Bankwest, a part of the CommBank Group, offers a range of financial products and services. In addition to savings accounts, home loans and credit cards, the bank also offers a range of personal and car loans. For their unsecured loan, the interest rate is fixed at 10.99% p.a. Their Flexible Personal Loan comes with features such as redraw facilities and free additional repayments but with a higher interest rate of 14.49% p.a. Their car loan is secured and comes with a fixed rate of 8.99% p.a. All loans come with an establishment fee between $0 and $0 and monthly fee of $5 to $10.
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You're able to apply for any of Bankwest's loans online by clicking "Go to Site". First, make sure you meet the minimum eligibility criteria:
If you meet these criteria you can start your online application. You'll need the following information on hand:
Bankwest offers a range of personal loans with competitive and flexible features for borrowers. In order to determine whether a Bankwest personal loan is right for you, compare loans above.
Hi,
I am in need of a small loan 5-7k to purchase a vehicle. I am currently a stay at home mother with government benefits being my only source of income at this time. Prior to the last 2 years (before becoming a mother) my employment history was very strong with constant employment. My credit score is also good with ‘a good’ rating (above 600). Would I have any options in obtaining a loan for a necessity such as a car? I have no other debts/loans/credit cards.
Regards.
Hi Lisa,
Thanks for your question.
Just in case, you can check the list of loans for people on Centrelink payments on our website.
Kindly take time to read the eligibility criteria of the loan product you are interested in before submitting your application.
Cheers,
Anndy
I wish to borrow personal loan to purchase home furniture
for $7000.00 and what would you like from me.
Thank you
Hi Samana,
Thanks for your question.
The general requirements of Bankwest were listed above. Usually, most banks and lenders would need your IDs, financial and employment documents, and good credit history. Just in case you may like to check other lenders who offer $7000 loan and above, please feel free to check our list of low-interest personal loans.
Hope this helps.
Cheers,
May
Hey,
I am looking for a low interest personal loan for $25000 for 7 years to purchase a second hand motor vehicle. I have a constant minimum income of $1720 a month (after tax) with 25 hours per week. Have been employed with the same employer for 18 months, and have $6000 worth of assets, but no savings record… Who do you recommend?
Hi Ben,
I can’t recommend a specific lender to you but you can find a guide on our website about borrowing while you’re employed casually or part-time. Please feel free to read our guide about personal loans for casual employees. It also lists all the criteria you need to meet with each lender to be approved.
I hope this helps,
Elizabeth
Hi,
I am seeking a low interest personal loan to consolidate 4 credit cards to the value of $40000. who do you recommend/?
Hi Mary,
Thanks for your question.
The best personal loan will depend on your financial situation and needs. You can compare the various options available, as well as learn more about consolidating debt on our guide.
I hope this has helped.
Thanks,
Elizabeth
I’m on center link payments and in need of $6000 for medical reasons can afford $100 a week payments back.
Thanks
Hi Donna,
Thanks for your question.
Bankwest is able to use certain Centrelink payments as a form of income, but has guidelines around which payments they can and cannot consider. You may want to get in contact with Bankwest to discuss your eligibility before applying.
I hope this has helped.
Thanks,
Elizabeth