Australian Lending Centre Loans

Australian Lending Centre is a finance broker working with lenders. They offer a range of personal loans, including secured and unsecured loans for bad credit. They also provides debt consolidation loans, home loans, business loans and commercial loans. While Australian Lending Centre doesn't charge fees from the customer, fees will still be charged by the lender. For the most part, the lender pays them commission but in case of short term loans and commercial loans, if they do not earn industry standard commissions or if their commission is not paid by the lender, you may be charged a brokerage fee. Your fees will be presented to you when you apply, and they will depend on the type of loan you apply for.

Financing options available from Australian Lending Centre

Australian Lending Centre provides personal loans to suit different requirements. Here is what's on offer:

• Short term loans. Short term loans are available for both personal and business use, with $5,000 being the minimum you can borrow. Bad credit applicants are accepted and loan options with no credit check are also available.
• Debt consolidation loans. If you have a significant number of debts from loans, credit cards and store cards, you can benefit by combining them into a single debt consolidation loan.
• Secured loans. If you own a property you can use it to borrow funds for a second property or to consolidate debt with Australian Lending Centre.

Other bad credit personal loans you can apply for

Whilst we don't compare loans directly from Australia Lending Centre, here are a comparison of other loans similar to the Cash Advance.

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Maximum loan amount (low-high)Maximum loan amount (high-low)Term of loan (low-high)Term of loan (high-low)Turnaround time (low-high)Turnaround time (high-low)Arrears fee (low-high)Arrears fee (high-low)Costs (low-high)Costs (high-low)Fortnightly repayment (for $1,500 loan) (low-high)Fortnightly repayment (for $1,500 loan) (high-low)

Product	Maximum loan amount	Term of loan	Turnaround time	Arrears fee	Costs	Fortnightly repayment (for $1,500 loan)
Safe Financial Small Loan ($500 to $2000)	$2,000	13 to 50 weeks	Same day - conditions apply	$35	20% establishment fee + 4% monthly.	$396	Borrow from $500 to $2,000 with same-day funding and no early repayment fees.	Go to site Compare	loading Fetching your data...

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Features of an Australian Lending Centre personal loan

• Quick application and approval. The online application takes a few minutes to complete and you find out about your application's status soon after. Once you accept the loan contract, you can expect access to approved funds in around 24 to 72 hours.
• Use funds for varied purposes. Depending on the kind of loan you get, you can use the approved funds in various ways. With proceeds from a regular personal loan, you can pay for a holiday, car repairs, home appliances or wedding expenses.
• Apply if you have bad credit. You can apply for a loan through this lender as long as you have the ability to repay the borrowed amount. If you have bad credit but have equity in your property, you can even get a secured bad credit loan.
• Apply if you're self-employed. If you're self-employed, work seasonally, freelance or don't have lengthy records of financials, you can apply for an Australian lending Centre personal loan.

What other products does Australian Lending Centre offer?

• Home loans. Australian Lending Centre provides home loans for first-time home buyers, property investors and refinancers. It also offers a low doc home loan if you're self-employed.
• Business loans. Business financing provided by Australian Lending Centre can help you cover tax payments or wages or even to fund expansions.
• Commercial loans. You can apply for factory finance, development and construction finance, mezzanine debt finance, rural property loans and more.

How to apply for a personal loan from Australian Lending Centre

To apply for an Australian Lending Centre personal loan you need to submit an online enquiry. Bear in mind, though, that you have to meet certain application criteria:

• You are at least 18 years old
• You are a permanent resident of Australia
• You have a regular source of income

To complete the application process, Australian Lending Centre requires that you provide the following information:

• Personal details such as your complete name, date of birth, marital status and number of dependants
• Contact details including your home address, phone number and email address
• Your employer's name and contact details along with income details
• If you're self-employed, you need to provide proof of income through tax returns and bank statements
• Details of expenses and all existing liabilities

Written by

Elizabeth Barry

Journalist

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise

Elizabeth has written 210 Finder guides across topics including:

• Banking
• Personal finance
• Investing