Money Finder™ will help you compare products, grow your wealth and take control of your money today.
We’re a free service, completely independent and not owned by any bank or lender. You can compare with confidence knowing our reviews are unbiased and based on extensive research by our in-house experts.
We break down the rising cost of living and what it means for you.
We explain what you need to know about inflation, the cash rate and more. Plus, tips on how to get ahead when everything is getting more expensive.
Our guides cover a range of topics on personal finance, investing, budgeting and more. Discover expert advice, practical tips and step-by-step guides to help you achieve your financial goals.
Credit score
Join over 400,000 Aussies who get their credit report for free with Finder each month.
Budgeting
Budgeting is the first step to saving money and achieving your financial goals.
Cryptocurrency
Crypto Finder's™ beginner's guide to getting started with crypto.
Earn interest
High interest savings accounts let you earn money while you sleep.
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Mia Alcorn
"Compounding is like a magic trick that makes your money grow faster, or your debt grow bigger. Either way, it means that small, consistent efforts – even as little as paying $20 extra into your mortgage, super or savings each week – can make a big impact down the track."
"Try not to increase your spending as your income increases. Treat yourself and celebrate, but don't let your pay rise be completely consumed by your new lifestyle. Instead, try stick to your pre-pay-rise budget and consider putting the extra income into your savings, super or investments."
"It's never too early to start investing. Just because you don't have thousands of dollars doesn't mean you can't invest. You can start micro-investing with less than $100."
"Cars lose value as soon as you take ownership of them. The amount of depreciation your car suffers depends on things like how popular it is, the specific model, its condition and even the colour. Research which models retain the most value through your loan period so you can minimise your losses."
"Choose an amount to save each month that's comfortable for you. Try to be consistent, but don't be disheartened if one month you can't manage it - save what you can. Every dollar is a step closer to your savings goals."
"A home loan feels like a massive debt. But if you use it well it's a great financial asset too. The biggest debt you'll ever have works out cheaper when you lower your interest rate by shopping around. And an offset account gives you all the benefits of a bank account while reducing your interest charges for every dollar you save."
The cost of living is how much money it takes to cover basic expenses. Here's why it's going up, everything you need to know about inflation, and what to do to get ahead.
Our team of 12 finance experts love the stuff that you don't (super, insurance, banking, debt management, you name it!) - and have put together a list of 20 things you can do right now to take control of your finances.
Have a car and want to make some extra dosh? Car sharing allows you to rent your car out and earn some extra cash on the side.
Everything you need to know about Airtasker including how to get started, how much you can earn and how tax and insurance work.
We compiled a quick list of easy side hustle ideas to get you started today.
Find out about each of these support options to determine which one will best meet your needs and help you get back on track.
The 8 best ways to earn extra money fast online or from your home.
Depending on your enrolled university, the fees and financing for your studies may differ. Learn more about paying for your higher education as a tertiary student.
Hi. I just like to know how you work my credit rating out.
Hi Gordon,
Thanks for your question!
There are a number of factors taken into consideration when calculating your credit score. And if you want to improve your score, you can try working on these elements.
– Your personal information, such as your age, how long you’ve been employed for and the amount of time you’ve been at your current address.
– The age of your credit report.
– The type of credit providers on your report.
– What credit you’ve held and your credit limits.
– The number of credit enquiries listed on your report.
– The pattern of your credit enquiries and shopping over time.
– Default information and if you have any overdue debts, serious – credit infringements or clearouts.
– Court writs and judgements.
If you wish to learn more, please read through our Experian credit score guide.
I hope this has helped.
Cheers,
Liezl
Hi There,
I have life insurance already with you and was just wanting to be able to log in and check out my details?
Hi Dean,
Thank you for your inquiry.
You have contacted finder.com.au, a comparison and information service and not actually an insurer. You will need to contact your insurer in order to check your policy details.
Cheers,
Zubair
I am looking for a quote for income protection for self employed. All the sites I have gone into have quoted the maximum age for income protection is 60. I am 61 years old fit and healthy and hope to work for a few more years yet. I am a self employed gardner.
Hi Murray,
Thank you for your question.
You will generally qualify if your age is between 18 to 65 years old.
If you would like to compare your options with the help of an advisor, please complete the contact form on our article about income protection insurance for self-employed workers. Once you have done so an adviser will be in touch to help you.
There’s also a table on that page that would conveniently help you compare income protection policies.
All the best,
Zubair
Hi Joan,
Thanks for your question.
Yes, you can use your credit card to withdraw funds from an ATM or over the counter, but (depending on the card you’re using) you’ll immediately be charged a cash advance fee and the amount you have withdrawn will start accruing a high cash advance interest rate.
Cheers,
Sally
I am a pensioner and I find it very hard to make ends meet, please can you help me, I’ll be much appreciated if you can.
Hi Peter,
Thanks for getting in touch and sorry about your situation.
We’re not able to provide financial advice but there is a free financial counselling service you can call, the number is 1800 007 007. If you are in debt, we have a guide detailing free debt management services and you can also see some of the alternative loan options (including no- and low-interest loans)through our Centrelink loans page.
I hope this helps,
Elizabeth