In this guide

  • Review
  • Details
    • Key Details
    • Eligibility
    • Discounts
  • Frequently asked questions
  • Your reviews
  • Ask a question
Bow Wow Meow Nose-to-Tail Cover
Maximum yearly benefit
$30,000
Reimbursement rate
70%, 80% or 90%
Routine Care
Optional

Summary

We looked at 14+ policies and found that Bow Wow Meow pet insurance has a higher annual limit and paralysis tick benefit than most.

Gold Finder Awards Badge
Finder Awards winner

Pros

  • It can cover your pet for up to $30,000 a year – that's a higher benefit limit than many other insurers.
  • It’s competitively priced. Its Ultimate Care plan won the Finder 2024 pet insurance award for value.
  • GapOnly lets you claim on the spot.

In this guide

  • Review
  • Details
    • Key Details
    • Eligibility
    • Discounts
  • Frequently asked questions
  • Your reviews
  • Ask a question

Details

Key Details

Product Name Bow Wow Meow Nose-to-Tail Cover
Accidental injury
Routine Care Optional
Lifetime Cover
Reimbursement rate
70%, 80% or 90%
Cooling Off Period 21 days
Cruciate Ligament Benefit No sub-limit
Excess options $0, $250 or $500
Emergency Boarding Yes

Eligibility

Maximum Age (Years) 9

Discounts

Multi-Pet Discount 10%

It may not have the easiest name to say but Bow Wow Meow is one of the most competitively priced pet insurers on the market. You get a lot more for your money compared to other providers, including a claim limit of $30,000 a year and 70%, 80% or 90% back on vet bills.

What do Australians think of Bow Wow Meow Pet Insurance pet insurance brand?

  • 4.34/5 overall for Customer Satisfaction — higher than the average of 4.15
  • 4.61/5 for Trust — higher than the average of 4.39
  • 4.39/5 for Customer Service — higher than the average of 4.16

Based on Bow Wow Meow Pet Insurance pet insurance brand scores in Finder's 2024 Customer Satisfaction Awards.

Product AUFPI Maximum yearly benefit Paralysis tick yearly sub-limit Reimbursement rate Accidental injury Illness
$30,000
No sub-limit
70%, 80% or 90%
Yes
Get your first 2 months free, enjoy GapOnly® claiming and access to 24/7 live vet. Use promo code 2MFREE. T&Cs apply.
$30,000
No sub-limit
70%, 80% or 90%
Yes
Get your first 2 months free, enjoy GapOnly® claiming and access to 24/7 live vet. Use promo code 2MFREE. T&Cs apply.
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Code

Get your first 2 months free

Verified Today
Enjoy GapOnly® claiming and access to 24/7 live vet. Use promo code 2MFREE. T&Cs apply
Deal

10% Multi-Pet Discount

Verified Today
Get 10% off your policy when you insure multiple pets
Finder Awards badge

Congratulations, Bow Wow Meow!

Bow Wow Meow received the folowing awards in the 2024 Product Awards and the 2024 Customer Satisfaction Awards:

  • 'Pet Insurance - Value' - Winner
  • Pet Insurance - Loved Brand (Highly Commended)
  • Pet Insurance - Trusted Brand (Highly Commended)
  • Pet Insurance - Quality Service Brand (Highly Commended)

Why compare pet insurance with Finder?

  • You pay the same price as buying directly from the pet insurer.

  • We're not owned by an insurer (unlike other comparison sites).

  • We don't ask for your phone or email.

  • We've reviewed over 35 policies on the market, so you don't have to.

Susannah Binsted's headshot

"When our dachshund was a puppy he loved to shred soft toys, tennis balls and plastic pots. Unbeknownst to us he was swallowing little pieces of everything he was gnawing on and one evening started yelping in pain. We took him to the vet and an x-ray showed a likely bowel blockage and we were looking at possible surgery. We had Bow Wow accident cover so we knew we'd be covered for the majority of the operation. Fortunately, he threw up most of it and further tests showed the blockage was cleared. The cherry on top was getting a chunk of money back for the vet visit and tests. Not even a month later he swallowed some palm tree fruit which is toxic and it was straight back to the vet to get him to throw it up. So we really got our money's worth in his first few months of life! Both times claiming online was super easy and the money was paid into our account quickly. What's also great is you can choose your cover amount and we chose to be 60% covered so any significant costs will be more than halved, but we have a lower premium. "

Susannah Binsted
Finder crew member

How much does a Bow Wow Meow pet insurance policy cost?

