Guide Dogs Pet Insurance Review

Guide Dogs pet insurance is good if you want comprehensive cover that gives back to Guide Dogs Australia.

4.2 ★★★★★ (94 reviews) Write a review
Guide Dogs Pet Insurance

Pros

  • The 85% reimbursement rate and $20,000 annual limit is higher than almost all policies available on Finder — most only cover 80% of your bills.
  • A portion of your premiums goes towards Guide Dogs Australia.
  • It's ideal for guide dogs — you get $1,000,000 Third Party Liability, covering you for legal fees if something happens.

Cons

  • It's not good if you're only looking for an accident-only option since all policies cover injuries and illnesses.
  • Routine care is only an option with Premium care but this is generally the case with other insurers as well.
Deal

Get 1 month FREE

Get 1 month free pet insurance when you sign up for cover with Guide Dogs. Terms & Conditions Apply.
Deal

10% Multi-Pet Discount

Save 10% when you insure multiple pets with Guide Dogs Pet Insurance.

Want to compare Guide Dogs pet insurance?

Product AUFPI Maximum yearly benefit Paralysis tick yearly sub-limit Reimbursement rate Accidental injury Illness
$20,000
$2,000
85%
Yes
Get 1 month free pet insurance when you sign up for cover with Guide Dogs. T&Cs apply.
$15,000
$2,000
80%
Yes
Get 1 month free pet insurance when you sign up for cover with Guide Dogs. T&Cs apply.
$15,000
$1,500
75%
Yes
Get 1 month free pet insurance when you sign up for cover with Guide Dogs. T&Cs apply.
loading

Why compare pet insurance with Finder?

  • You pay the same price as buying directly from the pet insurer.

  • We're not owned by an insurer (unlike other comparison sites).

  • We don't ask for your phone or email.

  • We've reviewed over 35 policies on the market, so you don't have to.

🏥 What does Guide Dogs pet insurance cover?

Ambulance vehicle with pet paw on the front

Accidental injuries

All of Guide Dogs's policies cover specified accidental injuries which can help pay the vet bill for the following and more:

  • Motor vehicle incidents
  • Bone fractures
  • Burns or electrocution
  • Snake bite toxicity
  • Fight wound abscesses
Vet building with pet paw on the front

Illnesses

All Guide Dogs policies cover illnesses. Like most insurers, you'll have to serve a 30 day waiting period before you're covered for illnesses and six months for cruciate ligament injuries. It can cover the following:
  • Cancer treatment
  • Skin conditions
  • Ear and eye conditions
  • Gastrointestinal problems
  • Ingestion of a forgein object
  • Intervertebral disc disease (IVDD)
  • Cruciate ligament conditions
  • Hereditary and congenital conditions (but not pre-existing conditions)
Pet toothbrush and scissors

Routine Care

You can get routine care on to a Premium Care policy. It'll cost you a little extra but it covers you for an extensive list of preventative treatments – many more are listed on its PDS compared to other insurers. Some of these include:
  • Heartworm test or blood screen
  • Desexing and microchipping
  • Heartworm preventative medication
  • Teeth cleaning
  • Dental illness treatment

Guide Dogs pet insurance costs

To help give you an idea about costs for Guide Dogs pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like you're own dogs breed, age and your address, so it's always worth comparing policies and getting a few quotes.

Dog Breed1yr old5yr old
Maltese Cross$970.34$1,537.92
Cavoodle$970.34$1,537.92
Labrador$1,244.03$1,962.75
Staffordshire Bull Terrier$1,044.06$1,659.88
Border Collie$1,044.06$1,659.88

Prices will differ based on a few criteria, including:

  • The gender, breed and age of your pet
  • The level of cover you choose
  • Your excess
  • Your locations
  • If your pet is desexed.

👥 Guide Dogs pet insurance reviews

​​We looked at Guide Dogs customer reviews on Finder and productreview.com. Here's a summary of how it did.

  • Customers seem to be happy overall with Guide Dogs, both for its customer service and its value for money.
  • Out of its 300+ reviews on productreview, only 67 people gave 1 star reviews.

If you're a previous or existing customer of Guide Dogs pet insurance, we'd love to hear from you! Leave a quick review here.

Guide Dog pet insurance FAQs

Gary Ross Hunter's headshot
Editor, Insurance

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise
Gary Ross has written 644 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living

More guides on Finder

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

12 Responses

    Default Gravatar
    RobJuly 8, 2019

    We have just adopted to short hair cats, one male one female and both have had all the right things done to them. Female is 5 months while the male is 8 months. We need to have them both insured, what is your best deal for them both and a veteran?

    Regards,
    Rob

      AvatarFinder
      JeniJuly 9, 2019Finder

      Hi Rob,

      Thank you for getting in touch with Finder.

      If you consider to take out pet insurance with Guide Dogs Pet Insurance, please click on the green Get Deal or Go to site button on this page to be redirected to their official page to learn more on their offered products. You may also speak to one of their representatives on getting your pets insured.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

    Default Gravatar
    ZoeJune 15, 2019

    Does your insurance cover snake bite treatment? Thanks

      AvatarFinder
      JeniJune 16, 2019Finder

      Hi Zoe,

      Thank you for getting in touch with Finder.

      Yes, it is cover under Accidental Injury. Please note that it is important to read the policy documents before buying insurance from Guide Dogs Pet Insurance to make sure it is suitable for you.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

    Default Gravatar
    KelliJune 5, 2019

    Is there awaiting time on elbow or shoulder surgery or cruciate ligaments?

      AvatarFinder
      JhezJune 6, 2019Finder

      Hello Kelli,

      Thank you for your comment.

      Yes, there is a 6 months waiting period for the Cruciate ligament cover. You can compare cruciate ligament cover from different pet insurance brands. You may compare the annual limit and please make sure to read the eligibility criteria, features, and details of the policy, as well as the relevant Product Disclosure Statement PDS/T&C’s of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details. When you are ready, press the ‘Go to site’ button to apply for a cover.

      Regards,
      Jhezelyn

    Default Gravatar
    NoelineMay 28, 2019

    Is routine neutering & spaying covered with any of the companies

      Default Gravatar
      NikkiMay 29, 2019

      Hi Noeline,

      Thanks for your inquiry!

      Yes, there are companies that cover desexing your pet. You can also get a discount on this. The National Desexing Network (NDN) is a charity that aims to end pet overpopulation by making it more affordable for pet owners in financial need to have their animals desexed.

      The NDN keeps a list of veterinarians on its website so you can find the nearest vet clinic that offers a discount on desexing every month of July. The registered veterinarians who participate in the NDN program don’t get any extra funding. They choose to reduce their fees out of their own concern for animal welfare.

      Hope this helps!

      Best,
      Nikki

    Default Gravatar
    NatalieJanuary 16, 2019

    I already have comprehensive Dog Insurance, but would like to change to a different company. Will my dog have to go through “waiting periods” or have to wait a certain amount of time if we need to claim? How do pre-existing problems rate when you change companies?

      Default Gravatar
      AshJanuary 22, 2019

      Hi Natalie,

      Thank you for contacting finder.

      Indeed, once you change the Insurer for your dog’s policy there will be at least 30 days waiting period for illness cover. The waiting period will depend on the policy that you will, you may reach out directly to Guide Dogs for the specific waiting time frame.

      For Guide Dogs Pet Insurance, they do not cover pre-existing conditions that your pet showed before you take out the policy or has shown during the waiting period.

      I hope this helps.

      Please do not hesitate to reach out to us if you have additional questions.

      Cheers,
      Ash

Go to site