Gateway Bank Personal Loans
Choose between a fixed or variable rate loan. Borrowing amounts are limited, and rates and terms depend on the type of rate chosen.
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What different scores mean
9+
Excellent
The crème de la crème of personal loans. These products offer the lowest cost loans accompanied by the best features.
7+
Great
Slightly higher in cost and fewer features, but these products are still competitive.
5+
Standard
Typically offering above average rates and possibly lacking in the features department.
0+
Basic
The least competitive in terms of both cost and features.
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How to apply for a Gateway Bank personal loan
Applying online is a straightforward process. You'll need to meet general eligibility requirements including:
- Being at least 18 years of age
- Being an Australian citizen or a permanent resident of Australia
- Being in paid employment
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I am self employed but don’t have my financials completed as yet but my accountant has interim figures and has provided a letter stating my income. Is this sufficient proof of income for a PL?
Hi Mark,
Thanks for your question.
This may not be enough documentation; most lenders need a copy of your tax returns as well. If you have any questions about this, please speak directly to Gateway Credit Union.
All the best,
Shirley
Hello,
I am looking for a $30,000, 3 year, fixed interest unsecured loan. Do I need to have an account with your credit union?
Regards
Gerard
Hi Gerard,
Thanks for your question.
You will need an account with Gateway Credit Union to be able to sign up for their products.
To be eligible, you need to be an Australia citizen or permanent resident and have a good credit history.
Cheers,
Shirley