Car insurance can help protect you and your wallet from the uninsured driver who t-bones you out of nowhere, the local hooligan going around keying cars, and your own moment of distraction when you crash into someone’s Audi in the car park.
Find the right policy for your situation by selecting an option that strikes an appropriate balance between affordability and cover offered.
| Third party property | Third party property, fire and theft | Comprehensive | |
|---|---|---|---|
| Personal liability | Yes | Yes | Yes |
| Protection for your car | No | Cover for fire damage and theft | Comprehensive protection from many forms of damage |
Your car insurance premiums are affected by how likely you are to make a claim. The more likely this is, the more expensive your car insurance will generally be. Factors like age, your driving record, the type of car you drive and many more are all taken into consideration.
According to the National Motor Vehicle Theft Reduction Council (NMVTRC), counting thefts per registrations, the Northern Territory has a national high of 6.09 cars stolen per 1,000 registrations.
The total car thefts numbered 981, or a 1.9% share of national thefts during 2017.
All of the top five crime hotspots in the Northern Territories actually experienced lowering car crime rates versus 2016. Overall car theft dropped 9.8%. Crime is heading back toward 2013 levels.
The most likely time to have a vehicle stolen is on a Monday from 20:00 - 23:59. Friday, Saturdays and Sundays see the most vehicles taken.
Utes dominated the top three theft targets, with the Toyota Hilux claiming first and second place. The Toyota Landcruiser 70 closed out the top three.
Thousands of Aussies are at risk of having their car insurance claim denied, according to new research by Finder.
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Just like your car, you can protect your boat in the same way with insurance. Boat insurance can cover you for a range of things from personal liability and third party damage, to natural disasters and vandalism.