Guide Dogs Pet Insurance Review

Guide Dogs pet insurance is good if you want comprehensive cover that gives back to Guide Dogs Australia.

4.0 ★★★★★ (74 reviews) Write a review
Guide Dogs Pet Insurance

Pros

  • The 85% reimbursement rate and $20,000 annual limit is higher than almost all policies available on Finder — most only cover 80% of your bills.
  • A portion of your premiums goes towards Guide Dogs Australia.
  • It's ideal for guide dogs — you get $1,000,000 Third Party Liability, covering you for legal fees if something happens.

Cons

  • It's not good if you're only looking for an accident-only option since all policies cover injuries and illnesses.
  • Routine care is only an option with Premium care but this is generally the case with other insurers as well.
Deal

Get 1 month FREE

Get 1 month free pet insurance when you sign up for cover with Guide Dogs. Terms & Conditions Apply.
Deal

10% Multi-Pet Discount

Save 10% when you insure multiple pets with Guide Dogs Pet Insurance.

Want to compare Guide Dogs pet insurance?

Product AUFPI Maximum yearly benefit Paralysis tick yearly sub-limit Reimbursement rate Accidental injury Illness
$20,000
$2,000
85%
Yes
Get 1 month free pet insurance when you sign up for cover with Guide Dogs. T&Cs apply.
$15,000
$2,000
80%
Yes
Get 1 month free pet insurance when you sign up for cover with Guide Dogs. T&Cs apply.
$15,000
$1,500
75%
Yes
Get 1 month free pet insurance when you sign up for cover with Guide Dogs. T&Cs apply.
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Why compare pet insurance with Finder?

  • You pay the same price as buying directly from the pet insurer.

  • We're not owned by an insurer (unlike other comparison sites).

  • We don't ask for your phone or email.

  • We've reviewed over 35 policies on the market, so you don't have to.

🏥 What does Guide Dogs pet insurance cover?

Ambulance vehicle with pet paw on the front

Accidental injuries

All of Guide Dogs's policies cover specified accidental injuries which can help pay the vet bill for the following and more:

  • Motor vehicle incidents
  • Bone fractures
  • Burns or electrocution
  • Snake bite toxicity
  • Fight wound abscesses
Vet building with pet paw on the front

Illnesses

All Guide Dogs policies cover illnesses. Like most insurers, you'll have to serve a 30 day waiting period before you're covered for illnesses and six months for cruciate ligament injuries. It can cover the following:
  • Cancer treatment
  • Skin conditions
  • Ear and eye conditions
  • Gastrointestinal problems
  • Ingestion of a forgein object
  • Intervertebral disc disease (IVDD)
  • Cruciate ligament conditions
  • Hereditary and congenital conditions (but not pre-existing conditions)
Pet toothbrush and scissors

Routine Care

You can get routine care on to a Premium Care policy. It'll cost you a little extra but it covers you for an extensive list of preventative treatments – many more are listed on its PDS compared to other insurers. Some of these include:
  • Heartworm test or blood screen
  • Desexing and microchipping
  • Heartworm preventative medication
  • Teeth cleaning
  • Dental illness treatment

Guide Dogs pet insurance costs

To help give you an idea about costs for Guide Dogs pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like you're own dogs breed, age and your address, so it's always worth comparing policies and getting a few quotes.

Dog Breed1yr old5yr old
Maltese Cross$970.34$1,537.92
Cavoodle$970.34$1,537.92
Labrador$1,244.03$1,962.75
Staffordshire Bull Terrier$1,044.06$1,659.88
Border Collie$1,044.06$1,659.88

Prices will differ based on a few criteria, including:

  • The gender, breed and age of your pet
  • The level of cover you choose
  • Your excess
  • Your locations
  • If your pet is desexed.

👥 Guide Dogs pet insurance reviews

​​We looked at Guide Dogs customer reviews on Finder and productreview.com. Here's a summary of how it did.

  • Customers seem to be happy overall with Guide Dogs, both for its customer service and its value for money.
  • Out of its 300+ reviews on productreview, only 67 people gave 1 star reviews.

If you're a previous or existing customer of Guide Dogs pet insurance, we'd love to hear from you! Leave a quick review here.

Guide Dog pet insurance FAQs

Gary Ross Hunter's headshot
Editor, Insurance

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise
Gary Ross has written 648 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living

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12 Responses

    Default Gravatar
    RhieannahApril 1, 2018

    I just wanted to get a better understanding of the illness waiting period. Does this mean if my dog gets sick we have to wait 30 days before claiming or is this 30 days from signing up for the cover?
    Thank you.

      AvatarFinder
      JeniApril 1, 2018Finder

      Hi Rhieannah,

      Thank you for getting in touch with Finder.

      Waiting periods are the time between when you enroll and when you’re coverage becomes fully active. For example, some insurers have a 5 day waiting period for injuries and a 30 day waiting period for illnesses. All waiting periods start on the date your new pet’s policy becomes effective. Accidents and illnesses that occur or are diagnosed during the waiting period will not be covered. This waiting period helps the insurance company ensure that pet owners are not enrolling their pet because they are injured, sick, or have a pre-existing condition. A pre-existing condition is an injury or illness that your pet already has before you enroll them into a pet insurance policy.

      You may refer to insurers offering pet insurance with shorter waiting periods. You can use our comparison table to help you compare brands side-by-side. Press the “Get a Quote” button of your preferred insurer to request a quotation. Before applying, please ensure that you read through the relevant Product Disclosure Statements/Terms and Conditions.

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

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