| Brand | Maximum number of travellers on group policy | Apply |
|---|---|---|
 | 10 | Get a quote |
 | 25 | Get a quote |
 | No max | Get a quote |
 | 25 | Get a quote |
 | 25 | Get a quote |
 | 10 | Get a quote |
 | 10 | Get a quote |
 | 6 | Get a quote |
 | 10 | Get a quote |
 | No max | Get a quote |
 | 10 | Get a quote |
 | 10 | Get a quote |
 | 25 | More info |
 | 13 | More info |
 | 25 | More info |
Note: This information was last updated July 2023
Pop in your trip details, including the age of everyone travelling, to compare quotes for group travel insurance.
Group travel insurance policies are convenient and sometimes cheaper than a regular policy because some brands offer discounts based on the number of travellers. Some of the benefits include:
A typical comprehensive policy should cover you for:
This includes hospital stays, medical evacuations and funeral arrangements. Most come with emergency dental care as well but some pre-existing medical conditions aren't generally covered
Many travel insurance policies, including group cover, can pay for COVID-related medical expenses and up to $5,000 towards cancellation or rearrangement costs.
For example, cover for delayed flights or if you need to cancel your trip. Reasons for cancellation must be out of your control, such as sickness, injury or natural disasters.
This can include lost or stolen luggage, credit cards, traveller's cheques, personal items etc. If any member of the group has a high-value item, they should add this on during the policy application.
If you rent a vehicle while you're away and you get into an accident, you should be covered by your vehicle insurance. However, you will still have to pay an excess charge from the rental company. With your group travel insurance cover, the excess is covered.
If you injure someone or damage their property while you're away, you could be on the hook to pay for damages. Personal liability is always included with travel insurance and can cover you for up to $2 million.
The insurer will need the name of each member of the group and their age. You will also need to list if any children are travelling with the group.
Importantly, you'll also need to let the insurer know if anyone in the group has a pre-existing medical condition. If someone does, they'll need to fill out a medical questionnaire before you can buy a policy. If the insurer is unable to cover them under the group policy, they may need to take out their own policy.
The process for making a claim for a loss if the person is covered under a group policy is much the same as for making a claim on a single policy.
Do this as soon as possible. An insurance consultant will guide you through the claims process. The claim may be completed over the phone but if more information is needed, they'll let you know the next steps to take.
The insurer will let you know exactly but typically you will need evidence to prove your claim. This can include medical reports, invoices, receipts and police reports.
Each insurer will have a claims form that can be downloaded from their website. After filling out the form, you will be able to submit it online or by post it along with any required documentation.
Only one person needs to organise travel insurance for the group. They'll need everyone's full name, date of birth and any pre-existing medical conditions they have. The group organiser will get one certificate of insurance for everyone. Before you go, it's also a good idea to get everyone's family's contact details in case something happens.
Gary Ross Hunter
Finder's insurance and innovations editor
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