The ultimate EOFY offers guide

If you're anything like us, then the one thing that can help you get through the long winter months is the possibility of a better deal.

That's why we've rounded up every single EOFY offer we could find (we honestly lost count) in one handy list.

We're talking serious savings on things like broadband, mobile plans, investing, credit cards, insurance and much more.

Many of these deals expire on 30 June, so be quick.

See the deals on:

Broadband

• Swoop - Get $25-40 off on NBN plans for 6 months (ends 31 July)
• Aussie Broadband - Get $10-$20 off for 12 months on NBN plans (ends 30 June)
• Optus - Get $20-30 off on select NBN plans (ends 30 June)
• Kogan Internet - Get $10 off for 6 months (ends 30 June)

Mobile plans

• Optus - Save up to $100 on prepaid SIMs (ends 30 June)
• Circles.Life - Get bonus data and $5 off for 12 months (ends 1 July)
• Aussie Broadband - Get 50% off SIMs for 6 months (ends 30 June)
• Southern Phone - Get $5 off SIMs for 6 months + additional $5 off (ends 30 June)
• Lebara - Get 50% off your first recharge on all plans (ends 1 July)
• Vodafone - Get $9 off monthly postpaid plans (ends 1 July)
• amaysim - Get up to $120 off select plans (ends 17 July)
• Kogan - Get 50% off L and XL plans (ends 30 June)
• Boost - Get $20-40 off first recharge and bonus data for 3 recharges (ends 15 July)

Phones

• Optus -Save up to $899 on phones, watches, home internet & Prepaid SIMs with Optus. T&Cs apply.
• Vodafone - Save $200-600 on smartphone plans (ends 1 July)

Credit cards

• St.George - 0% interest on balance transfers for 28 months with St.George Vertigo
• Coles
  • Get 20,000 bonus Flybuys points on a new Coles No Annual Fee Mastercard - Bonus Points when you spend $3,000 on eligible purchases in the first 3 months and 0% interest on purchases for the first 6 months, which reverts to 19.99% after (ends 30 June)
• Kogan Money - Get $400 Kogan.com Credit when you spend $3,000 on eligible purchases in the first 3 months on a new Kogan Money Credit Card (ends 30 June)
• NAB - Get 150,000 bonus Qantas Points when you spend $4,000 on everyday business purchases in the first 60 days on a new NAB Qantas Business Signature Card (ends 30 June)

Home loans

• Unloan - 5.99% p.a. on a Variable Home Loan with Unloan
• ANZ
  • Get $2,000 cashback when you refinance an eligible loan
  • Get $3,000 bonus on eligible first home buyer loans
• Bank First - Get $600 cashback on eligible first home buyer loans
• Bank of Queensland - Get $2,000 cashback when you refinance an eligible loan
• BankSA - Get $2,000 cashback when you refinance an eligible loan (ends 30 June)
• Greater Bank - Get up to $2,500 cashback on eligible loans
• IMB - Get up to $4,000 cashback when you refinance an eligible loan
• Me Bank - Get up to $3,000 when you refinance an eligible loan
• Police Bank - Get $2,000 cashback when you refinance an eligible loan
• Qantas - Get 100,000 Qantas points when you settle on a Qantas Money home loan
• RACQ Bank - Get 15% off RACQ home and contents insurance for the life of your loan when you take out a home loan
• RAMS
  • Get $3,000 cashback when you refinance an eligible loan (ends 30 June)
  • Get a $1,000 rebate when you take out a new home loan (ends 30 June)
• Reduce - Get $2,000-10,000 cashback on refinances and home loans
• St George - Get $2,000 cashback when you refinance an eligible loan (ends 30 June)
• Suncorp - Pay no annual fee for the life of the loan on eligible Home Package Plus home loans

Personal loans

• Jacaranda (Finder EOFY deal) - Get a free credit check with Jacaranda Finance
• Coles - Get your monthly fee waived on new loan applications (ends 30 June)
• Citi - Get your monthly fee waived on new loan applications (ends 30 June)
• Latitude - Get your $395 establishment fee waived on approved personal loans (Finder exclusive)
• ANZ - Get $500 cashback on eligible variable and fixed rate loans (ends 15 August)

