Mine Super

Mine Super performance and fees

When joining the fund you'll be placed in the High Growth option initially if you're under 50, however you can switch to another investment option at any time.

Finder Best Single Asset Classes Super Fund 2023 Highly commended

Mine Super Int'l Shares

Mine Super Int'l Shares took the third spot among single asset classes funds, with an annual fee of $182 on a $50,000 balance. The fund has provided an annual return of 11.18% over the past 10 years and 10.04% over the past 5 years.

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Product	Last 1 year performance (p.a.)	Last 3 year performance (p.a.)	Last 5 year performance (p.a.)	Last 10 year performance (p.a.)	Fees on $50k balance (p.a.)
Mine Super Int'l Shares Industry fundHigher risk	Last 1 year performance (p.a.) +30.34%	Last 3 year performance (p.a.) +12.31%	Last 5 year performance (p.a.) +13.93%	Last 10 year performance (p.a.) +11.77%	Fees on $50k balance (p.a.) $205	More info Compare	loading Fetching your data...
Mine Super Growth Industry fund	Last 1 year performance (p.a.) +13.39%	Last 3 year performance (p.a.) +6.27%	Last 5 year performance (p.a.) +7.76%	Last 10 year performance (p.a.) +7.43%	Fees on $50k balance (p.a.) $405	More info Compare	loading Fetching your data...
Mine Super - Balanced Industry fund	Last 1 year performance (p.a.) +10.78%	Last 3 year performance (p.a.) +5.28%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $400	Compare	loading Fetching your data...
Mine Super Aust Shares Industry fundHigher risk	Last 1 year performance (p.a.) +11.22%	Last 3 year performance (p.a.) +7.59%	Last 5 year performance (p.a.) +8.22%	Last 10 year performance (p.a.) +8.77%	Fees on $50k balance (p.a.) $205	More info Compare	loading Fetching your data...
Mine Super High Growth Industry fundHigher risk	Last 1 year performance (p.a.) +15.61%	Last 3 year performance (p.a.) +7.01%	Last 5 year performance (p.a.) +8.78%	Last 10 year performance (p.a.) +8.48%	Fees on $50k balance (p.a.) $395	More info Compare	loading Fetching your data...
Mine Super MySuper - Lifecycle Investment Strategy Under Age 50 Industry fundLifestageHigher risk	Last 1 year performance (p.a.) +15.61%	Last 3 year performance (p.a.) +7.01%	Last 5 year performance (p.a.) +8.78%	Last 10 year performance (p.a.) +8.48%	Fees on $50k balance (p.a.) $395	Compare	loading Fetching your data...
Mine Super Property Industry fundHigher risk	Last 1 year performance (p.a.) +7.49%	Last 3 year performance (p.a.) -1.92%	Last 5 year performance (p.a.) +2.08%	Last 10 year performance (p.a.) +5.29%	Fees on $50k balance (p.a.) $285	More info Compare	loading Fetching your data...
Mine Super Bonds Industry fund	Last 1 year performance (p.a.) +2.11%	Last 3 year performance (p.a.) -0.9%	Last 5 year performance (p.a.) -0.28%	Last 10 year performance (p.a.) +1.59%	Fees on $50k balance (p.a.) $230	More info Compare	loading Fetching your data...
Mine Super - Secure Industry fund	Last 1 year performance (p.a.) +5.04%	Last 3 year performance (p.a.) +3%	Last 5 year performance (p.a.) +3.12%	Last 10 year performance (p.a.) +3.62%	Fees on $50k balance (p.a.) $240	Compare	loading Fetching your data...
Mine Super - Indexed Defensive Industry fund	Last 1 year performance (p.a.) +9.28%	Last 3 year performance (p.a.) +4.24%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $235	Compare	loading Fetching your data...
Mine Super - Cash Industry fund	Last 1 year performance (p.a.) +4.09%	Last 3 year performance (p.a.) +2.95%	Last 5 year performance (p.a.) +1.83%	Last 10 year performance (p.a.) +1.76%	Fees on $50k balance (p.a.) $195	Compare	loading Fetching your data...

