First month free
10% Multi-pet Discount
Based on RSPCA pet insurance brand scores in Finder's 2024 Customer Satisfaction Awards.
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
You pay the same price as buying directly from the pet insurer.
We're not owned by an insurer (unlike other comparison sites).
We don't ask for your phone or email.
We've reviewed over 35 policies on the market, so you don't have to.
RSPCA received the following awards in the 2024 Customer Satisfaction Awards:
To help give you an idea about costs for RSPCA pet insurance, we gathered quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your own dog's breed, age and your address, so it's always worth comparing policies and getting a few quotes.
| Dog Breed | 1yr old | 5yr old |
|---|---|---|
| Maltese Cross | $1,011.65 | $1,536.78 |
| Cavoodle | $1,011.65 | $1,536.78 |
| Labrador | $1,274.59 | $1,953.21 |
| Staffordshire Bull Terrier | $1,092.50 | $1,669.02 |
| Border Collie | $1,092.50 | $1,669.02 |
Prices will differ based on a few criteria, including:
"Pet insurance is very expensive (I'm paying $152.07/month for my 2-year-old French bulldog) but there are always special offers so it's worth comparing your options every year or so. When I signed up there was a discount for the first year, so I was paying $118.60/month, but it has since gone up and it was time to compare my options. I like how there is no excess with RSPCA, which is one of the most important things I compared in my research. The "economy cover" doesn't cover everything so it's important to check the fine print and make sure you're comfortable with what it does and does not include. For example, I didn't realise it didn't include desexing and I was out of pocket for this procedure."
Here's what's included with RSPCA pet insurance.
Like all insurers, RSPCA covers accidental injuries. It'll pay you 80% of vet bills if your pet is involved in an injury such as:
Some RSPCA policies cover illnesses. They can pay 80% of eligible vet bills for illnesses such as:
Routine care is an optional benefit with RSPCA. This means you need to pay extra for it if you want it included. It can help pay the costs of the following:
If you're a previous or existing customer of RSPCA pet insurance, we'd love to hear from you! Leave a quick review here.
Gap only pet insurance makes it easier to pay for vet bills. Here's how and who offers it in Australia.
Learn more about rabbit pet insurance in Australia - what's covered, how much you can claim and the exclusions.
Learn what's covered with bird pet insurance and how it can help pay for vet bills if your bird is in an accident or becomes ill.
How do Aussies really feel about their pets? Check out the latest survey results.
Ever wondered how much it would cost to insure your dog? We've crunched the numbers so you can easily compare pet insurance prices between breeds.
We've rounded up the cost of surgeries for pets as well as pet insurance options to save you money if your pet needs surgery.
Accident only pet insurance will protect your pet from a range of accidents including getting hit by a car, being bit by a snake and even eating things they shouldn’t be eating.
Compare pet insurance deals and discounts available from Australian brands and save further on your policy.
Find out what will impact your pet insurance premium and receive quotes from Australian pet insurance brands. Key steps to reduce what you pay for cover.
Complete guide to finding the right pet insurance with a side-by-side comparison of major brands.
How much is it for my dogs to get their teeth cleaned. Is it covered with this policy and what is the outlay for me. Thank you
Hi Shelly,
Thanks for leaving a question on finder.
If you’d like to take out an increased level of cover for your furry friend, the routine care option may offer the protection you desire. Designed to promote responsible pet ownership, this benefit is designed to help you cover the cost of routine preventative healthcare treatments for your pet. This includes:
– $15 a year for heartworm test or blood screen
– FeLV/FIV test or urinalysis – $15 a year
– a $50 annual benefit for one of the following routine treatments: desexing, microchipping, preventative heartworm medication, teeth cleaning, vaccinations, dewclaw removal, council registration fees, prescription diets, alternative therapies, health checks.
Please send me a message if you need anything else. :)
Cheers,
Joel
I have economy RSPCA cover, does it cover prescription medication? It pays 75% accident illness.
Hi Robert,
Thanks for reaching out to us. Please note that we are not affiliated with RSPCA Pet Insurance or any company we feature on our site and so we can only offer you general advice.
Yes, all plans with RSPCA Pet Insurance cover medicine and drugs. The only exclusion are medications that is not approved or listed by the APVMA (Australian Pesticides and Veterinary Medication Authority).
Cheers,
Rench
Could you give me some monthly quotes on an insurance package for my 8 year old long haired domestic cat?
Thanks
Debbie
Hi Debbie,
Thanks for your question. Finder is a comparison service and RSPCA is not part of the panel of pet insurance brands we have access to.
If you would like to compare the products from the brands in our panel, you can do so by heading to our pet insurance home page.
All the best,
Richard
i got a small dog call king charles but has anal gland want best insurance
Hi Paul,
Thanks for getting in touch. If you would like to review the cover options available from the pet insurance brands in our panel, please head over to our pet insurance homepage.
All the best,
Richard
Do the premiums increase with each year as/because the dog ages?
How long does it take for reimbursement?
Cheers Bill
Hi Bill,
Thanks for your question.
Your premiums will be set at the outset of the policy, and stated on your Certificate of Insurance. For information about the claims process, you should consult page 25 of the RSPCA Pet Insurance’s policy disclosure statement (PDS).
I hope this was helpful,
Richard