls perhaps? Please include these factors when choosing a plan that suits your needs. As per the Iphone, Depending on your budget, you may want to check the newest flagship of Apple which is the iPhone X. But if you are not into getting the newest version, most of the older iPhones have most of the features present in the new flagship. Hope this helps!

      Cheers,
      Reggie

    Default Gravatar
    MaggieApril 26, 2018

    I have a 94yo friend and want to get her a very cheap (no data or internet) phone with large numbers – where can I find a comparison?

      Default Gravatar
      JoelApril 26, 2018

      Hi Maggie,

      Thanks for leaving a question on Finder.

      We have outlined everything you need to know in our article above. If your friend is careful with her money or surviving only on a pension, she does not have the money to splash around on high-end mobile plans. For her, a mobile phone is a calling tool first and foremost, with a strong focus on a lower overall cost of usage. She can check out Amaysim As You Go or ALDImobile PAYG

      You can also check out our list of mobile plans so you can personalise your search. Once you have chosen a particular plan, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with your application or get in touch with their representatives for further assistance.

      Cheers,
      Joel

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