Golf travel insurance
Golf insurance, which can be added on to travel insurance, offers protection if your much-loved equipment is damaged or stolen, and can pay a host of other costs both on and off the course.
Key takeaways
- Golf cover typically needs to be added on to your travel insurance, for a fee.
- It can cover your golf equipment if it is stolen, among other things.
- Make sure your policy covers the value of your equipment.
What's included in travel insurance with golf cover?
A comprehensive golf travel insurance policy may include:
- Loss, Theft, or Damage to Equipment: If your golf equipment is lost, stolen, or damaged, you can receive replacement gear or reimbursement for repair costs. Benefit limits apply, so make sure you compare policies to find one that suits the value of your gear.
- Hire Equipment: If you've hired equipment and it is lost, stolen or damaged, or there's a delay, your policy can cover the expenses.
- Prepaid Green Fees: If you've prepaid your green fees but can't go because you get injured or sick, golf insurance can cover you (assuming the fees are non-refundable).
- Hole-in-one Cover: A bit of a fun one. If you shoot a hole-in-one, some policies will cover you for a round of drinks – just keep a hold of your receipts!
- Third party liability. This can help cover you for medical bills, repair costs and legal fees if you injure another person while playing golf, or damage someone else's property; for instance, if your ball hits someone on the course.
Golf cover benefits
Here's a few examples of what travel insurance can cover you for. To find the golf cover add-on, you'll need to look through the product disclosure statement of the travel insurance policy. Lots of insurers will also ask if you want to add this cover on to your policy when you get a quote.
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| Finder AwardBonus |
 | Golf cover is available as an optional add on for an extra fee. This includes cover for:
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 | Golf cover is available as an optional add on for an extra fee. This includes cover for:
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| Bonus |
 | Golf cover is available as an optional add on for an extra fee. This includes cover for:
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Note: This information was last updated March 2024
What doesn't golf insurance cover?
When you're thinking about taking out golf insurance, remember that you usually won't be covered for the following:
- Damage to your equipment caused by wear and tear or deterioration, as opposed to damage, loss or theft.
- If you don't report any lost, stolen or damaged equipment to the relevant authorities within 24 hours and get written evidence, your insurer probably won't cover you.
- If the golf equipment was being shipped unaccompanied or under a freight contract.
- Theft of your golf equipment if you left it unattended.
- An injury that was not caused by playing golf. You will need separate insurance for this.
- If the golf equipment was lost or damaged while in use.
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Where would I find an insurer for a golf buggy owned on Hamilton island
Hi Louise, Typically a golf buggy would be covered against theft or damage under contents insurance – but note that assumes it’s stored in a primary residence, and insurance wouldn’t cover any damage while the buggy was in use on the course. Most contents insurance assumes the residence is occupied most of the time, so in a holiday home context that might be trickier too. If the golf buggy is used for day-to-day mobility, then an insurer that specialises in this area such as Blue Badge may also be worth considering. Good luck!