Credit24 Personal Loans

Credit24 Australia offers flexible loan packages where customers can choose their loan amounts and repayment periods. Repayment periods between 6 months and 3 years are available. All applications are online and you will receive a notification about the status of your loan instantly. You could receive the funds within 24 hours of approval. Credit24 Australia is owned by IPF Digital group, which operates other Credit24 companies worldwide and has over 200,000 customers. IPF Digital Group has been listed on the AIM London Stock Exchange since 2007.

Credit24 loans you can apply for

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Product	Maximum loan amount	Term of loan	Turnaround time	Arrears fee	Costs	Fortnightly repayment (for $1,500 loan)
Credit24 Medium Term Loan (Good Credit)	$5,000	12 to 24 months	Same day	$10	$400 establishment fee + 48% p.a. interest		A small loan with long terms: Apply for up to $5,000 and have up to 2 years to repay.	Go to site Compare	loading Fetching your data...
Credit24 Short Term Loan	$2,000	4 to 12 months	Same day - conditions apply	$10	20% of loan amount establishment fee + 4% of loan amount monthly.	$396	Credit24 offers this loan up to $2,000 and gives you 12 months to repay. Centrelink borrowers are considered as long as Centrelink payments are not more than 50% of income.	Go to site Compare	loading Fetching your data...
Credit24 Line of Credit	$10,000	Up to 3 years	Same day - conditions apply	$10	Interest 24 - 48% p.a		You’ll receive a standard variable interest rate of 24% p.a. Lines of credit loans are available from $500 - $10,000 on terms of up to 3 years.	Go to siteMore Info Compare	loading Fetching your data...
Credit24 Large Personal Loan	$10,000	12-36 months	Same day - conditions apply	$10			Compare	loading Fetching your data...

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What are the types of personal loans available from Credit24 Australia

• Flexible loan packages. Credit24 Australia offers flexible loan packages where you can choose your desired amount as well as your loan repayment period. Repayment periods between 6 months to 3 years are available.
• Holiday loans. Credit24 Australia provides holiday loans between $500 and $10,000 to accommodate holidays and travel.
• Medical loans. In a time of crisis or medical need, Credit24 Australia can help you with cash flow needs, providing quick assistance that can bring cash intended to cover medical costs within 24 hours of approval.
• Rental bond loans. A difficult expense is paying a new rental bond upfront when moving and Credit24 Australia can assist you with rental bond expenses.
• Motorbike loans. As car prices rise, motorbikes can seem like the more affordable option and Credit24 Australia can help with financial assistance when putting down cash for transportation.
• Student loans. As a student and resident of Australia, Credit24 Australia may be able to offer you quick loans to keep you up to date with daily expenses. If you have a source of income, you may be eligible for the loan.
• Part-time employed loans. Those not working full time are not excluded from being eligible for a loan. Credit24 Australia provides options for part-time employees.

Features and benefits of a Credit24 Loans

• You can apply online. The entire process of using Credit24 Australia is online. Once you apply, you can receive instant notification about the status of your loan. The funds may be deposited in your bank account within 24 hours.
• Loans feature flexible terms. Loan terms between 6 months and 3 years are available. If you need to request a change to your payment plan you can email Credit24's accounts team. An online loan tool is provided to help you consider each amount and repayment time-frame so you can make an informed decision.
• Affordable rates are on offer. There are a variety of low rate personal loans offered. These loans don't require security and the rate changes depending on your loan term, so you can adjust how much you pay.
• Online loans available from $500 to $10,000. All loan options are made to suit your needs and developed in accordance with your financial situation. As well as being able to choose your loan amount, you can also choose your repayment period. The affordable repayments are designed to help you pay back your loan easily.

How you can apply for a personal loan from Credit24 Australia

You can apply for a loan from Credit24 by clicking "Go to Site". From there you can choose your loan amount online and complete the applicable forms. First, make sure you meet the following criteria:

• You are a permanent Australian resident or citizen over the age of 18
• You are currently employed and earn at least $600 per month which is paid into your bank account
• You have good credit history
• If you receive Centrelink payments, they don't make up more than 50% of your income
• You don't have more than one active short-term loan

There are eligibility requirements when applying for a Credit24 Australia loan. You need certain documents and personal numbers when applying for the loan. These requirements are as follows:

• An Australian drivers license
• An active email address
• Your mobile phone number
• Access to your last three months bank statements with your salary clearly shown.
• You must not have any more than one active small amount loan up to $2,000

All applications are carried out online and have a 24-hour approval period, allowing you to easily login and find out information about your application. You can use the website’s loan calculator to determine how much needs to be paid back and in what time frame.