Budget Direct Comprehensive Motorcycle Insurance
Budget Direct is a strong competitor in the motorcycle insurance space. While it's not the more premium, high-end brand, Budget Direct offers a decent range of benefits at a good price point.
Riders also have multiple customisation options so they can strengthen their policies if they want greater protection, bring the cost of their premium down by removing benefits, or simply tailor their policy to better suit their specific situation.
Our insurance experts got quotes from a range of popular motorcycle insurers for two motorcycle profiles. The below is based on the profile and model that we provided and should be used as a guide only. Your own quote will differ based on your personal circumstances.
| Provider | Cost for bike valued at $7,000 | Cost for bike valued at $29,000 | |
|---|---|---|---|
 | $495.64 | Would not insure | Get quote |
 | $538.88 | $1,271.85 | Get quote |
 | $983.06 | Would not insure | More info |
 | $684.38 | $1,526.75 | More info |
 | Unable to get online quote | Unable to get online quote | More info |
 | $594.12 | $1,035.56 | More info |
 | $1,023.98 | Would not insure | More info |
 | Unable to get online quote | Unable to get online quote | More info |
 | Unable to get online quote | Unable to get online quote | More info |
| Response | |
|---|---|
| Agreed value | 53.85% |
| Market value | 41.03% |
| I don't know | 5.13% |
15% online discount on motorcycle insurance
Budget Direct has a range of optional benefits that can be used to tailor your policy.
Accident Hire Car - Budget Direct will arrange and pay the daily cost for a hire car, if your bike is stolen or damaged, up to a maximum of $75 a day.
Riding Gear - Covers the cost of replacing riding gear - both for the rider and passenger - if it's less than 10 years old and was damaged in an accident.
Choice of Repairer - You can choose to nominate your preferred repairer, which may be a repairer from Budget Direct's repair network.
Reduced Windshield Excess - Reduces the 'Windshield only' excess where the only damage to the motorcycle is accidental damage to the windshield.
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Read on to see if Third Party Fire & Theft Motorcycle Insurance is right for you.
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RACV’s comprehensive policy has good benefits but there are limited customisation options for motorbikes.
RAA Comprehensive Motorcycle Insurance provides new-for-old motorcycle replacement for up to two years, a lifetime guarantee on repairs and $20 million of legal liability cover.
GIO Motorcycle Insurance is backed by a 24/7 claims service and provides three cover options: Comprehensive Motorcycle Insurance; Fire, Theft and Third Party Property Damage Motorcycle Insurance; and Third Party Property Damage Motorcycle Insurance.
RACQ has limited options for riders. There’s only comprehensive cover available and no optional add-ons to customise your policy.
Review of QBE Motorcycle Insurance.
Can I please have a call back for quotes?
Hi Holly,
This is a Finder review page, we’re not directly affiliated with Budget Direct. You’ll need to call them on 1300 306 560 to speak to a customer service agent.
Hope this helps!