Kogan Super offers a small range of low-fee, high-performing indexed investment options for your super. The products are managed by Mercer Superannuation, Australia's largest super administrator. As there isn't a default MySuper product available with Kogan Super, you'll be asked to choose an investment option when you first join the fund.
Kogan Super offers 5 different investment options to choose from. Most of these use an indexed investment strategy. Note that there isn't a default MySuper product offered by Kogan Super.
| Pre-mixed investment options | Risk level | Asset allocation |
|---|---|---|
| Enhanced Indexed Growth This option has around 72% allocation to growth assets including local and international shares, alternatives, fixed interest and cash. It's designed for a lot more growth over the long term compared to the Enhanced Indexed Conservative Growth options, while investing in less growth assets than the Indexed Diversified Shares option. | High |
|
| Enhanced Indexed Conservative Growth This option invests in a similar mix of asset classes as the Enhanced Indexed Growth option, however it has much more exposure towards defensive assets like cash. | Medium |
|
| Indexed Australian Listed Property This option invests almost exclusively in Australian listed property assets. | High |
|
| Indexed Diversified Shares This option invests entirely in Australian and international shares. | High |
|
| Cash This option is 100% defensive, with the entire balance invested in cash. | Very Low |
|
*Asset allocation between growth and defensive assets correct as of January 2022, and may shift slightly from time to time.
When you join Kogan Super, you can access the following types of insurance cover through your super:
A default level of this cover will be available automatically when you join (if you're eligible), and you can opt to increase your cover at any time.
You can join online in less than 20 minutes. You'll need to supply:
Once you've completed the application you will immediately receive your member number. A confirmation email will also be sent to you, and your membership application will be processed once you make the first contribution into your account. You can change your investment option at any time by logging into your account online.
DISCLAIMER: This article may contain general advice. You should consider your own personal circumstances before deciding if a superannuation product is right for you. Superannuation is a long term investment and past performance is not indicative of future performance. Superannuation is the main way of saving for your retirement in Australia. Your superannuation is one big investment portfolio in your name that's managed for you by your super fund.
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