Tick travel insurance has ranked first place for customer satisfaction in 2023.
This survey was conducted by Dynata, where 95% of respondents said they would recommend Tick to a friend, and it scored the highest in the 'value for money' category.
Southern Cross Travel Insurance has taken the top position in the 'Travel insurance - Comprehensive' category for the 2023 Finder Awards. Why? It's got to do with its wide COVID-19 coverage and how it handles cancellations due to unexpected events.
Adding to that, its average pricing was pretty affordable compared to other brands who offer less coverage for a higher price.
Fast Cover is the winner of the 2023 Finder Awards for the 'Travel insurance - Value' category. How? We compared the average prices of 28 international travel insurance policies, and Fast Cover came out on top.
But what does 'value' mean? It means we looked at more than just price. Fast Cover doesn't include everything on its policies, but it offers good value.
InsureandGo has taken the top place for the 'Travel insurance - Domestic' category in the 2023 Finder Awards.
Why? We analysed 23 domestic policies and found that InsureandGo were generous with their benefit limits for things like cancellation and rental car excess insurance.
Southern Cross Travel Insurance is the winner of the 'Travel insurance - Seniors' category in the 2023 Finder Awards. Why? It has higher age limits and generous benefits.
We also appreciated SCTI's easy-to-read product disclosure statement. This means that customers can easily understand their policies, and travel with confidence.
Fast Cover Travel Insurance's COVID-19 Benefits & Refund Policy earned it a place among the finalists in the Insurance Innovation category of this year's Finder Innovation Awards.
It goes further than many other insurers, covering COVID medical expenses and evacuation, up to $5,000 for COVID-related cancellations and additional expenses.
Every travel insurance policy has things you won't be covered for. Common exclusions include:
Travel insurance can cover you for COVID-19 in USA. A policy can cover you for the following:
"When I travel, I don't want to fork out a lot for travel insurance. I always get something above the bare minimum though which usually only covers medical-only expenses. Flight disruptions and delayed luggage are really common, so look for a cheap policy that covers me for these things."
For emergencies: call 911 (police), 911 (ambulance) or 911 (fire).
In a medical emergency, call for help and then contact your insurer on their emergency assistance line.
"Civil unrest, security risks, threat of terrorist attack and crime are a concern in USA, but you should still be eligible for travel insurance. It won't cover all of these situations but it can help cover medical costs, stolen belongings and much much more."
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The best travel insurance policies are different for each individual traveller.
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Domestic travel insurance can provide cover for trip cancellation (domestic flights), loss or damage to luggage and expensive items, car rental excess charges and much more. Find out why domestic travel insurance is worth getting and compare policies from Australian insurers.
Can I get travel insurance for a family member who hasn’t bought a return ticket yet but has already left the country for US 2 week ago. He’s planning to be in US for 2 months. Can he still be covered?
Hi Jayne,
It’s unlikely you can get your family member can get travel insurance in the current situation. Travel insurance typically requires purchase before trip departure and most policies have a clause stating coverage starts at a specific time after purchase (usually within a few days of buying the policy), and this must be before the trip starts. Since your family member is already in the US, most insurers won’t offer coverage.
Not having a return ticket can be an exclusion. Some policies require a confirmed return flight for coverage, especially for trip cancellation benefits.
Hopefully he has an uneventful trip, and hope this helps!
I only require cover for 1/ Medical. 2/. Cancellation only. No other coverage.
Thank you,
Maree Cooper
Hi Maree,
You can explore travel insurance covers listed on this page. You can also use our comparison tool to help you to find a cover that matches your needs.
Simply provide the information needed then click Get my quote to see the deals.
Regards,
James
Is there an insurance product suitable for a young Australian musician who is going to live in the USA on an O1 visa for the next 3 years?
Hi Jack,
Longer term travel insurance usually covers only a maximum of 12 months (although you may wish to reach out to a provider directly to see if they’ll offer more extensive coverage). Depending on the type of cover you need, you could look into life insurance covers for non-US residents here (Note that this page will feature brands available through our US site.) You could also look into getting health insurance to cover medical expenses.
Best,
James
Hi Chris,
Thank you for getting in touch with Finder.
According to our review on senior travel insurance, yes, you may still find insurers that will cover you even if you had cardiac bypass surgery, provided you declared the bypass operation when taking out your policy and were proclaimed fit for travel by your doctor and approved by the insurer offering heart condition cover.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Looking for a quote for Fiji citizen travellers to USA
Hi Sash,
Thanks for getting in touch. The travel insurance brands in Finder does offer travel insurance to some non-Australia residents depending on their circumstances. Please head over to our non-resident travel insurance guide to review terms and conditions.
All the best,
Richard