Golf travel insurance

What's included in travel insurance with golf cover?

A comprehensive golf travel insurance policy may include:

• Loss, Theft, or Damage to Equipment: If your golf equipment is lost, stolen, or damaged, you can receive replacement gear or reimbursement for repair costs. Benefit limits apply, so make sure you compare policies to find one that suits the value of your gear.
• Hire Equipment: If you've hired equipment and it is lost, stolen or damaged, or there's a delay, your policy can cover the expenses.
• Prepaid Green Fees: If you've prepaid your green fees but can't go because you get injured or sick, golf insurance can cover you (assuming the fees are non-refundable).
• Hole-in-one Cover: A bit of a fun one. If you shoot a hole-in-one, some policies will cover you for a round of drinks – just keep a hold of your receipts!
• Third party liability. This can help cover you for medical bills, repair costs and legal fees if you injure another person while playing golf, or damage someone else's property; for instance, if your ball hits someone on the course.

Golf cover benefits

Here's a few examples of what travel insurance can cover you for. To find the golf cover add-on, you'll need to look through the product disclosure statement of the travel insurance policy. Lots of insurers will also ask if you want to add this cover on to your policy when you get a quote.

Provider	Conditions/th>	Apply
	Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,000	Bonus Get quote
	Golf clubs - up to $750	Bonus Get quote
	Golf clubs - cost to repair or buy the individual item(s) needed to complete the set or pair; or original purchase price of the set or pair (subject to depreciation)	Get quote
	Golf cover is available as an optional add on for an extra fee. This includes cover for: Golf equipment – up to $3,000 Golf equipment hire – $100 per 24 hours up to $1,000 Fees and equipment hire – $150 per 24 hours up to $600	Finder AwardBonus Get quote
	Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,000	Bonus Get quote
	Golf clubs - cost to repair or buy the individual item(s) needed to complete the set or pair; or original purchase price of the set or pair (subject to the depreciation)	Finder AwardBonus Get quote
	Golf clubs - cost to repair or buy the individual item(s) needed to complete the set or pair; or original purchase price of the set or pair (subject to the depreciation)	Get quote
	Golf clubs - up to $750	Finder AwardBonus Get quote
	Golf cover is available as an optional add on for an extra fee. This includes cover for: Golf equipment – up to $2,000 Golf equipment hire – up to $1,500 Golf green fees – up to $500 Hole in one – up to $250	Get quote
	Golf clubs - up to $750	Finder AwardBonus Get quote
	Golf clubs - $750 - $3,000 Golf equipment hire - up to $250	Get quote
	Golf cover is available as an optional add on for an extra fee. This includes cover for: Golf equipment – up to $10,000 Golf equipment hire – up to $750 Golf green fees – up to $500 Hole in one – up to $300	Bonus Get quote
	Golf equipment hire - up to $200	Get quote
	Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,200	Get quote
	Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,200	Bonus Get quote
	Golf cover is available as an optional add on for an extra fee. This includes cover for: Golf equipment – up to $750 Golf equipment hire – $75 per day up to $375 Golf green fees – $75 per day up to $375 Hole in one – up to $100	Get quote
	Matched or unmatched set of golf clubs, golf bag and buggy - up to $1,000	Get quote

^{Note: This information was last updated March 2024}

What doesn't golf insurance cover?

When you're thinking about taking out golf insurance, remember that you usually won't be covered for the following:

• Damage to your equipment caused by wear and tear or deterioration, as opposed to damage, loss or theft.
• If you don't report any lost, stolen or damaged equipment to the relevant authorities within 24 hours and get written evidence, your insurer probably won't cover you.
• If the golf equipment was being shipped unaccompanied or under a freight contract.
• Theft of your golf equipment if you left it unattended.
• An injury that was not caused by playing golf. You will need separate insurance for this.
• If the golf equipment was lost or damaged while in use.

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Frequently asked questions

• How can I find cheap golf travel insurance?

  There are ways to get cheap cover, since some travel insurance brands include cover under other benefits such as luggage and personal effects. Just be mindful that this will be the bare minimum of cover, and will not include other golf-related benefits such as golf equipment hire or hole-in-one cover.

• Do I need insurance to play golf?

  No, it isn't a legal requirement. However, golf insurance can cover the cost of damage to your equipment, personal liability and more.

Written by

Gary Ross Hunter

Editor, Insurance

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise

Gary Ross has written 649 Finder guides across topics including:

• Health, home, life, car, pet and travel insurance
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