Savings accounts

• Rabobank - Earn 5.75% p.a. interest with Rabobank
• Virgin Money - Get 5,000 Virgin Money points when you open a Go account and make 1 purchase in the first 30 days (31 December)
• St George - Get up to 4.80% p.a. on new term deposits for 9 months
• BankSA - Get up to 4.80% p.a. on new term deposits for 9 months
• Bank of Melbourne - Get up to 4.80% p.a. on new term deposits for 9 months
• Commonwealth Bank - Get 4.75% p.a. for 9 months on new term deposit accounts
• Westpac - Get up to 4.75% p.a. for 11 months on term deposits
• HSBC - Earn 2% cashback (up to $50/month) on eligible purchases using tap and pay
• ING - Get 1% on eligible utility bills (up to $100/year) when you pay using BPAY or direct debit
• NAB - Get 1% cashback on eligible tap and go purchases (up to $10/month)
• Australian Military Bank - Get 1% cashback on eligible contactless payments (up to $25/month) when you deposit at least $2,000 each month

• Westpac - Get $30 in your Youth Choice account when you deposit $100 into your eligible Bump Savings account in the first 30 days

Car insurance

• Australia Post - Save $100 online on comprehensive cover (ends 1 July)
• Qantas - Get up to 40,000 Qantas points when you take out a policy (ends 2 July)
• Kogan - Get $100 off new comprehensive cover (ends 30 June)
• Budget Direct - Chance to win a Triumph motorcycle when you get a quote (ends 28 June)
• Australian Unity - Get $100 VISA gift card when you take out a comprehensive policy (ends 15 July)
• Bupa - Get 12 months free roadside assistance when you get comprehensive cover (ends 30 June)
• Shannons - Chance to win a trip to the US or motorcycle when you take out a policy (ends 28 June)

Health insurance

• Australian Unity (Finder EOFY deal) - Get 6 weeks free + 5% off Australian Unity health insurance
• Frank - Get 12 weeks of free cover with a policy from Frank Health Insurance
• Medibank
  • Get up to 12 weeks free cover and $500 in gift cards when you get eligible combined hospital and extras cover (ends 30 June)
  • Get up to 8 weeks free cover and $50 gift card when you get eligible extras cover (ends 30 June)
• HCF - Get up to 8 weeks free when you take out eligible cover (ends 30 June)
• HBF - Get a free gift card on eligible hospital and extras cover (ends 21 June)
• Bupa - Get up to 12 weeks free on combined hospital and extras products (ends 30 June)
• ahm
  • Get up to 12 weeks free on combined hospital and extras cover (ends 30 June)
  • Get up to 8 weeks free on extras cover (ends 30 June)
  • Get double limits on most extras when you join (ends 30 June)
• Qantas
  • Get up to 40,000 Qantas points when you take out a policy (ends 2 July)
  • Get 6 weeks free when you take out hospital and extras cover (ends 30 June)
• AIA - Get 4-6 weeks free cover on eligible policies (ends 30 June)
• ACA - Get 2 weeks free and $200 off select combined hospital and extras cover (ends 30 June)
• UniHealth - Get 6 weeks free when you join with hospital and extras cover (ends 30 June)
• Nurses & Midwives - Get 6 weeks free when you join with hospital and extras cover (ends 30 June)
• Health Partners - Get 8 weeks free cover and instant access to extras when you take out hospital and extras cover (ends 30 June)
• Senior Health Insurance - Get up to $600 off when you sign up for hospital and extras cover (ends 30 June)
• Real Health Insurance - Get up to $600 off when you sign up for hospital and extras cover (ends 30 June)
• nib - Get up to $800 off and an additional 2 weeks free cover a year when you take out combined cover via direct debit (ends 30 June)
• Peoplecare Health Insurance - Get up to $600 off when you sign up for hospital and extras cover (ends 30 June)
• Navy Health - Get 6 weeks free when you join with combined hospital and extras cover (ends 30 June)
• Phoenix Health Fund - Pay for your first month and get your second month free (ends 30 June)
• Doctors' Health Fund - Get up to 15 weeks free when you join on hospital and extras cover (ends 30 June)
• Queensland Country Health Fund - Get 6 weeks free on eligible hospital and combined policies (ends 30 June)
• Territory Health Fund - Get 6 weeks free on eligible hospital and combined policies (ends 30 June)
• ING Health Insurance - Get up to $400 off on combined hospital and extras cover (ends 30 June)
• CBHS Health Fund - Get 4 weeks free when you join on eligible hospital and extras cover (ends 4 July)
• Apia Health Insurance - Get 10% credit on your policy on new combined hospital and extras cover (ends 1 July)
• GMHBA - Get 6 weeks free on combined cover (ends 15 July)
• Suncorp
  • Get up to $600 credit on any new combined hospital and extras cover (ends 1 July)
  • Chance to win 1 of 40 $200 virtual VISA gift cards when you apply for a quote (ends 1 July)
• AAMI
  • Get up to $600 credit on any new combined hospital and extras cover (ends 1 July)
  • Chance to win 1 of 40 $200 virtual VISA gift cards when you apply for a quote (ends 1 July)
• Westfund - Get an eGift card of up to $800 when you join on any combined hospital and extras cover (ends 14 July)

