Rateseeker

An online mortgage broker that negotiates rates from more than 30 lenders to find you the best loan.

Rebecca Pike's headshot

By

Rebecca Pike

Posted

Fact checked

About Rateseeker

Rateseeker is an online mortgage broker which compares interest rates from over 30 lenders, including everything from the big 4, to second-tier banks to small online lenders.

Rateseeker mortgage brokers collectively have more than 20 years of experience between them. Whether borrowers want to take out a new loan or refinance, they can access this expert help without cost to them.

What lenders does Rateseeker work with?

Rateseeker works with more than 30 lenders, big and small, including:

  • Adelaide Bank
  • ANZ
  • Bank of Melbourne
  • BankSA
  • Bankwest
  • BOQ
  • CBA
  • Firstmac
  • HSBC
  • ING
  • Macquarie
  • ME
  • NAB
  • Qudos Bank
  • St George
  • Suncorp
  • Teachers Mutual Bank
  • Virgin Money
  • Westpac

What can Rateseeker help me with?

Rateseeker mortgage brokers can help with a range of home loan solutions, no matter your unique circumstances.

  • New purchases
  • Investment homes
  • Home loan refinancing

What do mortgage brokers do?

Mortgage brokers will take a look at your savings, needs and financial situation to find the best home loan for you. But their service goes beyond that.

A Rateseeker broker will:

  • Fee-free service: There is no cost to the borrower for using a mortgage broker. It doesn't come out of the loan either. The lender will pay the broker a commission.
  • Save you time on comparison: Brokers will spend the time comparing loans so you don't have to. They also have relationships with lenders so they understand what the lender's appetite is before you apply. They can also negotiate for a better deal on your behalf.
  • Recommend a selection: Brokers will provide you with 3 home loan options to choose from and explain why they've picked them, simplifying your decision-making process. There's no obligation to use one of these options if you're not happy with them.
  • Application assistance: Beyond simply comparing the loans, mortgage brokers provide a full service where they will help you gather all of the relevant documents and they'll fill in the application for you.
  • Ongoing service: Your mortgage broker will usually continue to check in with you to make sure you're happy with your loan over the following years. They'll do checks to make sure you're not missing out on a better deal anywhere else, and they can help you refinance if you are.
Rebecca Pike's headshot
Written by

Senior Money Writer

Rebecca Pike is Finder’s senior money writer, with over 10 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise, A Current Affair, 9News, and Sky News, and contributes expert analysis to publications like Yahoo Finance and The Latch. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines. See full bio

Rebecca's expertise
Rebecca has written 215 Finder guides across topics including:
  • Home loans
  • Cost of living
  • Budgeting
More resources on Finder

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

  • Loan Market

    A Loan Market mortgage broker will do most of the hard work for you so that you can sit back and start planning life in your new home.

  • Finsure

    Get professional help from the mortgage broker experts at Finsure. A mortgage broker can find a loan for you and help you apply.
  • Choice mortgage broker

    ChoiceLend offers its loans through Choice Aggregation Services. It has a range of loans including variable, fixed and split rates, as well as equity loans.
  • Mortgage broker or bank: What’s the better way to find a home loan?

    Check out our guide on the differences between mortgage brokers or applying directly via the bank. See which one will suit your needs.
  • Yellow Brick Road mortgage brokers

    If you're interested in a particular loan, or want to learn more about your home loan options, just follow the Yellow Brick Road.
  • Mortgage Choice mortgage brokers

    Choose the right home loan with free expert help from Mortgage Choice.
  • Aussie

    Get home loan help with the mortgage experts at Aussie.
  • Loan Market

    A mortgage broker from Loan Market can compare loans from 60+ lenders.
Go to site