VIDEO: Top tips to save money and cut debt in 2023
![SunriseVideo_Supplied_1800x1000 SunriseVideo_Supplied_1800x1000](https://www.finder.com.au/finder-au/wp-uploads/2023/01/SunriseVideo_Supplied_1800x1000.jpg)
Plus why a "shirt budget" is the key to success.
Finder's own Angus Kidman popped up on Sunrise earlier this week, sharing expert tips on how to spend less and set a realistic budget for 2023. Check out the full appearance below.
.@gusworldau from @findercomau has the tips and tricks to help save you money in 2023. pic.twitter.com/ZfdXjTy1ca
— Sunrise (@sunriseon7) January 1, 2023
As the new year kicks in, it's the ideal time to take control. Angus explained:
![Angus Kidman's headshot](https://www.finder.com.au/finder-au/wp-uploads/2021/04/AngusKidman_Finder_600x600.jpg)
"It comes down to 2 really simple rules: don't be paying for stuff that you don't need, and don't be paying too much for the stuff that you do need. We're creatures of habit. We end up thinking 'I've got to pay for power' but we just stick with the same power company. You really lose out from that loyalty. It's always worth comparing and it's always worth shopping around."
The savings can be massive. Finder research shows refinancing a typical home loan can save $5,000 a year while the average car insurance purchaser could save up to $2,500 a year.
Need more ways to save? Check out savings accounts with 4%+ interest rates right now.