Home insurance

• Qantas - Get up to 40,000 Qantas points when you take out a policy (ends 2 July)
• Kogan - Save 20% on new combined buildings and contents cover (ends 28 June)
• Bank of Melbourne - Get a $125 eGift card when you get home insurance with a minimum premium of $750 (ends 15 July)
• Bank SA - Get a $125 eGift card when you get home insurance with a minimum premium of $750 (ends 15 July)
• Shannons - Chance to win a trip to the US or motorcycle when you take out a policy (ends 28 June)
• St George - Get a $125 eGift card when you get home insurance with a minimum premium of $750 (ends 15 July)
• Westpac - Get a $125 eGift card when you get home insurance with a minimum premium of $750 (ends 15 July)

Pet insurance

• Knose - Get 10% off your first year of Knose pet insurance with promo code FINDER10
• Pet Insurance Australia - Get 2-3 months free cover when you take out pet insurance (ends 30 June)
• Everyday Pet Insurance - Get 8,000 Everyday Rewards points when you take out a policy (ends 30 June)
• ahm - Get a $100 Petstock e-voucher when you take out insurance (ends 2 July)
• RAC - Chance to win a $500 Parks & resorts voucher when you get pet cover (1 July)

Travel insurance

• Stella - Get 10% of your policy with Stella Travel Insurance, with promo code FINDER10
• Kogan - Get 17% off all new travel insurance policies (ends 30 June)
• Zoom - Chance to win $5,000 holiday spending money when you take out travel cover (ends 30 June)
• SCTI - Chance to win $10,000 when you buy travel insurance (ends 30 June)
• Fast Cover - Chance to win a $10,000 Bali holiday when you get a quote or buy a policy (ends 31 July)
• 1Cover - Chance to win 1 of 30 $1,000 cash prizes when you take out travel cover (ends 30 June)
• Australian Seniors - Chance to win 1 of 3 $10,000 eGift cards when you take out a travel policy (ends 14 July)
• NRMA - Chance to win 1 of 10 $1,000 VISA gift cards when you purchase travel insurance (ends 22 July)

Life insurance

• RAC - Get 2 months free when you apply for 2 or more life insurance policies (ends 30 June)
• AHM - Save 10% on your first year when you take out a life insurance or income protection policy (ends 31 July)
• Suncorp - Get a $100 eGift card when you take out a new life insurance or income protection policy (ends 30 June)
• AAMI - Get a $100 eGift card when you take out a new life insurance or income protection policy (ends 30 June)
• Medibank - Save 10% on your first year when you take out a life insurance or income protection policy (ends 31 July)
• NobleOak - Get 2 months free when you take out life insurance or income protection cover (ends 14 June)
• HCF - Get 8 weeks free when you take out Life Recover or income protection cover (ends 31 July)
• RAC - Get 1-2 months free when you apply for life insurance or income protection policies (ends 30 June)
• Insuranceline - Chance to win $1,000 gift card when you take out a new policy (ends 31 July)

Funeral insurance

• Apia - Get a $100 eGift card when you take out a funeral insurance policy (ends 30 June)
• Suncorp - Get a $100 eGift card when you take out a new funeral insurance policy (ends 30 June)

Business insurance

• iMar - Chance to win a $3,000 Milwaukee prize pack when you take out cover (ends 30 June)
• NRMA - Get up to 15% off your base premium when you purchase an eligible business insurance policy (ends 30 June)

Investing

• Moomoo (Finder EOFY deal) - Get up to $200 in bonus funds for investing with Moomoo
• Tiger Brokers - Get 10 brokerage-free trades, and US$60 worth of stocks when you deposit up to $2,000 (ends 15 July)
• OKX - Earn up to $50 when you deposit and trade certain amounts (ends 10 July)

Crypto

• Coinstash (Finder EOFY deal) - Get up to $200 of BTC with Coinstash