Travel insurance coupon codes are online promo codes that allow you to save money when you buy travel insurance. Simply by entering one of the codes above when you buy a policy online from one of our travel insurance partners, you can access a discounted premium. This means you can enjoy all the benefits you would usually expect when you purchase travel insurance, but with the added bonus of substantial savings off the normal price of cover.
What are the pros and cons of using an online promo code?
Thinking of using a coupon code to help save money on the cost of travel insurance for your next trip? Make sure you consider the pros and cons first.
Pros
Save money. Yeah, obviously! With these coupon codes at your disposal, you can pay less for travel insurance – it’s as simple as that.
Quick and easy. You don’t need to fill out any complicated forms or sign up to any spam email marketing service; all you need to do is enter the relevant code when you buy a policy.
Variety. Finder.com.au offers coupon codes from a number of travel insurance providers, which means there are several options to choose from when searching for cover.
Wide range of policies. Travel insurance coupon codes can also be used across a range of policies, allowing you to choose cover that suits your needs.
Cons
You may need to look past the cost. The premium is far from the only factor that determines whether a travel insurance policy is right for you. You should also look at policy features, limits and exclusions when choosing an insurer.
Terms and conditions can apply. Make sure you’re aware of any terms and conditions that apply to travel insurance discounts.
Not all policies may be discounted. Some insurers only offer discounts on particular policies, so make sure that you're getting the policy you want.
The discount may only be available for a limited time. Some discounts are offered for a short period, so don't miss out.
How do I use my coupon code?
Using a finder.com.au coupon code is quick and easy. All you have to do is follow a few simple steps:
Review the current coupon codes listed above and choose the one you want
Click on the relevant link to view the code for your chosen travel insurer
By clicking on the link, you will also be taken to the insurer’s website so you can obtain a detailed quote
Review your travel insurance quote. If you’re happy with the cost of cover and the features the policy offers, proceed to checkout
Enter your coupon code in the field provided during the checkout process. Click “Apply” if necessary
The coupon code discount will be automatically deducted from the cost of your policy
Pay for the policy and hit the road with peace of mind!
Travel insurance providers offering coupon codes on finder.com.au
Tick
Tick Travel Insurance offers simple and straightforward travel insurance policies to suit the needs of a wide range of travellers. For discount travel insurance tailored to your requirements, check out our Tick coupon codes.
youGo
youGo offers discount travel insurance to offer financial protection against a broad range of travel risks. Browse our youGo travel insurance coupon codes to save money when purchasing cover for your next trip.
Why use travel insurance coupon codes?
Why should you use a travel insurance coupon code? Because you could save money, that’s why. We could all do with a little extra spending money on our next holiday, and using coupon codes is a simple way to save when buying travel insurance and keep more money in your own pocket.
Just by copying and pasting one of the codes above, you could enjoy substantial savings on the cost of travel insurance. Our range of travel insurance coupon codes is also constantly updated, so make sure to check back with us whenever you’re planning your next holiday for the latest deals and discounts.
How to save on travel insurance
Coupon codes aren’t the only way you can save money on travel insurance. Keep the following tips in mind to help cut the cost of your premium:
Buy online. Travel insurance from travel agents and airlines tends to be far more expensive than insurance purchased online, simply because many travel agents and airlines charge a commission on top of the price of cover. When you use finder.com.au, you'll pay the same as going direct.
Choose a lower level of cover. It shouldn’t come as a surprise to find that the lower the level of travel insurance cover you choose, the cheaper your premium will be. So if the cost of cover is important to you, consider choosing a basic policy rather than comprehensive cover, and remember to remove any optional extras you don’t need.
Consider multi-trip cover. Are you a frequent traveller? If so, buying a separate travel insurance policy for every trip you take can add up to be quite expensive. That’s why it could be worth your while considering annual multi-trip insurance, which covers all your holidays across a 12-month period and works out to be much cheaper for regular travellers.
Purchase a joint policy. If you’re travelling with a friend or relative, it can be quite expensive if each of you purchase separate travel insurance policies. But if you pool your resources and buy a joint policy, you can enjoy significant savings.
Adjust your excess. Many insurers allow you to choose the excess amount payable when you make a claim. By shifting to a higher excess, you can enjoy lower premiums.
Student discounts. Students tend to travel on a tight budget, so saving a little extra money on your travel insurance cover is always welcome. With this in mind, you may want to hunt around for an insurer that offers discounted cover for student travellers.
Senior discounts. If you’re over 55 years of age and no longer working full time, some insurers will offer discounted travel insurance for seniors. Check the fine print or contact the insurer directly to find out whether they offer any seniors discounts.
Group discounts. Travelling as part of a group? Use your strength in numbers to negotiate a better deal on your travel insurance policy.
Find cover for the whole family. If you’re planning a family holiday, did you know that many insurers will cover your children and other dependents travelling with you free of charge? This can help reduce the cost of cover, so check the fine print to find out whether your insurer offers cover for the whole family.
Shop around. Last but definitely not least, make sure to shop around for the best policy. This will not only help you find the most affordable cover, but more importantly, it will allow you to choose the policy that provides the best value.
For more tips on travel insurance discounts and savings, check out our guide to reducing your travel insurance premium. Otherwise, choose the discount you want from those listed above and enjoy the savings on offer.
Traps to watch out for when looking for a deal on travel insurance
It can be easy to snatch up the policy offering the lowest premium when comparing policies but doing this could leave you drastically underinsured. Here are some key points you may want to consider when looking for value for money travel insurance:
Benefit excess: Low cost policies may have higher excesses applied for the payment of benefits. It is important to work out what you stand to pay in excess charges prior to application.
Deterioration: Many policies will take into consideration the “wear and tear” of items when determining the benefit that will be paid. It can be worth assessing how this will be applied on your policy.
Exclusions on the policy: Many low cost policies have many exclusions for claim payment in place. As stated previously, it can be worth comparing the exclusions of policies prior to application.
Documentation required: It can be helpful to get an understanding what documentation your insurer will require in order for a claim to be paid. Many insurers will require either a receipt or valuation document for some types of claims, for example.
Limits on valuable items: Basic policies will generally only provide cover for items up to a certain value. You may want to consider registering any high-value items prior to departure to ensure adequate cover is in place.
Activities covered: Insurer will often have a complete list of the sports and activities that they are willing to cover under the policy. Many basic policies do not provide cover for potentially risky activities. If you are going to be participating in any high-risk activities on your trip, it might be worth considering a specialist policy.
Don’t ignore warnings in the media or from the government: Many insurers will not honour claims for events that have taken place in countries that have been recommended as no-travel areas by the government or mass media, or for claims resulting from the events warned about in travel advisories. It can be worth checking travel advisories before heading overseas, and checking whether your policy covers you there.
As former Head of Publishing and Editorial for Finder in Australia, Zahra Campbell-Avenell led a team of experts to deliver on Finder's mission to help people make better decisions with their money. Zahra has over 12 years of experience in editorial content, and a Bachelor of Arts in Anthropology and English from Georgetown University in Washington DC. See full bio
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