Bungee jumping travel insurance

Is bungee jumping covered by travel insurance?

Bungee jumping might seem crazy dangerous, but it can be covered by travel insurance. In fact, it's often included automatically, at no extra cost, depending on your insurer. Bungee is moderately risky, with around 1 death per 500,000 jumps, but that puts it in the same ballpark as skydiving, and not much worse than riding a motorbike.

Some insurers will need you to upgrade to a comprehensive policy, or add something like an 'adventure pack' to your cover. These will typically cover you for a bunch of different activities, often including things like bungee, skydiving, scuba and motorbike riding.

Who offers bungee jumping travel insurance?

Brand	Condition	Apply
Medibank	Their plans automatically include bungy jumping.	Bonus Get quote
Freely	Bungy jumping is one of the activities included in their cover.	Bonus Get quote
Zoom	Policy covers bungee jumping or canyon swinging under appropriate supervision.	Get quote
Fast Cover	Cover for bungee jumping is included.	Finder AwardBonus Get quote
Insure4less	Most amateur sporting and adventure activities are covered, including bungee jumping (up to a maximum of 2 jumps per person per trip).	Get quote
Travel Insuranz	Bungee jumping is automatically covered (up to a maximum of 2 jumps per person, per trip).	Get quote
InsureandGo	Bungee jumping is covered (up to a maximum of 3 jumps).	Finder AwardBonus Get quote
Tick	Bungee jumping is covered (up to a maximum of 3 jumps).	Finder AwardBonus Get quote
World2cover	Bungee Jumping is one of the activities includer under certain conditions.	Get quote
Cover-More	Bungee Jumping is one of the activities automatically included on all plans.	Bonus Get quote
Southern Cross	Sports and activities (taking part and training during your period of insurance) includes Bungee jumping.	Finder Award Get quote
Easy	Their plans automatically include bungy jumping.	Get quote
Australia Post	Bungy jumping is one of the activities included in their cover.	Get quote
1cover	1Cover covers a range of adventure activities, including bungee jumping, on all travel insurance policies.	More info
Webjet	Bungy jumping is included on the list of activities that are automatically covered.	More info
WorldCare	WorldCare covers a range of adventure activities, including bungee jumping.	More info

Note: This information was last updated November 2024

Conditions of bungee travel insurance

While bungee jumping is relatively safe, it’s not without its risks and is still considered an extreme sport. Common injuries from bungee jumping can include dislocations, rope burns, back injuries and eye trauma.

For this reason, while most insurers cover bungee jumping, there are some common conditions placed on bungee jumping claims. These can include:

• The jump must be performed with a licensed operator
• You must follow all instructions and not behave in a reckless manner
• You must not be under the influence of drugs or alcohol
• Your injury must not be due to an undeclared pre-existing medical condition (dislocating a joint on which you have previously had surgery, for example).

Some insurers, such as Budget Direct, will also limit the amount of jumps per trip you can do to a maximum of three, so it pays to read the product disclosure statement (PDS) carefully.

Should you tell your insurer if you plan to bungee jump?

Travel insurance is designed to cover normal risks associated with travel, and a typical policy covers common mishaps such as unexpected illness or injury, trip cancellation or delay, and loss or theft of baggage and personal effects.

Bungee jumping is not a normal event for most travellers, so failing to declare your intention to bungee jump puts a greater level of risk on your insurer.

Everyone taking out travel insurance has a duty of disclosure, which is a duty under law to declare anything to an insurer that could reasonably be expected to influence the extent of cover, benefit limits and cost of your policy. An example of this is pre-existing medical conditions. Unless you declare them at the time of applying for bungee jumping travel insurance, you are unlikely to be covered in the event of a claim.

So even if bungee jumping is included in your policy at no extra charge, you should declare your intention to jump to your insurer. If an additional fee is involved, be sure to pay it so you are fully covered when you take that leap into the great unknown.

Does bungee travel insurance cost more?

How much you will need to pay depends on the insurer. While many insurers will cover you for bungee jumping automatically, others will only do so for an additional charge, usually associated with some kind of adventure sports and activities pack. The cost will vary between insurers, but it’s unlikely to add enormously to the overall cost of your premium.

What other extreme sports can be covered by travel insurance?

Travel insurance covers extreme sports in much the same way as it covers bungee jumping. However, the details change depending on the activity, and some are not able to be covered at all, eg hang gliding. Check out our guides on travel insurance for other common extreme sports.

• Ski insurance
• Motorcycle travel insurance
• Trekking travel insurance
• Sky diving travel insurance
• Surf travel insurance
• Scuba diving travel insurance
• Off-piste ski and snowboard insurance
• Rock climbing travel insurance
• Mountain biking travel insurance

Frequently asked questions

• Does travel insurance cover bungee jumping?

  Most travel insurance policies cover bungee jumping, especially if you're with a licensed operator. Just double-check the details for any exclusions. To find the best coverage for your adventure, compare policies from multiple companies with Finder.

• Is travel insurance for extreme sports more expensive?

  Travel insurance that covers extreme sports usually costs a bit more because of the added risk. This will either be by you getting a more comprehensive policy or an add-on pack that includes adventure sports. It's worth shopping around to find a plan that fits your adventure and budget!

Written by

Tim Bennett

Insurance expert

Tim Bennett is a Finder insurance & utilities expert. For over 10 years he's reported on news, politics, finance and other topics as a journalist and radio presenter. Tim's roles have included radio news reader and breakfast at the ABC, news producer for SBS and producer for Fairfax Media. Tim regularly appears as a health insurance expert on programs like Sunrise and SBS news, as well as in the Australian, The Daily Telegraph, The Courier Mail and more. See full bio

Tim's expertise

Tim has written 122 Finder guides across topics including:

• Personal finance
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• Life insurance

Co-written by

Richard Laycock

Editor

Richard Laycock is Finder’s insights editor after spending the last five years writing and editing articles about insurance. His musings can be found across the web including on MoneyMag, Yahoo Finance and Travel Weekly. Richard studied Media at Macquarie University and The Missouri School of Journalism and has a Tier 1 Certification in General Advice for Life Insurance. See full bio