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Multi-pet insurance

Looking for pet insurance for multiple pets? We’ve got you covered. Better yet, you can get a discount too.

Best Pet Insurance

Key takeaways

  • You can easily insure multiple pets with the same insurer.
  • Discounts are often available when you insure more than one pet with the same company.
  • Typically, each pet has its own policy but you can get quotes for this all in one go.

Compare pet insurance for multiple pets

Name Product AUFPI Illness Accidental Injury Multi-Pet Discount
Medibank Pet Max Cover with Extra Care
5%
PIA Major Medical Cover
5%
Knose Pet Insurance
Finder AwardExclusive
Knose Pet Insurance
5%
PD Deluxe Plan
5%
Coles Comprehensive Cover
5%
Vets Choice Elite Cover
5%
Petsy Top Cover
ExclusiveHighly Commended
Petsy Top Cover
5%
RSPCA Ultimate Plus Accident and Illness Cover
10%
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How does multi-pet insurance work?

Getting insurance for more than one pet is easy. During the quote collection process, you’ll have the option to add another pet - do this. Then you will be shown two different pet insurance options at the end of your quote - one for each pet.

Each pet will have their own policy but you can manage it all within the one quote and pay for it together. The policies do not have to be the same. For example, you can get a policy with base level coverage for one pet and a policy with mid-level coverage for another.

What’s better, is that you’ll likely get a multi-pet insurance discount. Basically, this means you’ll receive a discount on your premium for insuring more than one animal with the same provider. To be entitled to this, you don’t have to take out the policies at the same time. You can take one out and add another later and still get the discount.

Can I insure different types of pets under the same policy?

Insuring any 2 pets under the policy is unlikely as each pet needs their own policy. Even 2 identical dogs would need their own policies.

However, you can insure 2 pets under the same insurer and be eligible for a multi-pet discount, regardless of what types of pets you’re insuring. For example, one pet might be a dog, your other pet might be a cat — both can be insured under the same insurer and you’ll be eligible for a multi-pet discount (provided they offer one).

FAQs

To make sure you get accurate and helpful information, this guide has been edited by Moira Daniels as part of our fact-checking process.
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Written by

Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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