As part of the 2024 Finder Pet Insurance Awards, our experts analysed over 100 quotes. On average, Bow Wow Meow was the second cheapest pet insurance of all providers. See how it stacks up below.

Keep in mind, the below prices are based on a fictional pet profile and your own quote will differ. The best pet insurance for you may also depend on more than price so be sure to read the product disclosure statement (PDS).

ProviderAnnual costApply
Bow wow meow pet insurance$774Get quote
PIA$1,188Get quote
RSPCA pet insurance$1,239Get quote
Petinsurance.com.au$1,178
Medibank$1,610Get quote
Everyday Insurance$1,397Get quote
bupa$1,284More info
HCF logo$1,566More info
Potiki pet insurance logo$1,179More info

Frequently asked questions

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Gary Ross Finder

Editor, Insurance

Hi there, looking for more information? Ask us a question.

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Emma

July 17, 2017

Why don’t you pay for prescription pet food if the reason is to treat a medical issue, such as diarrhea?


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Liezl

July 17, 2017

Hi Emma,


Thanks for your question. Just to confirm though, you have contacted finder.com.au, a comparison and information service and not actually Bow Wow Meow Pet Insurance.


While we can confirm that the cost of regular, prescription or dietary pet food is excluded from cover under your Bow Wow Meow Pet Insurance policy, I’m afraid we won’t be able to answer why it has been excluded. It will be the insurance company who can definitely address your question. With this in mind, please get in touch with them directly and they should be able to provide you with your needed details.


Kind regards,

Liezl


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Barbara

April 05, 2016

I am booking my pets in for annual vaccination. What is the process to claim after bill is paid.


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Kristy

April 24, 2017

Does comprehensive cover, cover desexing costs? I am looking at getting my dog desexed.


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Richard Laycock Finder

April 05, 2016

Hi Barbara,


Thanks for your question.


Should you need to submit a claim with Bow Wow Meow Pet Insurance, you can do this through

your online secure Pet Portal. Upload your documentation and click submit (from computer or mobile device).In some instances, your Vet can submit your claim on your behalf.


All the best,

Richard


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Jen

June 25, 2015

I have comprehensive pet insurance and my dog takes Fluoxetine for anxiety,am I eligible for a refund for yearly blood tests that he requires when using this product.


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Richard Finder

June 25, 2015

Hi Jen,


Thanks for your question. It’ll depend on the policy and this information might be found either in your PDS or your Statement of Insurance. It may be best to contact Bow Wow Meow directly about the specifics of your policy.


I hope this was helpful,

Richard


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jan

April 27, 2015

We have a young dog who is periodically lame. He has suffered no injuries that we are aware of. (We have had him since 3 months old).

The vet refers to this as an arthritic condition. We would like him x-rayed in view of finding his problems,but need to know that if a solution is possible, we can afford to pay for his treatment. Is this dog excluded from cover as we are already aware something is not right?


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Richard Finder

April 28, 2015

Hi Jan,


Thanks for your question. Do you already have cover or are you enquiring about getting cover for your dog with an existing condition? If you already have cover, it will depend on your policy and whether or not X-ray is included. However, if you do not have cover, this would be an existing condition and may exclude you dog from cover for injuries or illness resulting from this condition.


I hope this was helpful,

Richard


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Vodka

January 18, 2015

Will my puppy be covered if it’s he’s been vomiting n I take him to the doctors n they prescribed him some meds?


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Richard Laycock Finder

January 18, 2015

Hi Vodka,


Thanks for your question. If the condition is not excluded by the insurer you should be covered for both. According to the schedule of benefits you’re covered for up to 80% of Vet bill covered, and also medicines and drugs.


I hope this was helpful,

Richard


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