Earn up to $91 more on your uninvested cash | Dollar Saver tip #87

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Tip overview

Savings account rates are fairly high these days, but they don't hold a candle to the potential returns of the stock market.

Key word being "potential." But some trading platforms even let you earn interest on uninvested cash at a better rate than the banks.

Trading platform Moomoo gives you a rate of 6.8% p.a. on uninvested cash. That's well above the best ongoing savings rate you can get with a bank (5.55% p.a.).

If you have $15,000 to invest, you could earn an additional $91 a year in interest over 6 months. And that's before you even start investing.1

1 We've calculated the difference on interest earned on $15,000 over 6 months at 5.55% and 6.8%. Calculations are hypothetical and assume no rate changes, fees or further deposits added to the account.

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