We currently don't have that product, but here are others to consider:
How we picked these
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending December 2024
Using data from the Finder Awards, we have the following winners based on different super fund categories:
We regularly look at the super funds in our database to determine which are the best offers for a range of different purposes. Our best super fund picks are a combination of winners from the Finder Awards, the Finder Green Awards and our own expert selections from our partners.
For more detailed insights into the Finder Award winners and how each category of super fund awards was judged, take a look at our Finder Superannuation Awards for a full breakdown of each methodology.
These are the 10 Balanced super funds with the best returns over the past decade, according to Super Ratings data at December 2024.
Super fund product | 10-Year return |
|---|---|
Hostplus Balanced | 8.4% p.a. |
Australian Retirement Trust Balanced | 8.3% p.a. |
AustralianSuper Balaned | 8.1% p.a. |
UniSuper -Balanced | 7.9% p.a. |
Cbus Growth | 7.8% p.a. |
VisionSuper Balanced Growth | 7.8% p.a. |
Hostplus Indexed Balanced | 7.7% p.a. |
HESTA Balanced Growth | 7.7% p.a. |
AwareSuper Balaned | 7.7% p.a. |
CareSuper Balanced | 7.6% p.a. |
The Finder Customer Satisfaction Awards recognises the best performing super fund for customer satisfaction. It's an award that is decided by the only votes that really matter – yours. We asked customers of major super funds to tell us about their experiences. Now we can reveal what they said.
| Provider | Overall satisfaction | Trustworthy/reliable |
|---|---|---|
 | ★★★★★ 4.46/5 | 100% |
 | ★★★★★ 4.46/5 | 94% |
 | ★★★★★ 4.28/5 | 94% |
 | ★★★★★ 4.26/5 | 100% |
 | ★★★★★ 4.15/5 | 91% |
Each year the regulator APRA analyses the market and identifies the worst super funds that are underperforming for members. APRA tested 58 MySuper products in 2023 which held $907 billion in assets, and the test showed an average performance of 0.41% above the benchmark.
APRA found that 80% of members' MySuper accounts perform above the benchmark, which is great if you are in that cohort. But for the remaining 20% the products underperformed by >0.50%. While only a small amount, you don't want your super to underperform.
You can use Finder's superannuation calculator to see an estimate of your retirement balance based on your current fund, versus if you switched to a different fund with better returns or lower fees.
Choosing the right super fund is crucial for your financial future. While the top-performing funds are a great start, they may not always align with your specific needs. If you're looking elsewhere, consider these key factors:
"I only moved to Australia 6 years ago so I'm playing catch up with my super. For me, low fees are important and to know my money isn't being invested in something that's destroying the planet. I also cancelled the life insurance inside my super because the premiums increase every year."
With Vanguard Super you are automatically invested in the Lifecycle option, which adjusts your investments as you age. You can also mix and match your investments from several other options.
Rest Super is a low fee, profit to member fund with a range of investment options. Find out the performance and fees in our full review.
Going on parental leave will impact your super. Here are the rules for super on parental leave and how to look after your super balance while you're off work.
Superannuation has many benefits. It’ll help fund your retirement, but it also offers tax discounts, investment benefits and discounted insurance cover, too.
We've compared the fees, investment options and performance for both Australian Retirement Trust and HESTA to help you choose between these two popular super funds.
Sunsuper is an industry super fund that meets your needs as you move through the workforce and transition into retirement.
Find out if you're eligible for the government's co-contribution scheme, potentially receiving up to $500 for making personal after-tax contributions.
Steps to choose a beneficiary for your superannuation fund proceeds in the event of your death.
Explore the intricacies of the early release of super, including eligibility criteria and application steps. This guide provides essential insights for accessing your superannuation funds prior to retirement.
Self-employed super contributions are a great way to boost your retirement savings, but there are some rules. See rules for contributions and compare super funds if you're self employed.
How did I find how Colonial First state pension fund fared in comparison to Australian Super
Hi Andrew,
Thanks for contacting Finder.
To help you compare funds, there are a few key areas, that should be considered when comparing and they include long-term performance, fees and the fund’s investment strategy for your age. We have written a how-to-compare guide, which can help you compare.
Thanks
Raj
Do you have people who advise on how to shutdown an SMSF and transfer to an Industry super fund? And whether it makes sense?
Hi Alan,
Finder is a financial comparison site – we can help you compare your options between products but we aren’t able to offer you any personal financial advice. We suggest you speak with a financial advisor or tax accountant for advice.
Looking at your figures which you say are accurate, I can 100% tell you they are not accurate at all . You have Australian super at 2.71% loss financial year 21/22 , my Super went down far more than that , the figure was 5.1% on the base starting figure plus whole years deposits over the year it would make the loss approx 10% annual .Then if you add in the investment loss , fees etc the figure goes far higher , can you please explain your figures
Hi Michael,
The figures in our super tables are supplied by superannuation research firm Chant West, which source the data directly from the funds themselves. The figure you’re referring to for AustralianSuper is for its Balanced fund. if you’re in a different investment option, or your balance is split between a couple of different options, your performance returns will be different.
Thanks,
Alison
how much are the superannuation fees/costs ?
Hi there,
Super fund fees all vary depending on the fund you’re with, the investment option and your balance. You can see the annual fees based on a $50k balance as an example for the sake of comparison in our table above.
Thanks,
Alison
Hi what is the cheapest superfund based on 20,000 in a high growth setting? What are the investment fees p.a.?
Thanks
Clare
Hi Clare,
Currently our comparison table shows the annual fees based on a $50k balance, to help you compare. The fees will be different based on a $20k balance, however, looking at the $50k fees can still help you see which funds are the cheapest and which are the most expensive.
You can use the filters on the side of the table to look at high growth options only, then sort by fees to see the lowest fees first.
Thanks,
Alison