ahm has similar benefits to other home insurance brands but some stand-out features include flood cover as standard and up to $5,000 for guest contents - that’s almost twice the industry average.
ahm is one of the more expensive brands on the market, with our cost research showing cover costs an average of $2,684 - more than $600 higher than the industry average of $2,044. However, existing ahm and Medibank health members can get 20% off their premiums, which would make the policy more affordable.
| Provider | Average cost | Apply |
|---|---|---|
 | $2684.2 | |
 | $2,126.72 | |
 | $1,241.44 | |
 | $1,125.97 | |
 | $831.86 |
The only additional cover option is portable valuables cover. This covers a range of items you take outside of the home, including electronic devices, jewellery and watches, sporting equipment and musical instruments, and wheelchairs and mobility devices. This benefit is only available if your contents are insured by ahm.
To make a claim on your ahm home insurance policy, you should log into your ahm account to get in touch with the claims team. You can also call 1300 518 049 or email carandhome@ahm.com.au for more information on the claims process. The call centre is open 8am to 6pm Monday to Thursday, and 8am to 5pm on Friday.
Hollard Insurance, which underwrites ahm home insurance, was the subject of 287 home insurance complaints and 149 home contents complaints in the last financial year. However, Hollard underwrites insurance for many other brands, including CBA, Australian Seniors and Real Insurance, so some of these complaints will likely be related to other brands.
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Hi Lucy, We have a full guide to help you compare contents insurance.