Active Super | Performance, features and fees
Active Super is an industry fund with more than 85,000 members that's open to all Australians.
Active Super investment options
1 - 3 of 3
Compare alternatives
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending October 2024
Key features of Active Super
- Industry super fund that's open to all Australians to join
- Five ready-made investment options to choose from
- More than 85,000 members and $12 billion in funds under management
Active Super investment options
Active Super offers members the choice of five pre-made investment options. These options invest your super in different ways, depending on the level of risk you're comfortable with and the length of your investment time frame.
Pre-mixed investment options
| Investment option | Risk level | About this portfolio |
|---|---|---|
| High Growth | Medium to High | The majority of your balance will be invested in Australian and international shares, which are high growth assets and also high risk. You'll also have a small portion of your balance invested in direct property and private equity. This option is designed for members with a longer investment time frame. |
| Balanced | Medium | This option is a balance of High Growth and Conservative. About 30% of your balance is invested shares, with almost half your balance invested in defensive assets. |
| Conservative | Low | This option is much lower risk than the previous options, with about 60-70% of your balance invested in defensive assets instead of growth assets. This option still has some exposure to shares, however, it's only about 10% of your balance. This option is designed to protect your super from short-term market volatility. |
| Managed Cash | Very Low | This is the lowest-risk investment option, and it invests your full balance is cash products. This option doesn't seek any growth, but instead aims to keep the money in your super secure. This option is designed for members with a very short investment time frame (e.g. if you've already retired). |
Active Super default insurance cover
Eligible members will receive the following default insurance cover when joining:
- Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
- Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.
- Income Protection: This cover is paid out in the even you can't work and lose your income.
You'll get a default, basic level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.
How do I join Active Super?
If you're ready to join Active Super, you can join online via its website. The application process is simple and should only take you 10–15 minutes to complete.
To complete the online application form you will need to provide:
- Your name, date of birth and contact information (including your phone number and email address)
- Your Tax File Number (while supplying your TFN is not compulsory, doing so ensures that your contributions and benefits will be taxed at the lowest possible rate)
You'll be sent the details of your new Active Super account shortly after completing the online application form. If you'd like your employer to make your compulsory super payments into this fund, be sure to give your employer your Active Super account details.
More resources on Finder
More guides on Finder
-
Compound growth: What is it and how does it grow your super?
Compound growth allows your super returns to be reinvested and generate their own returns, helping your balance grow much faster over time. Here's how it works.
-
What is superannuation?
Superannuation is the main way of saving for your retirement in Australia. Your superannuation is one big investment portfolio in your name that's managed for you by your super fund.
-
Conservative super funds
Conservative super funds are designed to protect your superannuation savings. These funds have more money invested in low-risk, defensive assets like cash, fixed interest and bonds and less money invested in shares.
-
High growth super funds — more risk, more growth
A high growth super fund invests more of your super into growth assets like shares, aiming for higher returns over the long term.
-
AustralianSuper vs Australian Ethical Super
Trying to decide between AustralianSuper and Australian Ethical Super? We've compared their fees, performance and investments to help you choose.
-
AustralianSuper vs QSuper
Trying to decide between AustralianSuper and QSuper? We've compared their fees, investment options, performance and extras side by side to help you choose.
-
AustralianSuper vs Australian Retirement Trust
Trying to decide between AustralianSuper and Sunsuper? We've compared their fees, investment options, performance and extras side by side to help you choose.
-
Best super funds – 5 expert picks
We've analysed Australian super funds to find the best-performing super funds, the best industry super funds and the best super fund for low fees. Find the right super fund for you.
-
Super co-contribution: What is the government co-contribution?
Find out if you're eligible for the government's co-contribution scheme, potentially receiving up to $500 for making personal after-tax contributions.
-
Super funds for temporary Australian residents
If you're a temporary resident working in Australia, you could be entitled to superannuation payments. Here's how it works.
Ask a question