The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending December 2024

Key features of Mine super

Originally designed for those working in mining. Mine Super is an industry fund for those working in the mining sector, however it is now open to everyone to join.
Tailored insurance options. Mine Super has tailored insurance options for people working in the mining sector.
MySuper product. The MySuper option will invest you in a High Growth fund while you're young, and a conservative fund when you're closer to retirement.
Pre-mixed investment options. Members can choose between four different pre-mixed investment options that each have a different risk level and asset allocation.

Mine Super pre-mixed investment options

Members can choose between these four pre-mixed, diversified investment options depending on the level of risk you want to take on. If you don't make an investment choice, you'll be placed in the High Growth option while you're under 50, which is the default MySuper investment product.

Investment option	Risk level	Target asset allocation
Stable This option has the lowest level of investment risk and invests largely in fixed interest and cash. It's designed for members looking to protect their balance, with some growth over the medium term.	Medium	Growth: 47% Defensive: 63%
Conservative Balanced This option has a more even balance between growth and defensive assets compared to the Stable option. It's designed for members who aren't comfortable taking on too much risk and who wish to avoid market fluctuations in the short term, while still gaining some level of capital growth.	Medium to High	Growth: 54% Defensive: 44%
Growth This option provides more allocation to growth assets than the previous options, and may suit members looking for more exposure to shares. It's designed for members with a longer investment timeframe of at least 10 years.	High	Growth: 82% Defensive: 18%
High Growth This option invests entirely in growth assets, with almost 90% of your balance invested in Australian and international shares. It's the most high-risk investment option available, and aims to achieve higher returns over the long term. This is where your super will automatically be invested while you're under 50 (unless you choose otherwise).	High	Growth: 95% Defensive: 5%

Sector investment options

If you want more control over super, you can put together your own investment mix using one or more of the following individual sector options.

Australian Shares
International Shares
Property
Bonds
Cash
Term Deposit

Mine Super default insurance cover

Eligible members will receive the following default insurance cover when joining:

Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.
Income Protection: This cover is paid out in the even you can't work and lose your income.

You'll get a default, basic level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.

How to join Mine Super

You can join online by completing the application form on Mine Super's website. The application form should take you around 10-20 minutes to complete, and you'll need to provide the following bits of information:

Your full name, date of birth and contact information
Your Australian residential address
Your phone number and email address
Your tax file number (TFN)
Your chosen investment option (if you want to invest in something other than the Balanced option) and insurance cover
Details of your existing super fund if you'd like to consolidate your super

Once your application has been completed successfully, you'll receive your membership details by email. You can then give these to your employer so they can start paying your superannuation guarantee payments into your new fund.

Thank you for your feedback!

Written by

Alison Banney

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

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Alison has written 638 Finder guides across topics including:

Superannuation
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4 Responses

supermanMarch 30, 2025

I am 65 yr old Australian citizen do not have a super ac. I understand I can open a super ac and deposit 360,000 and invest in Overseas fund. Is Capital gain tax free?

Finder

AlisonMarch 31, 2025Finder

Hello,
There are many restrictions and rules around how much you can contribute to your super and the different tax obligations for the contibutions and investment earnings. This depends on factors such as your age, retirement status, super balance and contribution amount. It’s best to speak to a financial advisor, or your super fund, who can offer you personal tax advice based on your financial situation.
Thanks,
Alison.

BWFJuly 19, 2017

2 questions the first how did mine and wellbeing super preform against other super funds 2016/17 ? The second how does family trusts work ?

JonathanAugust 2, 2017

Hello BWF,

Thank you for your inquiry.

We have a comparison page for superannuation funds in Australia. Please take note that the sites listed may measure the funds in a different manner from each other. Some of them may compute returns prior fees while others would be returns after fees. Also, relative definitions may be used such as top-rated funds (which means in some that they have returns of not less than 10%).

It would still be recommended to talk with your employer to check your super funds’ options or to a qualified financial adviser who will take into consideration your goals and risk appetite.

Hope this helps.

Cheers,
Jonathan

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Mine Super

Mine Super is an industry super fund for members in the mining industry. It's default investment option is a MySuper lifecycle option that invests in line with your age.