Driva Personal Loans

If you’re in the market for a car loan or a personal loan, Driva can match you with a great deal in minutes.

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Rebecca Pike

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How does Driva work?

Driva is an online platform that matches borrowers with loan providers. Borrowers fill in a simple online quiz to receive personalised rates through Driva's partnered lenders within 60 seconds.

What does Driva offer?

  • Personal loans: Driva will check your profile to find you the right loan, whether you want to consolidate debt, pay for your holiday, renovate your home or use the funds for something else!
  • Car loans: Driva has partnered with loan providers for both new and used vehicles across dealership or private sale. You could be buying a car, caravan, motorcycle or business car, Driva will have the right loan for you.
  • Novated leasing: Whether you're an employee or employer, Driva offers customised lease solutions on all vehicles, including electric vehicles.

Driva Personal loan

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Updated regularly
Product Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Driva Personal Loan
Variable1 - 7 Years $2,001 - $75,000
Driva logo
Interest Rate (p.a.)
6.57%
to 36%
Comp. Rate (p.a.)
6.78%
to 36%
Application Fee
$0 - $395
Monthly Fee
$0
Monthly Repayment
$613.62
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How to apply for a loan with Driva

  1. Complete the quiz on the Driva website. Input information such as what you want the loan for, the loan amount and term, and your personal information.
  2. Receive personalised rates. Instead of simply showing you the advertised rate, Driva will make sure you see the rate that's personalised to you as well as all the fees that come with it.
  3. Choose your preferred lender. Select the lender you like the look of the most and Driva will check that you're definitely eligible before it shares your profile with them.
  4. Get approval. Driva will share your profile with the lender you've chosen and are eligible for, and approval for the loan should take up to 2 days (but can take as little as 2 hours!)
  5. Get the funds! For secured vehicle loans you'll need to provide the vehicle information and proof of insurance before the funds are released.
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Written by

Senior Money Writer

Rebecca Pike is Finder’s senior money writer, with over 10 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise, A Current Affair, 9News, and Sky News, and contributes expert analysis to publications like Yahoo Finance and The Latch. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines. See full bio

Rebecca's expertise
Rebecca has written 219 Finder guides across topics including:
  • Home loans
  • Cost of living
  • Budgeting
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