| Overseas Medical and Hospital Expenses | Unlimited |
|---|---|
| Cancellation and Amendment Fees | Unlimited |
| Luggage and Personal Effects | $5,000 |
| Maximum Age Limit | 64 |
Table updated October 2023
Ski Insurance offers limited cover for COVID-19. In most cases, you or your travelling companion would have to be diagnosed with COVID-19 to make a claim. Here’s what you can expect:
Ski Insurance also offers travellers the option to add further cover for COVID-19. If this is selected, you can also expect:
There are lots of scenarios that are not covered by Ski Insurance, including costs incurred if your accommodation, travel or activities are cancelled due to COVID-19.
There is also no cover if you travel against medical advice, knowing you have COVID-19, or if you knowingly and willingly come into close contact with someone who has COVID-19.
Ski Insurance offers four insurance policies to travellers. International, Domestic, Professional and Annual Multi-Trip.
International
Domestic
Professional
Annual Multi-Trip
The insurer of this product is HDI Global Specialty. It comes with a cooling-off period of 14 days and choice of $100 standard excess for international plans.
These are some of the main insured events that Ski Insurance will cover. Some of these benefits may only apply on the International Plan.
Ski Insurance offers three add-ons that provide cover for a wider range of risks.
Unfortunately, travel insurance doesn’t cover everything. Generally, Ski Insurance will not pay your claim if it relates to:
This is not an exhaustive list. Make sure you review the Ski Insurance PDS for a detailed breakdown of what won't be covered, found under its list of general exclusions.
You can submit your claim online via the Ski Insurance Online Claims Form.
If you need help with your claim, you can email Ski Insurance at info@travelclaimscentre.com.
Ski Insurance is designed with skiers and snowboarders in mind, so there are some benefits that are difficult to find elsewhere. For example, it offers cover to competitive skiers and snowboarders, for heli-skiing and off-piste skiing, and for ski equipment rental excess.
However, there is no cover available for specific pre-existing medical conditions or pregnancy. The lack of cover for pregnancy, at any stage, is rare for travel insurance brands. Cover for COVID-19 is also limited.
If you're still not sure about Ski Insurance, you can compare other travel insurance companies here.
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One of the features of many high-end or rewards credit cards is complimentary travel insurance. Unlike standalone travel insurance policies which require you to pay a premium, these policies are offered for free to cardholders. However, keep in mind that you still need to pay your card’s annual fee and will need to use your credit card to book certain holiday costs in order to activate cover.
Similar to standalone travel insurance policies, complimentary credit card travel insurance offers cover for a host of risks you face while travelling, including overseas emergency medical expenses, cancellation fees and lost deposits, luggage and personal belongings, and legal liability.
However, just as with any other type of insurance, these policies feature a range of limits and exclusions that you should be wary of before setting off on a trip. It also pays to compare credit card travel insurance policies closely before deciding which card offers the right cover for you.
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Domestic travel insurance can provide cover for trip cancellation (domestic flights), loss or damage to luggage and expensive items, car rental excess charges and much more. Find out why domestic travel insurance is worth getting and compare policies from Australian insurers.