Budget Direct Pet Insurance Review
- Maximum yearly benefit
- $25,000
- Reimbursement rate
- 80%
- Routine Care
- Optional
Summary
Budget Direct offers 3 pet insurance products for you to choose from - perfect for those who like variety.
- Budget Direct is good for those who want tailored cover. It offers 3 levels of cover; Essential, Comprehensive and Plus.
- New customers can get 15% off their first year’s premium when they buy online. T&Cs apply.
- If you’re switching from another provider to Budget Direct then you may eligible to have your waiting periods waived. You’ll have to call them to find out.
- It’s highest level of cover has a yearly benefit limit of $25,000. Other providers have a benefit limit of $30,000.
- There is no discount for insuring multiple pets with Budget Direct. Other insurers will offer a multi-pet discount.
Details
Key Details
| Product Name | Budget Direct Plus Cover |
| Accidental injury | |
| Routine Care | Optional |
| Lifetime Cover | |
| Reimbursement rate | 80% |
| Cooling Off Period | 21 days |
| Cruciate Ligament Benefit | $3,500 |
| Excess options | Choice of $100 and $200 |
| Emergency Boarding | No |
| Consultations and Vet Visits | $25,000 |
Eligibility
| Minimum Age (Weeks) | 8 |
| Maximum Age (Years) | 9 |
Discounts
| Multi-Pet Discount | N/A |
| Other Discounts | 15% online discount on first year premium when purchased online |
Budget Direct Pet Insurance deals
Save up to 15% when you buy Budget Direct Pet Insurance online
What do Australians think of Budget Direct pet insurance brand?
- 4.01/5 overall for Customer Satisfaction — lower than the average of 4.15
- 4.19/5 for Trust — lower than the average of 4.39
- 4/5 for Customer Service — lower than the average of 4.16
Based on Budget Direct pet insurance brand scores in Finder's 2024 Customer Satisfaction Awards.
Get a quote with Budget Direct Pet Insurance
Why compare pet insurance with Finder?
-
You pay the same price as buying directly from the pet insurer.
-
We're not owned by an insurer (unlike other comparison sites).
-
We don't ask for your phone or email.
-
We've reviewed over 35 policies on the market, so you don't have to.
📝 How to submit a Budget Direct Pet Insurance claim
Follow these steps to make your Budget Direct pet insurance claim as simple and straightforward as possible:
- Pay your vets bill
- You can then make a claim via the online claims portal or you can download the claims form from the Budget Direct website and send your completed form and your vet’s itemised invoices to claims@pet.budgetdirect.com.au or by post to Budget Direct Pet Insurance PO Box 342 Toowong QLD 4066.
- Within 2–5 business days of you lodging your claim, Budget Direct will contact you if they need any more information.
- On acceptance of your claim, Budget Direct will reimburse you up to 80% of your eligible vet expenses (benefit limits and an excess apply). The money will be deposited into your nominated bank account
Compare other products from Budget Direct
- Budget Direct travel insurance
- Budget Direct home insurance
- Budget Direct car insurance
- Budget Direct motorcycle insurance
- Budget Direct life insurance
- Budget Direct landlord insurance
Frequently asked questions
Your reviews
Gary Ross Finder
Editor, Insurance
Hi there, looking for more information? Ask us a question.
You are about to post a question on finder.com.au:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com.au is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.