With three cover options, multi-pet discounts and free rewards, Petbarn pet insurance might be the ideal option for you and your furry friend. See what's included below.
Review by our pet insurance expert Alexandra Koster
The 3 core policies offered by Petbarn are as follows:
Petbarn's most basic level of cover reimburses you for just the essentials to help keep your premiums manageable. You can claim 90% of eligible vet bills (65% if your pet is over 8 years old) with a $500 per condition limit including cover for specified accidents and illnesses.
Petbarn's mid-range option reimburses you for up to 90% of eligible vet bills (65% for pets over 8 years old) and covers everything you get with Core with double the per condition limit.
The most comprehensive policy offered by Petbarn covers up to 100% of eligible vet bills (65% for pets over 8 years old). It includes cover for cruciate ligament conditions, accidental injuries and illnesses and other treatments like behavioural therapy, dental illness and prescription diets.
Petbarn received the following highly commended awards in the 2024 Customer Satisfaction Awards:
To help give you an idea about costs for Petbarn pet insurance, we collected some annual quotes for a variety of Australia's favourite dog breeds.
| Dog breed | 1 yr old | 5 yr old |
|---|---|---|
| Maltese Cross | $1,200.75 | $1,613.41 |
| Cavoodle | $1,285.50 | $1,695.73 |
| Labrador | $1,606.97 | $2,174.60 |
| Staffordshire Bull Terrier | $1,374.53 | $1,859.12 |
| Border Collie | $1,374.53 | $1,859.12 |
Prices will differ based on a few criteria, including:
You pay the same price as buying directly from the pet insurer.
We're not owned by an insurer (unlike other comparison sites).
We don't ask for your phone or email.
We've reviewed over 35 policies on the market, so you don't have to.
Pet insurance won't cover you for absolutely everything that can happen to your bundle of fluff and insurers will usually have a list of general exclusions.
Petbarn won’t cover these specific conditions, regardless of whether your dog or cat is vaccinated against it:
Dogs:
Cats:
Waiting periods also apply. You cannot claim for injuries that result from the following conditions within the specified waiting periods after taking out cover. For example, a cruciate ligament injury before 6 months of cover.
If your pet is being used as a work animal, it may not be covered for specific conditions such as pregnancy.
Based on Petbarn Pet Insurance pet insurance brand scores in Finder's 2024 Customer Satisfaction Awards.
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Gap only pet insurance makes it easier to pay for vet bills. Here's how and who offers it in Australia.
Learn more about rabbit pet insurance in Australia - what's covered, how much you can claim and the exclusions.
Learn what's covered with bird pet insurance and how it can help pay for vet bills if your bird is in an accident or becomes ill.
How do Aussies really feel about their pets? Check out the latest survey results.
Ever wondered how much it would cost to insure your dog? We've crunched the numbers so you can easily compare pet insurance prices between breeds.
We've rounded up the cost of surgeries for pets as well as pet insurance options to save you money if your pet needs surgery.
Accident only pet insurance will protect your pet from a range of accidents including getting hit by a car, being bit by a snake and even eating things they shouldn’t be eating.
Compare pet insurance deals and discounts available from Australian brands and save further on your policy.
Find out what will impact your pet insurance premium and receive quotes from Australian pet insurance brands. Key steps to reduce what you pay for cover.
Complete guide to finding the right pet insurance with a side-by-side comparison of major brands.