Top Amex, ANZ, NAB reward credit cards for March: Score 100K+ points

Get more rewards on your spending with one of the market's top rewards credit cards.
Every month, Finder ranks the best rewards credit cards based on which cards offer the most bang for your buck.
That means high bonus rewards point offers for new customers, generous earn rates on your spending, perks you can really use and an annual fee that's worth the cost.
1. American Express Platinum Card
The American Express Platinum Card has a Finder Score of 9.9.
With the American Express Platinum Card new card members can get 225,000 Amex Membership Rewards Points. To get this you need to spend $5,000 on eligible purchases in the first 3 months. Just keep in mind that this is a charge card, not a credit card.
This card earns you 2.25 points per dollar spent on most purchases, and you get travel, dining and entertainment perks, plus a $450 yearly travel credit.
This helps offset the high $1,450 annual fee. This card is not for everyone, but if you're a big spender who will use all the card perks, it's a very rewarding offer.
2. American Express Explorer Credit Card
The American Express Explorer Credit Card has a Finder Score of 9.5.
With this card you get 100,000 bonus Membership Rewards Points when you spend $4,000 in the first 3 months. It has an earn rate of 2 points per dollar spent.
The $395 annual fee is offset by a $400 travel credit. too.
3. St.George Amplify Signature
The St.George Amplify Signature has a Finder Score of 9.22.
This card (and its identical siblings from Bank of Melbourne and BankSA) give you 150,000 bonus Amplify Points, worth at least $675 in gift cards, when you spend $12,000 in the first 12 months.
The annual fee is also discounted in the first year.
4. ANZ Rewards Black Credit Card
The ANZ Rewards Black Credit Card has a Finder Score of 9.15. It won the 2025 Finder Award for best rewards credit card.
While the current offer is not as strong as it used to be, this card still gives you 160,000 bonus ANZ Reward Points when you spend $5,000 on the card in the first 3 months. You can also convert these reward points to Velocity Points.
The annual fee is $375. But if you meet the bonus point spend conditions you get $100 back.
5. Citi Prestige Card
The Citi Prestige Card has a Finder Score of 8.61.
This card offers 250,000 Citi Rewards Points if you can spend $10,000 in the first 3 months. These points also convert to 125,000 Velocity Points.
You can earn 1 point per dollar on most domestic transactions. But you can earn 3 points per dollar on eligible international and some domestic transactions.
This card does have a high annual fee of $700. But it offers some rewarding perks like unlimited airport lounge access and discounts on hotel bookings.
Details of these cards are correct at time of publication and subject to change. All these cards were identified as the "best" cards using the Finder Score, a data-driven methodology that considers rates, fees and card features.
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