| Overseas Medical and Hospital Expenses | Unlimited |
|---|---|
| Cancellation and Amendment Fees | Unlimited |
| Luggage and Personal Effects | $10,000 |
| Maximum Age Limit | 69 |
Table updated October 2023
World Nomads’ Explorer plan offers a range of benefits related to COVID-19. Here’s what you can expect:
There are some scenarios that are not covered by World Nomads including if you knowingly and intentionally come into close contact with someone who has COVID-19, if you travel against medical advice, or you travel knowing you already have COVID-19.
World Nomads offers two insurance policies to travellers - the Explorer Plan and the Standard Plan.
Explorer
Standard
The insurer of this product is Pacific International Insurance Pty Ltd. It comes with a cooling-off period of 21 days and choice of $100 standard excess for international plans.
These are some of the main insured events that World Nomads will cover. Some of these benefits may only apply on the Explorer Plan.
World Nomads also offers two add-ons that provide cover for a wider range of activities.
Unfortunately, travel insurance doesn’t cover everything. Generally, World Nomads will not pay your claim if it relates to:
This is not an exhaustive list. Make sure you review the World Nomads PDS for a detailed breakdown of what won't be covered, found under its list of general exclusions.
You can start your World Nomads claim online, from anywhere in the world.
Sign into World Nomads and submit your claim online. You’ll need to provide any supporting evidence relevant to your claim, such as medical reports, receipts, police reports, incident reports, repair quotes, and travel itineraries.
World Nomads is a great option for younger travellers heading on an adventurous trip. There’s protection for a range of high-risk activities that are often hard to find cover for.
You may need to upgrade your policy with one of the add-on options, but it’s easy to understand and all activities are clearly listed.
There’s also a broad range of protection for claims related to COVID-19 and cover for pregnancy is included up until the end of the 26th week.
However, World Nomads isn’t a good option for older travellers or anyone with a pre-existing medical condition. Other than the conditions included as standard, it’s not possible to apply for further cover, which will leave some travellers at risk.
Policies are also only available to under 70s, while many travel insurance brands don’t apply age limits to their policies.
If you're still not sure about World Nomads you can compare other travel insurance companies here.
Butter International Travel Insurance comes with all the essentials and plenty of optional extras for those who want further coverage.
Ready to get moving? See quotes and compare travel insurance policies for Bali from 15
brands
From fire and flood to earthquake and volcanic eruption, natural disasters can cause travel chaos, but travel insurance will have you covered.
Learn how couple’s travel insurance can save you money.
This article examines what is and isn’t covered by missed flight travel insurance and also takes a look at other types of trip interruption and cancellation cover.
Ready to get moving? See quotes and compare travel insurance policies for USA from 15
brands
If you are planning a getaway, ensure your financial safety with a comprehensive travel insurance policy. Comprehensive travel insurance protects both you and your travelling companion against an array of unforeseen events.
A guide to understanding cruise insurance - why you need it, what's covered, and what's not.
Review affordable backpacker insurance for your next overseas adventure and find the right insurance policy to cover commonplace backpacking travel risks.
Domestic travel insurance can provide cover for trip cancellation (domestic flights), loss or damage to luggage and expensive items, car rental excess charges and much more. Find out why domestic travel insurance is worth getting and compare policies from Australian insurers.
so how do i apply for WorldNomads insurance?? This website isn’t clear
Hi Tony,
Thanks for question. World Nomads in not one of the insurance brands that is part of our panel. You will need to go to their site directly to apply for cover.
All the best,
Richard
A family member has been suffering from cancer, when I booked my insurance the cancer was isolated and stable, now however it has spread and become terminal, and a emergency funeral visit may be on the cards in the near future.
Will the travel costs of a return trip hope be covered under my basic policy?
Thank you
Hi Amber,
Thanks for your question and I’m sorry to hear about your situation. finder.com.au is a comparison service and not an insurer. Generally, your policy will not cover you if the cancellation is due to a preexisting condition. However, every provider is different, so it would be a good idea to contact your insurer directly.
I hope this was helpful,
Richard
Hi there,
I am interested in getting world nomads travel insurance for a year long trip. I was wondering if it’s possible to purchase basic cover and then upgrade the adventure activity cover for just a short period. The reason I ask, is that most activities I will participate in are covered at level one, but it’s possible that I will participate in a level three activity at some point during the year for a week or so. I don’t really want to pay for level three cover for the whole year if I only need it for one week of that. So would it be possible to buy the additional adventure activity cover for just the period that I need it?
Thanks,
Sarah
Hi Sarah,
Thanks for your question. finder.com.au is a comparison service and we are not permitted to provide personalised advice. Additionally, we do not currently have access to Nomad Travel Insurance products. You may wish to contact them directly for clarification in this matter.
Thanks,
Richard
What cover can I get as I am 65 yrs old
Hi Peter,
Thanks for your question.
Nomad Travel Insurance doesn’t offer insurance to people aged 65 or over.
If you’d like, you can compare alternative travel insurance options for over 65s.
Cheers,
Shirley