| Name | Roadside assistance | Accidental damage | Choice of repairer | Agreed or market value | Yearly cost to insure a small car | Apply |
|---|---|---|---|---|---|---|
 | Market | $623.32 | More info | |||
 | Market | $762.04 | Get quote | |||
 | Market | $868.48 | More info | |||
 | Optional | Agreed or Market | $874.00 | More info | ||
 | Optional | Optional | Agreed or Market | $939.98 | Get quote | |
 | Optional | Agreed or Market | $946.01 | Get quote | ||
 | Optional | Optional | Agreed or Market | $958.27 | More info | |
 | Agreed or Market | $969.89 | More info | |||
 | Agreed or Market | $974.22 | More info | |||
 | Optional | Market | $987.87 | More info |
Updated April 2023
There are 4 types of car insurance available in South Australia.
Lots of insurers offer a first-year discount simply by buying online. These can knock a lot off your first 12 months. Keep an eye on them increasing prices substantially the following year though (and switch if they do hike your prices up).
If you don't drive that far each year, you might want to look into pay as you drive car insurance. This could be especially useful if you're in Adelaide and generally don't need to travel far.
A higher car insurance excess can significantly reduce your premiums. As long as it's still affordable, you may want to raise your excess.
"Here's a really simple way to save money on your car insurance. Call your insurer and tell them you're considering leaving because of the price. Lots will offer to lower it. If they don't – that's not a big deal either because you probably can find a cheaper price elsewhere."
| Age | Average price |
|---|---|
| 20 | $1,715 |
| 30 | $1,092 |
| 40 | $949 |
| 50 | $848 |
| 60 | $769 |
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